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A trilogy in seven parts.....hypno's latest efforts
Comments
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Hypno, glad you had a good weekend. sounds like it was a productive one at least. Im joining you in the MFi3 challenge, just sent my PM to get a number!
Shaun, hope the spots are dissapearing and you are getting some rest over your bank holiday! My DS first tooth popped through yesterday at 7.5 months. So far teething is not bad for him, heres hoping he does as well with the rest.DFW NERD NO.656 DEBT FREE 24TH NOVEMBER 2010 TOTAL DEBT AUGUST 2007 £39000MFiT T2 NO.56 WE OWN [STRIKE]25%[/STRIKE] 31.5% OF OUR HOUSE SO FAR!0 -
Surfbabe~That sounds bad:eek:I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
atypicalblonde wrote: »Can I ask a quick MS question - do you use Gapbusters? If so, what are you experiences of them? I am dipping my toe in the MS water, but have no idea re. registering as self-employed or suchlike, so I wanted to start off slowly!
x
My personal experience of GB was not good
They don't pay expenses/fee separately. RE for eg pays x towards your purchase and y (around £5) as a fee. GB paid sums such as "£8 toward your meal", if you spent less that was money for you, but for me it could only be viewed as free food, not earnings. (didn't suit me, my lot were happy with HM food which was cheaper anyway.)
Then they have a very strict time schedule (8 hours, instead of RE's 24) and for my first assignment the client had some questions. I got this e-mail:
Could you explain why you thought the lights and ceiling vent and exhaust fans were dirty?
Could you also explain why you thought the front counter was dirty or cluttered?
In what respect were the team uniforms dirty?
Due to the urgency of the matter, please reply within 12 hours
some 17 days after the assignment :eek: And I was away :eek::eek: so they got an out-of-office reply. Needless to say I didn't get paid.:mad:
I like RE and GR better anyway.0 -
Gapbuster aren't my favourite atm either I did lots of a certain type of shop for them (well about 12 I think over an 8 month period, over half of them were at their request - i.e. pleading phonecalls) and then suddenly get an email - when I have 2 lined up a few weeks later - to say I can no longer do these jobs as the client doesn't want people who've done them lots before (and know what they're doing etc etc...) It was a really easy questionnaire, had a branch very near my house and the free meals came in handy too.... TNS are my favourite by far but haven't done that many Mystery shops recently - I needed a break from trying to fit my weekends around them.
Hypno I've taken a leaf out of your book and joined the grocery challenge for the first time in ages. I've loved posting on the 100 day challenge and keeping track of things so hoping this one goes as well too.Initial Mortgage January 2024 - £160,000
Initial Mortgage free date - January 2058
Mortgage as of 1st February 2024 - £159,134.98
Overpayments to date - £79.62
Current Mortgage free date - January 20580 -
Thank you everyone for your comments re. MS and Hypno sorry for the mini-hijack
. I have sent an application form off for Grass Roots so fingers crossed. Now I just need to understand the tax aspect of it! xx
MFW
[STRIKE]Mortgage 8.2.15 - [/STRIKE][STRIKE]£171,064.64[/STRIKE] Mortgage 1.5.2018 - £99,980.45Aiming to be MF 1.10.20200 -
ATB - you can go on a free short 1/2 day course run by HMRC to find out about the self employment tax basics. I've been and it was very informative - their phoneline is helpful too. Have a look on their website for some PDFs as well.Mortgage free as of 12/08/20!
MFiT-5 no 45You can't fly with one foot on the ground!0 -
:dance::dance::dance::dance::dance::dance::dance::dance::dance:
I'm having what is known as a good day... It's not very often I get one of these so I'm running with it...
It's only taken 18 months but I'VE FOUND A PERMANENT JOB!!!
Happy Walshy! I'm also then going to use all this time I had for looking for jobs and move it into Dooyoo!God Dammit, I'm going to be debt free by Christmas... I AM!!!
:beer: Debt Free since July 2011 and it feels good! :beer:
Now it's all about finding a deposit for a house!
How do you amass £70k in a year?! :eek:0 -
lunar
yah to the teething,,,,,not hope hes not like my little feller or you like sleepless nights:D
spots only just started es had then 2wks ago ,,we thought Wednesday was the dead line for baby,,,,,,,,,,,,,,,,,,,,,,,wrong !! so only just started!!!!
been to the coast for a picnic was fabulous day
took 40 min to get their 1.5 hrs to get home:doh:
WENT UP THE CLIFF THEN DOWN BEACH TO VILLAGE TP EAT AND ICE CREAM
EDIT DONT KNOW WHY THIS IS ALL PRINTED IN DIFF SETS
COMPUTERS GONE BARKINGWAS DEBT FREE & STILL BAAARRRRRKING :cool:
hello my name is shaun,,,and im not so addicted to farmville,still addicted to football:o:o
BAAAARRRRRRRRRRKING er insanely so0 -
Fab news on the job Welshy
When do u start?I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Monday...
As long as the references all get filled out. Then I have a grand total of one day to learn the job from my predescor before she leaves!:beer: Debt Free since July 2011 and it feels good! :beer:
Now it's all about finding a deposit for a house!
How do you amass £70k in a year?! :eek:0
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