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PPI forum - non PPI discussion thread

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  • di3004
    di3004 Posts: 42,579 Forumite
    sharpdeath wrote: »
    That's really good. The quicker they want to see someone, the sooner they want them to start! :cool: I had that with this job. Got phoned to be seen in the afternoon, got the job the next day and over 80 people went for it. Had to start 3 days later. :cool: Everything will work out just fine for you guys. :T X

    That is great Sharpdeath and of course you got to try to apply as soon as they are advertised, or they just go like that these days don't they?:j
    Hopefully 2010 will be a better year.
    Cheers.:beer:
    The one and only "Dizzy Di" :D
  • marshallka
    marshallka Posts: 14,585 Forumite
    sharpdeath wrote: »
    That's great news, Di! :A Bacon and brown sauce butties for everyone! :j Apart from marshallka who obviously wants Ben and Jerrys ice cream in this weather... :rolleyes: :rotfl:
    Last night I did a beef casserole and veg BUT really fancied kiwi fruit with elmlea.... don't ask me why but got my kiwi now and just cannot stomach that either. I don't know what i fancy TBH....:confused:. My son is wanting something soon as he goes out on a friday so needs something to soak it all up and my daughter is wanting something else and my hubby NEEDS a good meal.... what can I do in so little time to please them all??
  • marshallka
    marshallka Posts: 14,585 Forumite
    di3004 wrote: »
    Yes it does doesn't it?

    They are taking on in 3 batches, apparently this steelworks who belong to Corus let too many go before, even though many were due for retirement anyway.
    He only applied and sent CV online 3 days ago and they rang him yesterday to go for interview this morning.

    Am praying this is the one now.;)
    I thought the steelworks where he used to work were reopening and he had a guaranteed job there...That was a long time ago though so is this something else now:confused:.
  • di3004
    di3004 Posts: 42,579 Forumite
    edited 8 January 2010 at 5:59PM
    marshallka wrote: »
    I thought the steelworks where he used to work were reopening and he had a guaranteed job there...That was a long time ago though so is this something else now:confused:.

    Yeah exactly my point, he is fed up of waiting to hear from them, they went into administration in Dec 2007, and it was then bought by the Russians in about July 2008, they are very slow.
    The place was literally falling down though, its huge, I know they have now completed all the roofs, and they supposed to have new furnaces but are awaiting more new machinary.

    They now come under Mir Steel.

    http://investing.businessweek.com/research/stocks/private/snapshot.asp?privcapId=22932635

    that's how long here its been closed, going by the date as well in this old news.
    http://news.bbc.co.uk/1/hi/wales/south_east/7156932.stm
    The one and only "Dizzy Di" :D
  • di3004
    di3004 Posts: 42,579 Forumite
    The one and only "Dizzy Di" :D
  • marshallka
    marshallka Posts: 14,585 Forumite
    di3004 wrote: »
    Yeah exactly my point, he is fed up of waiting to hear from them, they went into administration in Dec 2007, and it was then bought by the Russians in about July 2008, they are very slow.
    The place was literally falling down though, its huge, I know they have now completed all the roofs, and they supposed to have new furnaces but are awaiting more new machinary.

    They now come under Mir Steel.

    http://investing.businessweek.com/research/stocks/private/snapshot.asp?privcapId=22932635

    that's how long here its been closed, going by the date as well in this old news.
    http://news.bbc.co.uk/1/hi/wales/south_east/7156932.stm
    So has he been banking on this since 2008? i know you posted that he should be back to work over 12 months ago and has he waited all this time cause TBH I would have given up and gone all out for something else.

    Can he not train for something else? Go back to college perhaps? I know how hard it is cause my son is in the same position but with a family to feed I think you have more incentive really. I know my hubby would be going mad not working for that length of time. My son has now got in touch with our MP about not being allowed to go on the new thing whereby you are guaranteed a job offer within a certain time as he broke his hand and had a week on sick instead of dole so they counted his claim from then on and also he went to work for 13 weeks for an extra £15 on top of his dole and apparently this then classes as a new claim as he had a break. His girlfriends dad has written to our MP and also my son himself as its so wrong. He NEEDS to work. I do know how hard it is Di.
  • di3004
    di3004 Posts: 42,579 Forumite
    marshallka wrote: »
    So has he been banking on this since 2008? i know you posted that he should be back to work over 12 months ago and has he waited all this time cause TBH I would have given up and gone all out for something else.

