Financial Plus

hilz

I got a loan from this company financial plus and they asked for my card details including the last three numbers on the signature strip, when i queried, i was told it was for identification purposes only. I got the loan and set up a direct debit, but then the second one came off on the wrong date, in advance to be precise, then i called them to say i will cancel the direct debit instruction if they do this in future again. Although this direct debit was paid, they went on to empty my account by £600 using my card details. I did not authorize them to do this, could anyone with legal expertise advice me if this is legal ? I was misled to part with card details. My family was left starving. Everyone else there be wary if you are going to apply for a loan with these guys.

TinyLeeanne

Hey,

Just to give you a quick bit of information they have adverts everywhere around glasgow and they have a shop in glasgow... Funny they only advertise on the billboards around the poorist parts of the city.....

Hope this helps !!!

Leeanne

Rach_1888

hilz wrote: »

I got a loan from this company financial plus and they asked for my card details including the last three numbers on the signature strip, when i queried, i was told it was for identification purposes only. I got the loan and set up a direct debit, but then the second one came off on the wrong date, in advance to be precise, then i called them to say i will cancel the direct debit instruction if they do this in future again. Although this direct debit was paid, they went on to empty my account by £600 using my card details. I did not authorize them to do this, could anyone with legal expertise advice me if this is legal ? I was misled to part with card details. My family was left starving. Everyone else there be wary if you are going to apply for a loan with these guys.

OMG they have done the exact same to me, and if any money goes into my account i think they are just going to take it out. I phoned them up and got this women claiming to be a manger she was slurring and sounded drunk. She said i would not be refunded. But iam goin to the citizens advice this is totally ILLEAGAL and they shouldnt get away with it. They were only meant to take £50 out my account but the took a further unauthorized £160 leaving me totally skint till end of month. What a mistake i made going with this company!!!

DEBR_3

This rip off firm offer you a loan but insist they have your debit card details, when they do not set up a direct debit properly they say you have defaulted without even contacting you and take the full balance from your account through your debit card, the first you know about it is when you have no money at the cash point. When you complain they say you can't speak to a supervisor as you have been abusive and they will not contact your bank to discuss if the direct debit was set up in the first place.

Beware!! Bunch of cowboys and theives

Rach_1888

paul_d wrote: »

This company financial plus are loan sharks in disguise .keep well away ,i got a loan of 1500 i had to pay back 3200 over 18 months, they started severe harassment and intimidation when i passed my debts over to debt managment,i had to call the police in for harassment and intimidation.this company is DANGEROUS keep well away.

They ave done the exact same 2 me as i had passes it 2 debt management, are they accepting the debt management??? im completely fed up, they said they are contacing my employer to tell them they are taking legal action. iam RAGING!!!!!

BLT_2

djcoppula wrote: »

All,

I've recently had a loan from Financial Plus. Got myself into a bit of deep sh*t in the past. Nothing major, just a few past indiscretions. Nobody else was touching me. I got bitten for paying broker fees as well. When I spoke to these guys they said that if I'd come straight to them I would have avoided all that. They did charge me a tenner for the processing of the application but at least they're a lender.

The rates are not the cheapest you'll find on the high street but in my case, the price of NOT getting my hands on a grand far outweighed the problems that I would have had to face if I hadn't got it.

In short, they're not cheap, but you don't need a guarantor like those FLM jokers and they are a decent company to deal with (at least that's my experience to date.)

I think you can take the text highlighted in bold with a pinch of salt given all the other comments. Clearly a dodgy payday firm who glory in the misery of their customers and are obviously only one step up from the guy in the black suit who comes around carrying a large baseball bat and offers to take his money out of your hide

Avoid like the plague, take a look at their website, they don't even publish their interest rates :rotfl:

R_Design

Hi,
I had a loan from Financial Plus, I missed one payment and my god my phone didn't stop ringing and when I stop answering they started calling my work number. They are bunch of bullies, if you know what is good for you avoid these people by any means. They wanted to talk to my boss at work to find out why I missed a payment. How embarrassing!!

Brock_and_Roll

djcoppula has writen positive spin about Financial Plus in all 15 of his previous MSE posts and also seems to be very knowledgeable on Trust Deeds (which relate to Scotland where Financial Plus are based)

Is there a way to get such obvious repeat marketeers banned or at least confined to more appropriate parts of the site?

djcoppula wrote: »

All,

I've recently had a loan from Financial Plus. Got myself into a bit of deep sh*t in the past. Nothing major, just a few past indiscretions. Nobody else was touching me. I got bitten for paying broker fees as well. When I spoke to these guys they said that if I'd come straight to them I would have avoided all that. They did charge me a tenner for the processing of the application but at least they're a lender.

The rates are not the cheapest you'll find on the high street but in my case, the price of NOT getting my hands on a grand far outweighed the problems that I would have had to face if I hadn't got it.

In short, they're not cheap, but you don't need a guarantor like those FLM jokers and they are a decent company to deal with (at least that's my experience to date.)

Rach_1888

R_Design wrote: »

Hi,
I had a loan from Financial Plus, I missed one payment and my god my phone didn't stop ringing and when I stop answering they started calling my work number. They are bunch of bullies, if you know what is good for you avoid these people by any means. They wanted to talk to my boss at work to find out why I missed a payment. How embarrassing!!

Yes thats what they said they were going to do to me, i was like u cant phone up peoples bosses demanding to find out why there employee missed a payment!!
iam compltely sick of them.

simpless

Sounds to me that the people complaining about this company are people who have not stuck to a legal agreement therefore defrauding the company in question.
Why take the moral high ground now?