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Burlesque Babe's Re-building life but back in debt diary
Comments
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Hi BB, I've just come across this thread and wanted to say well done for recognising that you're getting back into debt and doing something about it before it's too late. I'm in a similar position - since getting DF last year I've been making a huge effort to build up some savings, but in recent months this has led me to dipping into my OD facility for little extras that I don't have enough for at the end of the month. I've only ramped up about £550, but like you don't want to dip into my savings to clear it, so have made the conscious decision to knock the savings on the head until it's paid off.
I do agree with what you said a couple of posts back about being kind to yourself though, maybe you could set yourself certain hours for AQA and stick to them, and set yourself time off and stick to it.Weightloss: 14.5/65lb0 -
BB i still really dont know how you fit all this stuff in hun.
I am in awe :cool::heartpulsOnce a Flylady, always a Flylady:heartpuls0 -
Fantastic start hun xxI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Belatedly.........Happy New DiarySuccessful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0
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Tete - I know where you are coming from - I wish I'd done this 3 or 4 months ago when alarm bells started to ring.
Jinks - to be honest, I feel I'm quite lazy really, I often think I should be doing more really.I feel guilty if I do something like read a magazine for 15 minutes or something like that.
Hypno - ta
Well, I think I came up with a cunning plan today
For those who don't know, after re-training, I now teach adults and am part way through my qualification. The next stage (CTLLS) is due to start next Monday. If I weren't already teaching for this organisation, the cost for the 30 weeks would be around £300. I can have it instantly reduced to £101 for registration and the exam fee through a staff development pot of money.
However, it's only just been finalised and other than put it on the CC or dip into my savings, I just don't have £101 between now and Monday. However.......we have a discretionary funds budget for learners on low income (it also covers bus far, books, childcare, whatever is needed really)........and I qualify to have the other £101 paid because I earn under £12k.
It was a bit of a pride swallowing moment to ask for the form but the guy who sorts/approves it said that loads of part time staff where I work do our courses that way so I felt better about it
So, I'll fill all that in tomorrow and he said he will be able to look at it the same day and it should mean I'll have it all paid for and sorted.
So being a pauper does help sometimes :rolleyes:"Stay Wonky":D
:j:jBecome Mrs Pepe 9 October 2012 :j:j0 -
Burlesque_Babe wrote: ».
Jinks - to be honest, I feel I'm quite lazy really, I often think I should be doing more really.I feel guilty if I do something like read a magazine for 15 minutes or something like that.
Well, I think I came up with a cunning plan today
For those who don't know, after re-training, I now teach adults and am part way through my qualification. The next stage (CTLLS) is due to start next Monday. If I weren't already teaching for this organisation, the cost for the 30 weeks would be around £300. I can have it instantly reduced to £101 for registration and the exam fee through a staff development pot of money.
However, it's only just been finalised and other than put it on the CC or dip into my savings, I just don't have £101 between now and Monday. However.......we have a discretionary funds budget for learners on low income (it also covers bus far, books, childcare, whatever is needed really)........and I qualify to have the other £101 paid because I earn under £12k.
It was a bit of a pride swallowing moment to ask for the form but the guy who sorts/approves it said that loads of part time staff where I work do our courses that way so I felt better about it
So, I'll fill all that in tomorrow and he said he will be able to look at it the same day and it should mean I'll have it all paid for and sorted.
So being a pauper does help sometimes :rolleyes:
Are you nuts woman?
I sure as hell couldnt do all you do:cool:
:j:j:j:j:j:j:j
on the course front:heartpulsOnce a Flylady, always a Flylady:heartpuls0 -
it's weird Jinks, but that's how I feel, I never sit watching TV during the day when I'm here - ever - even at the weekends. I don't sit and read a book with a drink and a biscuit etc. I should be a size 8 for all the whooshing around I do!
Just had an email asking if I'll invigilate an exam on Thursday evening for a couple of hours. Excellent. I'm hoping for lots of invigilating this term to make up for some of the teaching I'm not now doing although because the rate is half I'd need to do loads to equal it, but whatever I am offered is appreciated
EDIT: oooh, I said 'yes' to the invigilating and it seems tomorrow night's invigilator has dropped out so would I like that as well? :T"Stay Wonky":D
:j:jBecome Mrs Pepe 9 October 2012 :j:j0 -
oh goody:T:T:T:T
I still think you are nuts though:p:p
you should be like a stick insect.......have you ever considered it mught be something to do with all the alcofrol you drink?:eek::D:p:A
:heartpulsOnce a Flylady, always a Flylady:heartpuls0 -
oh goody:T:T:T:T
I still think you are nuts though:p:p
you should be like a stick insect.......have you ever considered it mught be something to do with all the alcofrol you drink?:eek::D:p:A
She is so cheeky that Jinkypops:rotfl::p
Result on the Invigilating BB, money for watching paint dry is always a bonus:DBut these things take time, I know that I'm, the most inept that ever stepped.0
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