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A trilogy in seven parts.....hypno's latest efforts

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Comments

  • Verbatim
    Verbatim Posts: 4,831 Forumite
    Part of the Furniture 1,000 Posts
    6.30 am it is then!

    Hope you feel able to share your budgets later. Sounds incredibly thorough and flexible enough to encompass all eventualities.
    CCs @0% £24k Dec 05 £19,621.41 Au £13400 S 12600 Oct £11,981 £9481 £7500 Nov £7250 D £7100 Jan 6950 F £5800 Mar£5400 May £4830 June £4660 July £4460 Aug £3200, S £900, £0 18/9/07 DFW Nerd 042
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Verbatim wrote: »
    6.30 am it is then!

    Hope you feel able to share your budgets later. Sounds incredibly thorough and flexible enough to encompass all eventualities.

    Not sure I am brave enough to do that :rotfl:
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • lunar
    lunar Posts: 1,805 Forumite
    Part of the Furniture Combo Breaker
    Check your emails for one from qype, there is a free £20 voucher for i want one of those, you have to write 40 reviews before 2nd june. its for first 800 to sign up.
    DFW NERD NO.656 DEBT FREE 24TH NOVEMBER 2010 TOTAL DEBT AUGUST 2007 £39000
    MFiT T2 NO.56 WE OWN [STRIKE]25%[/STRIKE] 31.5% OF OUR HOUSE SO FAR!
  • Keeping_Positive
    Keeping_Positive Posts: 4,750 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker PPI Party Pooper
    hypno06 wrote: »
    Can't wait to log onto online banking tomorrow :D

    Im going to be more excited to see your new figure than checking my own account as its my payday as well tomorrow.

    All I can add is :j:j:j:j:j to your news
    :j
    May 2013 new beginnings:j
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    DS just cooked a yummy thai green curry - I have taught him well :D

    I've done a dooyoo review.......will probably do another one later tonight or tomorrow, and that will hopefully get me to cashin :T

    Hope you have all had a good day!
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • beanielou
    beanielou Posts: 95,780 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Dont know where I have gone wrong then!!
    My Ds can about manage a bacon sarnie & noodles!!:rotfl:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Lol, beanie - mine certainly hasn't mastered the art of cleaning up after himself.....but then that is probably down to my teachings too :rolleyes:
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • Surfbabe
    Surfbabe Posts: 2,283 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    well I was goning to have a bacon sandwich but I've not got any butter or spready stuff in the fridge (or freezer either!)

    Thai green curry sounds yummy !!
  • savingholmes
    savingholmes Posts: 28,997 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    really pleased to hear about the bonus - you are storming along now! Thanks too for the birthday wishes!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    hypno06 wrote: »
    That's the aim.....the difficult one is going to be the barclayloan because it needs saving up for and paying off in one go, rather than ad hoc overpayments, so not so much fun.

    So, shade each square in lightly each time you save £50, then you can colour in properly when you pay it off :T.

    V upset I will be off early in the morning so won't see updated sig till PM. Note to self: get out more :o
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
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