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A trilogy in seven parts.....hypno's latest efforts

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  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    surfbabe that sounds awful! I bet you are all looking forward to the end of term!

    As for washing overnight.......my experience is
    • a big pigeon always does a big poo on some of it
    • it gets full of tiny weeny spiders
    • it is an invitation to the Gods for it to rain heavily instead of any forecast dryness.....
    So the tumble drier it was.....:o
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • duchy
    duchy Posts: 19,511 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Xmas Saver!
    Yikes Surfbabe sorry to hear that. Bet you'll be glad when he's home.
    Happy new month to all.
    Day off today so getting my MS's out the way early (not much choice as one is a breakfast one-free food Mmmmm) then back to crack on.
    Full of comparative energy at the moment as my medication has kicked in and suddenly I feel human again (darn under-active thyroid) so have plans for lots of bits to do today
    I Would Rather Climb A Mountain Than Crawl Into A Hole

    MSE Florida wedding .....no problem
  • babyhead
    babyhead Posts: 731 Forumite
    morning

    Thanks for the coldplay tip shaun - I love them....!!! And good luck with the spots...

    Surfbabe - that sounds awful. I hope your DS feels better soon. :O)

    Yay to more sunshine today !!
    DFW Nerd #1152
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    More sunshine, but I am stuck in a cubbyhole of an office.......bah!!

    BUT...As we are now in the first half of the month again, I can start transferring money to OH Egg loan.....so £300 has been transferred from the debt pot to the loan, bringing the total outstanding down to £2298.60.....hope to somehow have that down below £2000 in the next couple of weeks.

    Unsecured debt therefore currently standing at £16575.32 with the intention of having it paid off by 12th December so I can join in the MFiT challenge that starts on that date :o
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • atypicalblonde
    atypicalblonde Posts: 3,057 Forumite
    Hellooo Hypno!

    I have absolutely no doubt whatsoever that you can clear the rest of the unsecured by December, and I am looking forward to seeing you over on MFW for the MFiT challenge!

    Can I ask a quick MS question - do you use Gapbusters? If so, what are you experiences of them? I am dipping my toe in the MS water, but have no idea re. registering as self-employed or suchlike, so I wanted to start off slowly!

    Totally sympathise with you regarding the cubby hole office, I feel like I am sat in a greenhouse :o x
    MFW :)
    [STRIKE]Mortgage 8.2.15 - [/STRIKE][STRIKE]£171,064.64[/STRIKE] Mortgage 1.5.2018 - £99,980.45
    Aiming to be MF 1.10.2020
  • doodledo_2
    doodledo_2 Posts: 4,676 Forumite
    Morning Hypno.

    That unsecured debt total is looking ruddy marvellous :T
    Proud to be dealing with my debts - DFW No: 712

    03/09/09 - DEBT FREE AT LAST :D
    Racing Hypno to Save - £10/£5000
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Wow .... that really is amazing, Hypno, that you're looking at figures like that. And of course you've got the monthly repayments anyway in the standard repayments, that adds up. But your overpayments add up even more!
    2023: the year I get to buy a car
  • pania
    pania Posts: 8,258 Forumite
    edited 1 June 2009 at 9:53AM
    You should be immensely proud of that total hon. welldone!!
    debt @05/11/11 £12210.63!! slowly chipping away!!
    :heart2:impossible is nothing.:heart2:
  • Yorkielass
    Yorkielass Posts: 2,235 Forumite
    Part of the Furniture Combo Breaker
    Just catching up on MSE as haven't been online all weekend :o Had friends over all day on Saturday and out in the garden yesterday. Not very MSE as we bought some new bits for the garden including a parasol yesterday but we shopped around and used a money off voucher in the end that OH rescued from recycling so all is not lost :rolleyes: and it was a lovely weekend. Did fit in a Mystery shop yesterday too so a little bit of money making!

    Sounds like all that cleaning and sorting is going really well, I'm going to try and work on my 'cleaning plan' this afternoon and will send you a copy when I have. I totally agree with what you say about if the house is better you feel more comfortable about life etc etc and you certainly just can't isolate one part of life that easily!! Mine hasn't really been tidied, apart from the kitchen, but we haven't really made anything else messy so that's all good :T:T

    Hopefully by December OH will have a job and I'll be in a slightly better one so think we might be joining the MFiT too, that leaves us 6 months to get jobs sorted and then hopefully some emergency savings built up.
    Initial Mortgage January 2024 - £160,000
    Initial Mortgage free date - January 2058
    Mortgage as of 1st February 2024 - £159,134.98
    Overpayments to date - £79.62
    Current Mortgage free date - January 2058
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Hope you are all enjoying the sunshine and not working too hard :rolleyes:

    ATB, I have not used gapbusters, I'm afraid, so can't help on that one - there is a m/s thread on the "up your income" board, and I expect they will be able to give you the info you need! Good luck - it all adds up nicely!!
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
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