Uk Secured Credit Card

js78

Ok many many off topic remarks!, drips!.

Bank of Cyprus hey? do they report the account to uk credit reference agencies thou?

js78

Not the easiest of accounts to apply for online, but i believe the bank of cyprus BLUE CREDIT MASTERCARD is that account the useful guy was on about.

There is a branch in liverpool city centre will investigate, but I am only opening if they report to uk credit reference agencies. I mean I am only doing it so that it appears I have a 10k large credit limit!, alot of mainstream wont approve you without existing large limits could be a way for the low credit scorers there.

I maybe poor credit score at the moment, but cash rich!.

Also any deposit over 8k has to be investigated for money laundering does it not?

never-in-doubt

js78 wrote: »

Ok many many off topic remarks!, drips!.

Bank of Cyprus hey? do they report the account to uk credit reference agencies thou?

who you calling drips? Do you want any help or are you just here to abuse us?

js78 wrote: »

Not the easiest of accounts to apply for online, but i believe the bank of cyprus BLUE CREDIT MASTERCARD is that account the useful guy was on about.

:huh: How can you not recognise that all the posts you had were helpful. Do you not grasp the logic behind the fact that Bank of Cyprus is NOT part of the UK therefore my original HELPFUL post stands - there is no such thing in the UK.

For reference, they won't report that kind of card to CRA's - only current accounts:

Ref: http://www.bankofcyprus.co.uk/Files/a_PersonalBankingConditionsOct07.pdf

section 7.2

When we agree an overdraft with you we will tell you the agreed limit and the interest rate
and fees payable and we will confirm these details in writing. You irrevocably authorise us to
make searches at credit reference agencies or make other enquiries whenever you request
any credit facilities, or if we wish to consider increasing or renewing your agreed limit or offer
you other lending products. We may make a series of searches at credit reference agencies
during the life time of the facility, including when we are considering renewing any overdraft
facility. You acknowledge that credit reference agencies record searches and that information
they record may be used by other lenders assessing credit applications from you and
members of your household.

js78

Ok I know MBNA/Bank of America issue their uk cards my mate is an underwriter there!, if i could pass an application even with a refer he would sort that right out for me!, 65 searches need to drop off experian first thou! lol.

Okay then these pre paid cards which ones actually report their conduct to the cra's?

never-in-doubt

js78 wrote: »

Ok I know MBNA/Bank of America issue their uk cards my mate is an underwriter there!, if i could pass an application even with a refer he would sort that right out for me!, 65 searches need to drop off experian first thou! lol.

Okay then these pre paid cards which ones actually report their conduct to the cra's?

None, they are pre-paid meaning it is not credit. Means they do not credit score you or report to CRA's cos in essence its your own money and you can't go overdrawn....

You were told in other thread that CashPlus is the only thing similar..... That is the only option.

sorry no matter how many ways you word the question, the answer stays the same.

js78

I have been told the Manchester City FC MasterCard® Prepaid Seasoncard with PayPass™, with MBNA

That reports each month, but I aint gonna watch some dirty arabs team for the sake of my credit file!.

Any others doubter waz off, I need help with my credit no a doubter

stokefan

js78 wrote: »

I have been told the Manchester City FC MasterCard® Prepaid Seasoncard with PayPass™, with MBNA

That reports each month, but I aint gonna watch some dirty arabs team for the sake of my credit file!.

Any others doubter waz off, I need help with my credit no a doubter

cash rich??? why how much do you get for alloys and dust caps nowadays???

never-in-doubt

js78 wrote: »

I have been told the Manchester City FC MasterCard® Prepaid Seasoncard with PayPass™, with MBNA

That reports each month, but I aint gonna watch some dirty arabs team for the sake of my credit file!.

Any others doubter waz off, I need help with my credit no a doubter

My God you talk !!!!!!. You've just alienated yourself with your last few posts.

Goodbye. :hello:

never-in-doubt

stokefan wrote: »

cash rich??? why how much do you get for alloys and dust caps nowadays???

LOL, I think he gets a stolen Visa and a PAYG Maestro Card.......

PROLIANT

And the point of this thread is what exactly?
A final thought to any MSE Moderators reading, can we please start a dedicated thread for general argie bargie and profanities, maybe call it "Vent your spleen" or something along those lines.;)