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quick credit

2

Comments

  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    Fat_Fairy wrote: »
    I need some personal credit asap for an unforeseen situation :o.

    I don't want a loan, i just want a credit card which i can transfer a balance onto (preferably) and which will give me some 'leftover' credit - or just a few hundred worth of credit to tide me over a rough patch.

    Which is the quickest card to apply for anyone (in terms of application processing)?. I have a Tesco one already, any ideas please? :confused:

    thanks x

    Apparently flybe were meant to be quick but they a Sub Prime / Mainstream so you may not want them. I would call tesco and ask for an increase - let us know what they say ;)

    Best of luck
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    Fat_Fairy wrote: »
    have had it for about 5 months only, thanks though.

    i'd probably not ask just yet they will say not thus meaning no reapplying in 6mth from when you ask. If you're at 5mth then you're due one soon.... just hold fire til 6mth is up..... if you can of course or apply elsewhere :beer:
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    i'd probably not ask just yet they will say not thus meaning no reapplying in 6mth from when you ask. If you're at 5mth then you're due one soon.... just hold fire til 6mth is up..... if you can of course or apply elsewhere :beer:
    Do they automatically increase it or do you just become eligable?
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    Do they automatically increase it or do you just become eligable?

    depends if you tick the little box that asks (on application)

    'we will automatically increase your limit from time to time unless you indicate we don't by ticking this box'

    :j
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    depends if you tick the little box that asks (on application)

    'we will automatically increase your limit from time to time unless you indicate we don't by ticking this box'

    :j
    I ticked the box :D

    Got declined tho...... ( appeal has been sent )
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    I ticked the box :D

    Got declined tho...... ( appeal has been sent )

    eh?

    what you on about mate? I'm explicitly referring to credit limit increases LOL

    That box would have no impact on acceptance/decline of application ya nuggat!!!! :rotfl:
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    eh?

    what you on about mate? I'm explicitly referring to credit limit increases LOL

    That box would have no impact on acceptance/decline of application ya nuggat!!!! :rotfl:
    I know LOL

    I was stating that when I applied I ticked the box .......

    I was also saying that I got declined.......

    I know it has no impact LOL
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • clio
    clio Posts: 3,345 Forumite
    FF
    You can do it online, And i think it's not a full blown search either.

    N-I-D
    Allways up early even when i odnt need too be. Early birds catch worms and all that lol...:)
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    clio wrote: »
    FF
    You can do it online, And i think it's not a full blown search either.

    N-I-D
    Allways up early even when i odnt need too be. Early birds catch worms and all that lol...:)


    Yea and bet you been to bed for last few hours? LOL -
    icon4.gif Skiver Alert icon4.gif
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
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