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Help! Injured cat and no pet insurance!

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  • Kimberley
    Kimberley Posts: 14,871 Forumite
    I smell a Troll, they come on to try to cause arguments. On a serious note please EVERYONE get their pets insured. These Charities who give cut price treatment rely on donations. If more and more pet owners go to these Charities then the donations might dry up and therefore genuine more needy claimers could lose out. Insurance does not cost the Earth. I pay out £14 a month for my Oscar, that is only £3.50 a week, the cost of a packet of cigarettes. There is really no excuse when your pet gets i'll or has an accident and you beg for free or low cost treatment with Charities who are already stretched when Insurance is there for you.
  • Soubrette
    Soubrette Posts: 4,118 Forumite
    hethmar wrote: »
    Well, I hope Im wrong - and forgive me if I am - but it seems odd that someone with an emergency problem would seek out and become a member to post this. We have in the past had trolls with distraught postings that are just fabricated - gawd knows why they do it - or indeed ones asking for contributions towards the costs of something or other.

    I see, I always remind myself that even if the OP of a thread is not genuine then other people with the same problem might read it for ideas.

    I don't do insurance Kimberley, I can't see myself ever being persuaded until I'm at the stage when I can't afford to pay for a major incident like a RTA myself - then I would definitely get insurance.

    Sou
  • Kimberley
    Kimberley Posts: 14,871 Forumite
    Soubrette wrote: »

    I don't do insurance Kimberley, I can't see myself ever being persuaded until I'm at the stage when I can't afford to pay for a major incident like a RTA myself - then I would definitely get insurance.

    Sou

    The difference is you can afford to pay vet fees, i'm talking about those who can't.
  • Soubrette
    Soubrette Posts: 4,118 Forumite
    Kimberley wrote: »
    The difference is you can afford to pay vet fees, i'm talking about those who can't.

    100% agree with that, and in these days of exclusions, put a small amount of money by per month too. The days when insurance really was pure peace of mind are dying fast.

    If you can't afford this then really you do have to consider if you should have a pet, sad as this is.

    I always consider the charities should be more for people who have fallen on hard times rather than as a fall back for those who could never afford treatment in the first instant.

    Being ever so slightly judgemental :p I was always surprised on the rolf harris show, how many skint pet owners had lovely leather jackets and other designer clothes :p Perhaps they used to be well off ;)

    Sou
  • MrsTinks
    MrsTinks Posts: 15,238 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Name Dropper
    As a friend of mine said when discussing pets and insurance: Having pets is a luxury - if you cannot afford to treat them or insure them then you shouldn't have them. Having pets is NOT a human right - it's a priviledge.

    Have to say I agree with her :)
    DFW Nerd #025
    DFW no more! Officially debt free 2017 - now joining the MFW's! :)

    My DFW Diary - blah- mildly funny stuff about my journey
  • maryhillgirl
    maryhillgirl Posts: 61 Forumite
    I came on this thread to see what other people might have paid to have a cat's broken leg repaired.....I've just had an estimate of £600 to treat a straightforward front-leg fracture suffered by my lovely ginger boy, Castro. The price came as a bit of a shock, but the way I see it is, it's money well spent to restore a much-loved young cat to full health.
    The irony is that I run a cattery, and every boarding cat is insured under a block policy plan, (at enormous cost) but Castro, as our pet, is not covered. Hindsight being a marvellous thing, I'm now kicking myself for not insuring him separately. We've all made similar omissions, and lived to regret them.
    Castro is being operated on as I write. I'm hoping his experience will teach him not to chase birds up very tall trees!
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