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My Journey

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Comments

  • bevan840
    bevan840 Posts: 1,014 Forumite
    Part of the Furniture Combo Breaker
    Morning Stacey and welcome to my diary :D

    Morning Everyone :)

    Back to the carpy old weather again, roll on sunshine :D

    List for Today
    Daily Scratch *No fishes :jwahoo 3x clams = 20p :j + 10p on TAB = 30p*
    Daily Clicks *Really need to do today as didn't get round to doing them yesterday :o *
    Shopping after work *Stick to list!!*

    Cant think of anything else, hope someone has got some sunshine :D
    :idea: Jan 09. Debt @ LBM - £11936.55 Debt at worst - £12600.55 Current Debt (01/03/2012) £8,859.51 29.7% Paid off
    Honeymoon Fund £410.40/£6000 House Deposit £1.50
    :A Proud to be dealing with my debts. DFW Nerd 1177 :A
  • bevan840
    bevan840 Posts: 1,014 Forumite
    Part of the Furniture Combo Breaker
    :j Woop Woop :j It's FRIDAY! :D

    3 day weekend here I come, and loads planned. (Unfortunately not much fun planned though lol)

    I'll do list of things I need to do today and weekend as not sure if I'll be able to get on over the weekend.

    Today
    Daily Scratch *back to the fishes, 10p. TAB 25p :j*
    Daily Clicks *Try and do later*
    Checked bank and updated spreadsheet *OH made some money while away working so we are almost out of overdraft :j :j :j*
    Get all work completed so don't have to worry about what I'm coming back to on Tuesday! lol

    Saturday
    Daily Scratch's *Hopefully*
    Daily Clicks *Normally take weekend off but if I get time I might do some*
    Housework *Turn the music up and off I go*
    Seed the plants I was supposed to do last weekend!
    Not to spend any money! :) Make it instead :D
    Sort out bits for ebay to make money for the £5 a day May challenge, need to make £155 :o

    Sunday
    Enjoy having OH home
    Daily Scratch's
    Might do Daily Clicks, dont know yet.

    Monday
    Have some time with OH on own ;) Don't know what we're going to do yet but hopefully go out, been ages since we last went out together on our own lol
    Daily Scratch's
    Daily Clicks

    Cant think of much else, hope everyone enjoys the Bank Holiday Weekend and the weather holds out :D
    :idea: Jan 09. Debt @ LBM - £11936.55 Debt at worst - £12600.55 Current Debt (01/03/2012) £8,859.51 29.7% Paid off
    Honeymoon Fund £410.40/£6000 House Deposit £1.50
    :A Proud to be dealing with my debts. DFW Nerd 1177 :A
  • Jo_R_2
    Jo_R_2 Posts: 2,660 Forumite
    Oooh that list makes me want to write more lists LOL!

    Enjoy the long weekend with your OH :j
    Dealing with my debts!
    Currently overpaying Virgin cc -
    balance Jan 2010 @ 1985.65
    Now @ 703.63
  • bevan840
    bevan840 Posts: 1,014 Forumite
    Part of the Furniture Combo Breaker
    Lol Jo_R. I doubt if I'm going to get very much of the list done but I'm aiming high and if the weather stays nice, I'll be in a good mood to get through it!! :rotfl: Hope you have a good bank holiday weekend
    :idea: Jan 09. Debt @ LBM - £11936.55 Debt at worst - £12600.55 Current Debt (01/03/2012) £8,859.51 29.7% Paid off
    Honeymoon Fund £410.40/£6000 House Deposit £1.50
    :A Proud to be dealing with my debts. DFW Nerd 1177 :A
  • bevan840
    bevan840 Posts: 1,014 Forumite
    Part of the Furniture Combo Breaker
    Well, after a nice 3 day weekend I'm feeling a little deflated.
    I got a few of the things done over the weekend, did all my scratches but now found out that TAB scratches money is now going into bonus and not cash, so will be stopping that one, was a shame, I had a little more luck with that one than the fishes! lol
    All the housework is done for another week, got the veg seeded that I wanted doing, also bought a blackberry plant (I love blackberry and apple pie/crumbles)
    Sorted out my ebay stuff, got some items on, at the moment one will sell but don't know about the rest yet, they will all finish on Monday. Got more to go on but cant work out the postage on them as some of the items are rather small so I need to get some smaller packaging.
    Didn't get the time alone with OH, never mind, he's also got a rotten cold at the moment so he's always complaining! lol

