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PPI forum - non PPI discussion thread

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  • di3004
    di3004 Posts: 42,579 Forumite
    pinknico wrote: »
    Di you are fantastic with all this info for Mel.xx


    I think this break from the puter has done it lmao......:rotfl::rotfl:

    Thank you Pinknico, I hate seeing others getting ripped off !!!

    Hope your well hunni :A;)XX
    The one and only "Dizzy Di" :D
  • melorablack
    melorablack Posts: 1,114 Forumite
    edited 23 May 2009 at 6:52PM
    pinknico wrote: »
    Really sorry to hear about your bad day Mel, I too get really frustrated if I can't get things sorted as its the weekend.
    But I really can't see why they expect you to pay something you have already paid, so I hope you get it sorted on Tuesday.
    lots of ((((hugs))) xx

    Thanks pinknico :beer:

    The £606 is everything me and my OH have paid for gas since November, on the landlord's account - I didn't know we needed our own because it's pay as you go and you can only use what you have paid for. I didn't even know there were "accounts" as such because we were just given the card by the landlord who said "this is for the gas" - So as far as Scottish Power are concerned it is the landlord that has paid the £606 not us.

    I know for next time but if I have to fork out another £606......:mad::mad::mad:

    I'd love to move but we can't raise enough for another deposit or letting agents fees etc etc. This landlord is a friend of my OH's mum - doesn't mean she is any nicer to us though!
  • maxdp
    maxdp Posts: 3,873 Forumite
    I'm so upset...I'll start from the beginning....

    Me and my OH were living with his mum from May 08 until November 08 in a house she started renting in May (so we all moved in at the same time)

    OH's mum moved out in November and we took over the tenancy on our own.

    We informed the council that we were living there so we could pay the council tax and they said not to worry and just pay what his mum had been paying so we did....we got a letter last week saying that we owed almost £400 for the period November 08 - April 09 because as far as the council are concerned it was OH's mum paying the council tax until then not us. We though fine, we'll pay it - because the council are giving OH's mum a rebate on everything WE paid since November (so she is just going to give it back to us so we haven't lost anything - except time and patience)

    Now, our gas, electric and water are all on pay as you go meters. When OH's mum moved in the landlord gave her the cards to top up the gas and the electric, when OH's mum moved out she gave the card to us.

    Something went wrong with the gas last month and my OH called to get it sorted, only to be told that as he wasn't the account holder they couldn't talk to him. He explained the account holder was the landlord and they said it shouldn't be, it has to be my OH. So my OH gave them all the details and they set up an account for him.

    Just got back from my mum's to find a letter from the gas company saying we owe £606 for the period November 08 - May 09 (basically we think it must be everything we paid towards the old account because it can't be a bill as we are pay as you go). Now we have a dilema because we have already paid this £606 over the last 6 months and can in no way pay it again (and why should we when we have already paid it???) I think they will rebate the old account holder OUR £606 (the landlord).

    To make it worse we cant even call up to check anything until Tuesday!!! and then we have a fight with the landlord to get her to pay us our money back! I don't know what I'm going to do if they ask for this £606 to be paid asap - we don't have it and cant get it.

    I'm so upset, we have been charged £1000 in a month for stuff we have already paid. I don't mind the council tax so much because now it's just a case of waiting for the cheque from them to get to OH's mum and then she will pay it back to us.

    I'm 19 and OH is 20 and we have never lived away from home before and I'm so stressed! We have no debts but every single month there is another huge expense that pops up out of the blue (we have had unexpected water bills, mot failures, the deposit on the house after we had been told we won't need one, you name it!) I know it is just life but seriously, we are never going to get the chance to save ANYTHING at this rate. We have both been working full time for nearly 2 years and have nothing to show for it at all. At the moment we don't have a bed (we have a matress though :p) or wardrobe/chest of drawers to put our clothes in!

    Sorry for ranting...I'd had a really good day until I got home :(
    Hi Melorablack
    So sorry you having a !!!! time at the moment. I am sure your luck must be about to change. See you have had loads of support on here which is nice. Am sending you big hugs.:D
    :mad:
  • melorablack
    melorablack Posts: 1,114 Forumite
    Thank you Max, I'm glad I posted on here because I've had some great advice and I was about to cry until I wrote it all down lol!
  • maxdp
    maxdp Posts: 3,873 Forumite
    Really pleased for your daughter Showergirl:j:T
    :mad:
  • maxdp
    maxdp Posts: 3,873 Forumite
    Thank you Max, I'm glad I posted on here because I've had some great advice and I was about to cry until I wrote it all down lol!

    Yes our Di was on the ball with all those links. Bless her. That is why we all love her.:rotfl::rotfl::rotfl:
    :mad:
  • di3004
    di3004 Posts: 42,579 Forumite
    Thank you Max, I'm glad I posted on here because I've had some great advice and I was about to cry until I wrote it all down lol!


    Bless you Mel.......:A, that's what we are here for......:T:T;)

    We will help all we can, no matter what the problem, that is why this actual thread is ideal.;)XX
    The one and only "Dizzy Di" :D
  • maxdp
    maxdp Posts: 3,873 Forumite
    Hi Di

    Long time no talk. How is dad and family and you and scooby:j
    :mad:
  • di3004
    di3004 Posts: 42,579 Forumite
    maxdp wrote: »
    Yes our Di was on the ball with all those links. Bless her. That is why we all love her.:rotfl::rotfl::rotfl:

    Its my turn to cry now.......:cry::o, but its a happy cry :D:T:T

    Thanks Maxdp, you lot are an amazing lot and I adore you all too :A;)XX
    The one and only "Dizzy Di" :D
  • maxdp
    maxdp Posts: 3,873 Forumite
    Now Di You will give yourself a headache and then you will have to put your belt round you head and scooby will get all excited.:rotfl:
    :mad:
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