Thursday 16/4/09 What small dfw things have you done today???

sophiesmum_2

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free;)

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.

Good morning lovely dfw's,:D Hope you all have a lovely day today. Quiet day at work for me today, then free meditation class this afternoon with the oldies.

Hugs to anyone feeling poorly or down, hope you feel better soon.

Today I will

• check online banking
• move money to savings
• update spreadsheets
• storecupboard meals
• try for no spend day
• water veggie seedlings
• plant out onions
• make a loaf in breadmaker
• sparkle
• use lots of smilies to cheer me up
• recycle something
• swim and jacuzzi to use gym membership
• laundry hokey cokey for OH
• ironing for me
• clean one room so no housework at weekend

Think that's about it for now, have a lovely day everyone.

Pippilongstocking

Morning SM and many others who will post as I am typing

Today - hmmmmmm

[STRIKE]Look at bank and pray its all OK - have emergency emergency money to move into account if the DD's look to be struggling[/STRIKE]:mad: am an idiot - loan money was already off - what a plonker (in a positive good way) so more money off loan and emergency money used to pay some extra :j:j
Feed chookies
Walk doggington
DD, DS pack lunch
meal planner tea ( pasta and reduced bacon)
Shop for fruit and some potatoes - nothing else needed
Reduce milk order - ?
Lunch with a chum? hope so - might suggest we do it here (home) as am very very very broke
Site visit this am so use works car
Picked up a billlion sticks from the garden last night - all ready for the fire
Suggest to brother that doing more logs would be spendid
Do some work and work on presentation
Dishwasher needs to go on
Electricity reading to do
Hokey cokey needed today
Charge phone at work
Work on ebay list for selling stuff - plants plants plants and um more plants - my seedings will become bio-flower power (petrol for the trip to dads in summer )
Slug hunt again planted out lettuce seedlings in greenhouse last night so need constant vigilence
Plant up bizzy lizzies free from work person
Try and acquire a paper at work

Hugs to you all - x - catch you in a bit or so - hope everyone is sparkly
Not sure what else today -

pixiechick99

Good morning all!
I'm back again - if anyone noticed I'd not been here;):rotfl:
Had a rough week lst week - my lovely sister took my girls away to stay with her. After getting steroids I started to feel sooo much better and this week I feel more my usual self, thank goodness, I've been in pain for weeks:o
Still no luck with the hospital, after they cancelled my scan I thought an urgent request from my doc to the Gastro dept would work, but no, they still haven't done anything! Just releived it's on the mend now:D

I've not been too bad dfw-wise, not my best though so need to get back into it, I did buy a car on Tues haha:eek: Off to hopefully pick it up today - nothing new, an X-reg Ka to replace my rubbish P-reg Corsa. I was always goin to buy a car last year when ex and I sld the house, but I resisted, so think I've done ok to wait this long:p

Anyway, here's a list for today....

• scratchcards...nearly at payout
• parcel up ebay sales
• dig out more stuff to sell on ebay
• Photograph stuff that's waiting
• Check banking and move TCs to spending account
• pay £1250 on car eeek:eek:
• Cinema with girls- take drinks and sweets from Mr T's, wont buy them there
• ironing
• return work shoes to Next that I bought (and love, but am being good:o)
• read paper onlinecome back here to pinch some fab ideas:A

Ok, that's my lot for now...have a lovelyday everyone.

noynoy

morning all

[STRIKE]
done a wash load
[/STRIKE]
[STRIKE]
hopefully hang it out to dry--nope had to hang it on airers
[/STRIKE][STRIKE]
daily clicks
check freebie forum
done scratchies
[/STRIKE]
[STRIKE]checked banking[/STRIKE]
[STRIKE]made cakes[/STRIKE]
[STRIKE]
think about store cupboard dinner vegi lasagna
[STRIKE]
[/STRIKE]
checked emails
done survey
[/STRIKE]

noynoy

also btw is there a cooking store cupborad economic recipie sections anywhere on these boards please and thankyou

Pippilongstocking

This silly girl miscalculated the fact that her loan payment was already OUT when she paniced about her bank and her DD's - DOH - and so managed to pay a wee bit extra from the moved across money to the loan - what a nana - so now its 1000 - x

Milly - Hi

noynoy
- look on the OS thread - there is a store cupboard challenge thread there
http://forums.moneysavingexpert.com/showthread.html?t=20967&highlight=store+cupboard+challege

and there's great stuff on the grocery challenge thread - the beginning has loads of recipies on it.

http://forums.moneysavingexpert.com/showthread.html?t=1591839

(sorry I am rubbish at links - still in pj's eeeeeeek - must dash!!)

noynoy

thank you very very much!!

Miss_Piggy_2

Morning SM and all you other small DFW's!

Fay - long list today...I know that very very broke feeling...payday in a weeks time and I'm counting the days!

Milly - glad to hear you are feeling better.

Just a quick list as I should be leaving the house in ten minutes and am still not fully dressed. Hairdresser coming to Mums this morning so am having hair trimmed. Cue drive to mums with head down low so no-one see's me in all my early morning, non hair washed glory!!

* Storecupboard dinner and lunch at mums
* Charge mobile at work
* Washing at 30'c and airer drying (line dry if stays dry out!)
* Ironing...ahem...still not done from earlier in the week
* Do any surveys that come through

Thats it for today!

Miss P
xx

Pips_Mum

Morning all

Im feeling happy today, still fretting dreadfully about money but no point making myself ill, what will be will be now.

Had HUGE shouting and swearing row with dodgy lodger yesterday and the end result was I would have to take him to small claims court to get my money. Which A) I cant afford to and wouldnt be worth doing anyway :mad:

Heres my list:

• Try on my dresses that arrived today and give Pip a fashion show!
• Scratchees
• Ring A&L to see if they can halt their charges.
• Ring Eon and see if they can spread dodgy lodgers bill he left me over a few months
• Order balloons for Pips Naming Ceremony, cheap as poss
• Move money from ISA to pay final balance on Pips Naming Ceremony.
• Investigate in wilkos and Mr Ts for tiny cheap vases for mini posies for Naming Ceremony.
• Sotrecupboard tea
• Wii fit for free exercise
• Read Practical parenting online rather than buy it
• MUST do meal plan for next week so I only buy minimum tomorrow.
• Finally had a survey last ight, look for more.
• Refer friend to all the cashback sites
• Post Aunties Birthday present (purchased in the Jan sales)

All for now as Pip yelling!!

Byeeeeeeeee x x x x

boopydoo

Morning All!! Big smile from me this morning- joined up to TAB bingo last night so that I could do the daily scratch, deposited my £10 and thought I would go ahead and play and won £30 woohoo! Had bulk bought for the 10p games and then fell asleep so only realised this morning So that's me in a good mood for the morning

Today I have/will

• checked online banking- moved pence to ISA, my new rule everyday
• withdrew bingo winnings
• no other plans for today other than tidy my bombsite room and sort out my ebay stuff, ready for a mammoth listing session

Have a nice day

Pippilongstocking

Pips mum - what a horrible lodger poor you xx

(stolen from SM - x)