    Can he not train for something else? Go back to college perhaps? I know how hard it is cause my son is in the same position but with a family to feed I think you have more incentive really. I know my hubby would be going mad not working for that length of time. My son has now got in touch with our MP about not being allowed to go on the new thing whereby you are guaranteed a job offer within a certain time as he broke his hand and had a week on sick instead of dole so they counted his claim from then on and also he went to work for 13 weeks for an extra £15 on top of his dole and apparently this then classes as a new claim as he had a break. His girlfriends dad has written to our MP and also my son himself as its so wrong. He NEEDS to work. I do know how hard it is Di.


    No he have been applying for all sorts, as my post says above, lots have closed down for lots he applied for, there have been a few for a day here and there.

    Whatever comes up first he is going for, its unbelieveable how many he have applied for and even with agencies, also even 40 miles or so afield.

    Most of them are "you are on a list and we will keep your details on file".....
    A bad year.......
    But now this is probably the furthest he has been with hopeful news.
    He has also been under a "new deal" scheme with the jobcentre.

    Hope the MP helps your son Marshallka, good luck.;)
    The one and only "Dizzy Di" :D
  • marshallka
    marshallka Posts: 14,585 Forumite
    di3004 wrote: »
    No he have been applying for all sorts, as my post says above, lots have closed down for lots he applied for, there have been a few for a day here and there.

    Whatever comes up first he is going for, its unbelieveable how many he have applied for and even with agencies, also even 40 miles or so afield.

    Most of them are "you are on a list and we will keep your details on file".....
    A bad year.......
    But now this is probably the furthest he has been with hopeful news.
    He has also been under a "new deal" scheme with the jobcentre.

    Hope the MP helps your son Marshallka, good luck.;)
    He should be eligible for this guaranteed job offer as its now for everyone and you have to have been unemployed for 12 months so it would apply. Details here

    http://news.bbc.co.uk/1/hi/business/8427237.stm

    Our MP had better help my son on this as its over 12 months for him now and she has not responded for a few weeks now. They have said cause he did the work for 13 weeks he does not qualify as this starts a new claim. We have complained its a cover up for statistics of the government.
  • di3004
    di3004 Posts: 42,579 Forumite
    edited 8 January 2010 at 6:45PM
    marshallka wrote: »
    He should be eligible for this guaranteed job offer as its now for everyone and you have to have been unemployed for 12 months so it would apply. Details here

    http://news.bbc.co.uk/1/hi/business/8427237.stm

    Our MP had better help my son on this as its over 12 months for him now and she has not responded for a few weeks now. They have said cause he did the work for 13 weeks he does not qualify as this starts a new claim. We have complained its a cover up for statistics of the government.


    Yes your right Marshallka, he does actually have an appointment next Thursday in aid of this I think.

    Hope you have a good MP, your son bless him is trying so hard.

    That system in regards of the 13 weeks is not fair is it, I don't blame you for complaining on this. Fingers crossed.
    The one and only "Dizzy Di" :D
  • MSE_Wendy wrote: »
    In an attempt to keep the fast moving PPI Reclaiming discussion thread on topic, here is a very special non PPI discussion thread for you all to chat away.
    Thanks to Moneysavingexpert I have recently claimed back PPI which I have had on a bank loan. My claim has been successful and they have now made an offer. I am so unsure about the offer and wondered if anyone can advise?

    My loan has just completed, running for 60 months, I borrowed £6500.00 with 13.9APR. At the start of the loan a sum of £1600 was added to the amount I requested (£6500.00)this was for the loan protection. The total amount paid into my bank account was £8100.00 and then a deduction of £1600 was made from my account and noted as Loan protectiion. The amount of monthly repayments (relating to the insurance)are £36.50 x 60 which equates to £2188.00.The loan agreement states that the amount of the premium is £1600.00 plus charge for credit,£588.00 and total amount payable under the agreement is £2188.00. The total cost of borrowing £6500.00 over 60 months is £11079.00. The bank are offering £2188.00 plus 8%, £430. Although I'm grateful to have £2188 + interest returned I'm just a tad confused as to why the £1600 is not subject to a refund and just the monthly payments x 60. Would be grateful for advice?
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