    Done today:
    Scratch *3 fishes = 10p, TAB 10p into bonus :(*
    Clicks *Cant get motivated today so I think I'll leave them for today*
    Check bank and update spreadsheet *Will do in a bit*

    Cant think of anything else apart from I need hitting with a 'Happy' stick! lol If anyone has one I'd love to borrow it :)
    :idea: Jan 09. Debt @ LBM - £11936.55 Debt at worst - £12600.55 Current Debt (01/03/2012) £8,859.51 29.7% Paid off
    Honeymoon Fund £410.40/£6000 House Deposit £1.50
    :A Proud to be dealing with my debts. DFW Nerd 1177 :A
  • staceydaisy
    staceydaisy Posts: 564 Forumite
    awwwww bless bevan something will come up for you im sure. Its funny how one minute were up and the next were down lol

    im sure you feel better soon

    and just to say if i had a happy stick id be sure to lend you it lol.
  • savingholmes
    savingholmes Posts: 29,070 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    HI Bevan don't know why your TAB money goes into bonus mine doesn't. If you are thinking of cancelling anyway - why not take the risk and ask them as I think it is a computer glitch.

    Also on Fridays on Butlins - do you not get the extra 50p too?

    Hope you have a good week and well done on your progress so far!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • bevan840
    bevan840 Posts: 1,014 Forumite
    Part of the Furniture Combo Breaker
    Morning Everyone

    Sorry about the moan yesterday, I think it was probably through sleep deprivation, OH has a cold and of course being a man he think's he's dieing and kept waking up Mon & Tue night and waking me up in the process, gave him Night Nurse last night, hated the taste, but within 1/2 hour he was sleeping like a baby! :T :j Finally a half decent nights kip (only problem was then I couldn't get to sleep!! :rotfl: ) So thank you stacey for the thought of happy stick, I'll see if I can find one on ebay and we can share it :D

    Anyways, TAB scratch is definitely going into bonus money now :( They've changed the T&C's. Only problem I have is all my ID (driving licence & passport) are still in my maiden name, not my married name so cant send in ID till I get it all changed over so cant withdraw the £2.50 I have in there, cant change driving licence yet as have to go on a 'Speeding Course' offered by the Police instead of receiving points for me speeding, the letters are all in maiden name so have to wait till I've done the course to change it over (hopefully soon). Will continue to use the scratch though as you can play with bonus money, I just have to withdraw my real money first, so my bonus amount will keep building and maybe by the time all my ID is sorted I'll be able to have a whole evening of Bingo madness! :rotfl:

    Things To Do/Done:
    • OnePoll *Still not received a reply to both my messages and unfortunately don't think I'm going to get one, sorry stacey. On a good note I now have £4.05 in there :D Only another 6 months and I can withdraw :D hehe*
    • Scratch *I cant think of any rhyme's for 3 fishes at the moment, so I'll just say 10p, brings my total to £9.10 :j So only another 10 days scratching and I can withdraw my first £10 :T :D*
    • Check bank and update spreadsheet *Will do after posted this*
    • Watch DVD tonight with OH and remember to post it back tomorrow!!
    • OH away again Sat morning till Wed night, so need to try and sort the MASSIVE ironing pile as no doubt he will need half the clothes in that pile! :rotfl:
    Savingholmes, does that 50p happen every Friday? I've only ever got it once and that was because I'd received an email saying if you login today you'll get an extra 50p, I didn't receive it so I sent them a message and after about 3-4 messages (all from different people!) I finally got my 50p, there was another day when it happened but I couldn't be bothered to go through 3-4 messages again so let it slide last time.

    Cant think of anything else, hope everyone else has a little sunshine today :)
    :idea: Jan 09. Debt @ LBM - £11936.55 Debt at worst - £12600.55 Current Debt (01/03/2012) £8,859.51 29.7% Paid off
    Honeymoon Fund £410.40/£6000 House Deposit £1.50
    :A Proud to be dealing with my debts. DFW Nerd 1177 :A
  • staceydaisy
    staceydaisy Posts: 564 Forumite
    glad your feeling much much better today ;)

    have you thought about toluna you get a £10 voucher once reaching 60000 points can be spent sainsburys etc...

    its not that hard to acheieve if you do the surveys plus they have an opinion section where you earn 15 pts per post only take 2 secs a post

    good luck
  • savingholmes
    savingholmes Posts: 29,070 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hi Bevan - I get the 50p every Friday - remember too that it is 2 scratches on a Sunday! Best of luck!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
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