quick credit

Fat_Fairy

I need some personal credit asap for an unforeseen situation .

I don't want a loan, i just want a credit card which i can transfer a balance onto (preferably) and which will give me some 'leftover' credit - or just a few hundred worth of credit to tide me over a rough patch.

Which is the quickest card to apply for anyone (in terms of application processing)?. I have a Tesco one already, any ideas please?

thanks x

Andy_Ches

Barclaycard are quite good at processing, I had no problems, about 10 days or so.

zaxin

Why dont u try littlewoods visa card at littlewoods.com

Best of luck.

never-in-doubt

Fat_Fairy wrote: »

I need some personal credit asap for an unforeseen situation .

I don't want a loan, i just want a credit card which i can transfer a balance onto (preferably) and which will give me some 'leftover' credit - or just a few hundred worth of credit to tide me over a rough patch.

Which is the quickest card to apply for anyone (in terms of application processing)?. I have a Tesco one already, any ideas please?

thanks x

If you already have a tesco then try the RBS Group (Natwest/RBS etc) as they still share processing so may make it easier to get accepted....i.e. no I.D etc to send in (surely?)

Don't go for littlewoods as above post; they are notoriously slow and that seems like a sales pitch to me :T

clio

Egg were very quick if i remember rightly. Would it not be quicker too ask for a Credit limit increase on your Tesco card?

never-in-doubt

clio wrote: »

Egg were very quick if i remember rightly. Would it not be quicker too ask for a Credit limit increase on your Tesco card?

Now that's logic......

clio

N-I-D I'm a fountain of knowledge matey hehehe

never-in-doubt

clio wrote: »

N-I-D I'm a fountain of knowledge matey hehehe

Yea I knew that mate - just wondering what on earth you're doing up at such a silly hour!!!

Fat_Fairy

Actually i don't know how to ask them for a credit limit increase (can't seem to do it online) - and i was a bit scared to ring and find out in case they refused me as i'm right up to my current limit. Am i being silly?.

never-in-doubt

Fat_Fairy wrote: »

Actually i don't know how to ask them for a credit limit increase (can't seem to do it online) - and i was a bit scared to ring and find out in case they refused me as i'm right up to my current limit. Am i being silly?.

how long you held the account for and when did you last have an increase? roughly.... in months?

It is usual for them to increase every 6 months or so, if you've had it more than 6mth then ring and ask, if they say no just say fine thanks and hang up. Its not personal..... just risk assessed (which isn't always accurate either)

Fat_Fairy

have had it for about 5 months only, thanks though.