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A trilogy in seven parts.....hypno's latest efforts

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Comments

  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    beanielou wrote: »
    So you should manage the unsecured by Christmas then:D

    That's the aim.....the difficult one is going to be the barclayloan because it needs saving up for and paying off in one go, rather than ad hoc overpayments, so not so much fun.

    When it comes to the secured loan, that can't be overpaid ad hoc either, but my mortgage can, so if I find it soul destroying trying to save up to pay the whole thing off in one go, I will overpay the mortgage instead.....the idea being that the amount secured on the house will be coming down, just on the first mortgage rather than the second. The amount overall owing will be the same, as will the level of risk.
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • babyhead
    babyhead Posts: 731 Forumite
    Well done on the bonus Hypno! :j:j :j

    As everyone else has said - you definately deserve it! :D

    Your figures are looking good!! :D
    DFW Nerd #1152
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Can't wait to log onto online banking tomorrow :D
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • lunar
    lunar Posts: 1,805 Forumite
    Part of the Furniture Combo Breaker
    we will all be up early to check out your new sig!

    I hope you change it in the morning, we complete on the new house tomorrow and we will be over there for the bank holiday so i will be without internet for 4 days. I cant spend until monday night wondering what your new total is and if you reach the next £50 payout on dooyoo.

    Speaking of dooyoo I really need to get a second review done today, I want to order my voucher before I go to the house tomorrow.
    DFW NERD NO.656 DEBT FREE 24TH NOVEMBER 2010 TOTAL DEBT AUGUST 2007 £39000
    MFiT T2 NO.56 WE OWN [STRIKE]25%[/STRIKE] 31.5% OF OUR HOUSE SO FAR!
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    lunar, you really are entering into an exciting time! You must be sooooo happy!! I will be amending sig at about 6.30am.....Good luck with the move!
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • lunar
    lunar Posts: 1,805 Forumite
    Part of the Furniture Combo Breaker
    We get to do a very slow house move as we have to keep this rented one on till the end of july.
    DFW NERD NO.656 DEBT FREE 24TH NOVEMBER 2010 TOTAL DEBT AUGUST 2007 £39000
    MFiT T2 NO.56 WE OWN [STRIKE]25%[/STRIKE] 31.5% OF OUR HOUSE SO FAR!
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    We had a similar crossover when we bought ours. Useful in some ways, pain in the backside in others!
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • rtandon27
    rtandon27 Posts: 5,774 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    hypno06 wrote: »
    Next year's bonus.....should we get one (never ever ever rely on a bonus!)......well, I might get my hair done.......

    A professional colour job -- 100% agree -- what a marvelous treat!

    Have been putting loose change in a jar for just such an occasion - imagine the hairdressers face when he's presented with that!!!:rotfl::rotfl::rotfl:
    4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)
    (With heartfelt thanks to those who have gone before us & their indubitable generosity.)
    ...and now I have a mortgage! (23 AUG 2021)
    New projection - 14 YEARS 8 MONTHS LEFT OF 20 YEARS (reduced by 16 mths)
    Psst...I may have started a diary!
  • pandapaws
    pandapaws Posts: 2,119 Forumite
    Brilliant news about the bonus, and very well deserved. Can't believe how close you are...superstar!!!
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    I can't remember the last time I had a "proper" colour.......well, actually I can - it was for my Dad's wedding in 2003 :eek: I had my nails done that day too.......and my eyebrows waxed.......

    It must have been the last time I looked anything like "reasonable" :o
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
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