Fresh tax year fresh diary ( i cant locate my other one) :D

Choc-addict

Happytogetdebtfree wrote: »

capital 1 paid , next card paid .. update of sig done

Well done lovely :T It must be nice to know that two 'debtors' have been sorted Can't wait for that day I clear one in full....long way off. Sometimes feels as though i've been doing this debt thing forever

How's the back? xx

Happytogetdebtfree

Nooo i wish I mean I've paid the bill not the full amount lol I might pay next in full but that's 120 max to be cleared and closed. I've just posted on other diary :-) I worked out that I need to pay £2006 some pence to meet my 20k target at Xmas ... So I need to pull my finger out and get on :-) but it's letting go of my little decoration dreams booooo x

Choc-addict

Happytogetdebtfree wrote: »

Nooo i wish I mean I've paid the bill not the full amount lol I might pay next in full but that's 120 max to be cleared and closed. I've just posted on other diary :-) I worked out that I need to pay £2006 some pence to meet my 20k target at Xmas ... So I need to pull my finger out and get on :-) but it's letting go of my little decoration dreams booooo x

Oh, I see - sorry!!

Well i'm def needing to pull my finger out so to speak after my spending these past few weeks - i've been acting like I have no debts....err what's that all about?? Hey ho, back to it and on the ball - hard work here we come! I'm sure in a years time we'll be thankful for putting in the effort now ;)xx

Happytogetdebtfree

I guess so but I also feel begrudged not to be able to have the nice home I want it won't add to the debt it just means it won't clear any quicker. Hopefully oh will get a few grand bonus t crimbo, that could be my incentive ? Should I do debts till crimbo and use bonus for house or do house and use bonus for debt?

Choc-addict

Happytogetdebtfree wrote: »

I guess so but I also feel begrudged not to be able to have the nice home I want it won't add to the debt it just means it won't clear any quicker. Hopefully oh will get a few grand bonus t crimbo, that could be my incentive ? Should I do debts till crimbo and use bonus for house or do house and use bonus for debt?

Do debts until crimbo and then have fun doing house with bonus - it'll be far more enjoyable using the bonus money for the house and fun things than having to pay off debts with it don't you think?? Also gives you something to look forward too

Happytogetdebtfree

Ahh ok I guess so :-( I hate having these sort of decisions to make lol it should be holidays and spend Agh shoulda woulda coulda eh x

Happytogetdebtfree

Morning all, pay day has arrived yay potential to pay next card off statement comes 30th i may do this ... :S

Choc-addict

Happytogetdebtfree wrote: »

Morning all, pay day has arrived yay potential to pay next card off statement comes 30th i may do this ... :S

That's be fab and a great boost to debt busting!!!

Happytogetdebtfree

il see ive talked myself into some mini diy lol but if next is cheap enough i may pay that also xx hows u x

Choc-addict

Hey,

Thought i'd pop on your diary to see how you are diddling after you've been on mine so much of late! Have you heard from True?? She ok you think?

Feeling so much more positive money wise about things at mo - taking things very slowly as realised I can't achieve everything in a short space of time.

So how are the payments coming along lovely? x