Fresh tax year fresh diary ( i cant locate my other one) :D

Happytogetdebtfree

Hi love i havent heard off true, ive see her on FB maybe shes taking some much needed time out from mse, i wonder if i should email see if shes ok ?? numbers are coming down so thats always a plus isnt it xxx im just checking the bank as we speak now .... see if i can do anymore total changes every little helps eh xx

Choc-addict

Happytogetdebtfree wrote: »

Hi love i havent heard off true, ive see her on FB maybe shes taking some much needed time out from mse, i wonder if i should email see if shes ok ?? numbers are coming down so thats always a plus isnt it xxx im just checking the bank as we speak now .... see if i can do anymore total changes every little helps eh xx

Perhaps she is as she was starting with Payplan - maybe she's taking a breather and letting them sort it for her - don't blame her!

Always great when the numbers come down - I can't wait to be somewhere in the region of 20k or less.....to me that will be managable after being at 63k :eek: NEVER again!
xx

Happytogetdebtfree

I know what you mean lets keep pushing forward and get to 20k x

Happytogetdebtfree

Hi everyone or anyone lol .. i am home from a much needed rest.. hoiwever i feel ive dropped straight back into the land of stress so feel very argh about things !! one thing after the other grrrrrrrrrrrrr anyway onwards and upwards the people say so we keep battling on and on ..... anyway i may take some time out from mse .. il bob in and out when i can i feel abit eeegh about things ... hope everyones okay and all is well xx

Choc-addict

Happytogetdebtfree wrote: »

Hi everyone or anyone lol .. i am home from a much needed rest.. hoiwever i feel ive dropped straight back into the land of stress so feel very argh about things !! one thing after the other grrrrrrrrrrrrr anyway onwards and upwards the people say so we keep battling on and on ..... anyway i may take some time out from mse .. il bob in and out when i can i feel abit eeegh about things ... hope everyones okay and all is well xx

Hey lovely,

I hope you are ok?

Totally understand re taking some time out from mse....hopefully hear from you soon and don't forget to say hi on FB

Take care xx

Little_Miss_Red_Head

Hope the source of stress disappears quickly xx

Happytogetdebtfree

Evening, i have just committed to paying more towards my egg loan and submitted the change, it reduces my term by one month i then submitted abit higher which would reduce it by 2 months, i am just waiting for the feedback and then hopefully it will commence this payment yipeee .. some progress and the thing is once ive committed you cant opt to lower the payments back down lol so im signed up ... ooo an exciting night with midsomer murders x

ps thanks little red and choc, i am feeling better but think i may restrict my time on here just because when i spend so much time on here i feel sad because its like a constant reminder of my financial bleurgh !! lol lol x do i make sense ???

Happytogetdebtfree

yay its done the loan is now going to paid off in october instead of december hehe bonus

Happytogetdebtfree

Happy thursday people ... so i am sorting out some clutter ready for some diy doing.. little steps along side paying debts ... it will be a struggle but if i do it correctly i can balance paying debts off and getting bits done to the house and all is fair in debt and diy lol lol

I need to fathom how to link my bank account to my spread sheet so that i can keep a tally ... i dont like a messy spreadsheet nor do i like a messy bank statement nothing is crystal clear as i would like it lol lol xxx

Little_Miss_Red_Head

Happytogetdebtfree wrote: »

ps thanks little red and choc, i am feeling better but think i may restrict my time on here just because when i spend so much time on here i feel sad because its like a constant reminder of my financial bleurgh !! lol lol x do i make sense ???

Complete sense - debt is so depressing but we're all getting there xx;)