📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

A trilogy in seven parts.....hypno's latest efforts

1163164166168169261

Comments

  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    surfbabe, you lot really are going through the mill at the moment!! I hope everything calms down a bit very soon!

    Me - glad the hair colour went well - I have to do mine....have the stuff, but haven't had the inclination.....maybe something to get done this week.
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • babyhead
    babyhead Posts: 731 Forumite
    Morning!

    Another sunny day :O)
    You are good/mad walking home - im pleased someone rescued you!!

    Shaun - poor little baba. You could have a pox party!

    Have a good day everyone xx
    DFW Nerd #1152
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Hi babyhead - I wouldn't have walked it, if the weather had been horrid! But it was a lovely evening, and I live out in the country, so walking away from the city, through the villages and along the lanes was really quite a nice way to wind down......If I didn't have the children to run around/cook dinner for etc, I would happily take my walking shoes and walk it more often.....but that would mean that I wouldn't be home until 8ish which wouldn't work in our house! Perhaps I can do it in the summer holidays......
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • Yorkielass
    Yorkielass Posts: 2,235 Forumite
    Part of the Furniture Combo Breaker
    Another one very impressed with all your walking here, I have to say I miss not being able to walk to work anymore, but then I think of my lovely house and garden, which we could never have afforded in the city, had to move to a neighbouring town for that.
    Initial Mortgage January 2024 - £160,000
    Initial Mortgage free date - January 2058
    Mortgage as of 1st February 2024 - £159,134.98
    Overpayments to date - £79.62
    Current Mortgage free date - January 2058
  • Nargleblast
    Nargleblast Posts: 10,763 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Debt-free and Proud!
    Good morning Hypno & co, what a lovely day! Have done seed planting this morning (French beans, carrots, onions, beetroot) and did a real Scrooge thing - bought a pot of basil from Aldis yesterday, and split it between three pots this morning to make (hopefully) plentiful supplies of fresh basil for the kitchen. This was a tip I got from a new book I bought the other day, The New English Kitchen by Rose Prince. (I only paid £3.99 for it at a discount bookshop). It teaches you how to shop better and make good quality ingredients go further, even giving examples on how to make several meals out of a joint of meat, including soups, and gives you the typical cost per head of each meal. As I am trying to tighten up my grocery spending I need all the help I can get, particularly as my son is going through a hollow legs phase.
    Hope you all have a productive day in whatever you do (get back to the ironing board, woman!).
    One life - your life - live it!
  • shaun40400
    shaun40400 Posts: 4,134 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    good afterloooooooon
    bevery ody
    28c yes 28c for the 3rd day running
    ireland has been moved to the west Indies,,,:cool::cool:
    except now its too bwoody hot to step outside,,,ah well rain will be back soon and then we can have a good grumble about the bwoody weather:rotfl::rotfl::rotfl:
    Surfbabe sound very positive :j
    babyhead yah to pox party ...great idea:o:o
    Nargleblast bargain on the book front and saves you cash :j
    Yorkielass miss the the walking ?? but your not in the city?? or just home to late to take advantage of where you live,comuting? same where i live ....i miss the walking to...only manage 35mins on the cliffs yestardy ,,,,but oh so worth the pain...
    hypno,,,when you get home tonight
    1 put shoping away
    2 dye hair
    3 sit in garden with coffee and enjoy last of the sun
    this is a presidentail order
    you know it a preidential order cus it in big letter and blue

    baaaarrrrrrrking,,,,actually it to bloody hot to bark
    :rotfl::rotfl:
    WAS DEBT FREE & STILL BAAARRRRRKING :cool:
    hello my name is shaun,,,and im not so addicted to farmville,still addicted to football:o:o

    BAAAARRRRRRRRRRKING er insanely so :o
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Thanks for the order, shaun, but I am afraid I will have to disobey, as I have got to go straight to the ski club to collect the kids from race training......then dinner needs thinking about.....:rolleyes:

    Nargleblast - that looks like a good book, might hunt it down in the bargain bookshops over the next few weeks....I am sure it can recoup its costs fairly quickly!

    The sun is still shining here too - but I can't see much of it from my cubbyhole.....might go for a walk round the block at lunchtime......although will leave my purse in the office so I can't be tempted to spend any money!
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    ooh, just seen that I have a crown on dooyoo :j
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • savingholmes
    savingholmes Posts: 28,989 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    hypno06 wrote: »
    But getting a taxi would have ruined my NSD......and I would have had to declare it on my spending diary.......plus I didn't have enough in my purse for a cab.

    So, shanks' pony it was!
    Well it shows the "name and shame spending diary system works then! I don't think I dare... I started to name what I spent on my diary but soon stopped!:rotfl:
    hypno06 wrote: »
    savingholmes - no break between debt and mortgage because the MFiT challenge includes my secured loan, which is still part of my DFW journey, really......so no plans to let up just yet :o
    Ouch! I still recommend that once you've cleared the secured loan rather than the main mortgage that you have a decent holiday tho! Money is important but shouldn't be allowed to dominate everything! I have to say that we have managed to get free accommodation in Scotland and Cornwall this year so will be able to have low cost holidays even while doing the challenge which is pretty important to me...

    My bigger temptation currently is a new / newer car! :eek: My current car is Y reg and is running but slightly embarassing! It has child bike scrapes down the side of my car etc... I think the suspension is shot and needs hundreds of pounds spending on it... I'm just hoping it doesn't all go wrong with a big bang - and am wondering whether to try trading it in while it is still running ok!?

    Shaun - I agree the photos are gorgeous!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • shaun40400
    shaun40400 Posts: 4,134 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    hi:naughty: hypno!!!
    yep i need to think about diner too
    hmmmmmmmm ok thought about it dident make the slightest impression:rotfl::rotfl:

    got half salmon out of freezer (got of dog food counter few wks ago)

    so tonight,mico waved salmon (7 mins)
    loads of pasta covered light lemon mayo, and any salad in the fridge..
    oh just remembered got some of the wired italian bread in freezer..
    and big jug of cordial with ice
    im hungry now:o
    WAS DEBT FREE & STILL BAAARRRRRKING :cool:
    hello my name is shaun,,,and im not so addicted to farmville,still addicted to football:o:o

    BAAAARRRRRRRRRRKING er insanely so :o
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.8K Spending & Discounts
  • 244.3K Work, Benefits & Business
  • 599.5K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.