Experian - Be Warned

claire6hy

UNDERGROUND wrote: »

claire, I think Photo was taking the p!ss

UNDERGROUND

im not with it today
honestly, ther is toomany whining fcukers on here!

Simon_Preston

WD40 wrote: »

Bang head here? As I said before, Experian have a track record for using stealth to feed off those who use their services. My thoughts are with the hundreds, if not thousands of people whose horror stories you will read in Google.

I'll read that as thousands of stories you will read about people that didn't bother to check the details of the offer before happily typing in their details.
It's not Experians fault if people really can't be bothered to look after their own affairs.

chris.hoops78

tbh i think the op is overreacting slightly. Experien Creditexpert is a great service, and more than worth £6.99/month just for the peace of mind it offers.

i actually recall being charged £6.99 for my first months membership, that was meant to be a free trial. i was annoyed a first but its such a small amount and the service so good i wasn't that bothered (I may even have been mistaken - may have been my first paying month's subscription).

i envy you if your biggest financial problem is being charged a few months worth of subscription @£6.99 a month.

chris.hoops78

Flickering_Ember wrote: »

I cancelled my Experian trial within the relevant period but they charged me £4.99 for viewing my report. Twice.

...perhaps because if you're not subscribed, that is their standard charge for viewing credit reports? It does say what it costs when you buy it.

exel1966

WD40 wrote: »

[FONT=&quot]Hi,[/FONT]

[FONT=&quot]Having clicked on an advert offering a ‘free credit report’ from Experian, I decided to take advantage - to check nothing untoward was going on in my name. When inputting my details, I was given the following message (copied from their site): [/FONT]



[FONT=&quot]As can be seen, the registration wording is engineered to make the user believe Experian need their card details for the credit check, not so that they can be billed on a recurring basis. Having checked my credit card statement, I was horrified to see that Experian had charged me on several occasions for a subscription I never knew I had. The above message in no way makes it clear that, after 30 days, the user’s credit card is automatically debited, and recurrently every 30 days thereafter. [/FONT]

[FONT=&quot]How ironic is it, that people use Experian to check that they’re not having debts incurred in their name without their permission, when all the time, Experian is doing exactly that![/FONT]

[FONT=&quot]Whereas my complaint is merely pointing out that Experian are using cleverly-worded statements to earn money by stealth, others have experienced far, far more worrying problems with Experian: consumeraffairs.com/privacy/experian.html[/FONT]

[FONT=&quot]Experian are old hands at using customers’ credit cards for stealth profit:[/FONT]

[FONT=&quot]Taken from Wikipedia[/FONT]

complaintsboard.com/complaints/11277/page1

[FONT=&quot]Experian’s history of using stealth to make a sneaky buck goes back a long way, getting fined on this occasion: [/FONT]

Ftc.gov/opa/2000/01/busysignal.shtm

Put 'www' before the links to get them to work

You have been warned!

How long did it take you to concoct all this ? Maybe you ought to do what many people will be doing over the weekend and that is to pop along to B&Q, buy yourself some of the product you name yourself after and squirt it somewhere where it might have the effect of loosening up and flushing away all the c r a p that you seem to be posting

:easter_os

richessex

As somebody said earlier

"I also took the opportunity to view my creditfile for the free 30 days and it was clear at the time you had to cancel before the term ended or be billed.Was quite suprised not to get hassled when cancelling infact operater was very polite"

Although it was the second time i used it so you have to pay the £6.95 you dont get a second go of the free 30 day trial

But even during the cancellation period they were polite and gave me some good advice.

Sorry OP but i think it is worded quite clearly on the site what the terms are

Unlike Callcredit where i could not even see a price! not really worth getting though as so few companies report to them.

bigbum_2

richessex wrote: »

Sorry OP but i think it is worded quite clearly on the site what the terms are

Unlike Callcredit where i could not even see a price! not really worth getting though as so few companies report to them.

God, ain't that the truth. I accessed my CallCredit file for the first time yesterday and according to them no credit searches have been carried out in the last 12-24 months. They wanna see my Experian file!

eth01

WD40 wrote: »

[FONT=&quot]Hi,

Having clicked on an advert offering a ‘free credit report’ from Experian, I decided to take advantage - to check nothing untoward was going on in my name. When inputting my details, I was given the following message (copied from their site): [/FONT]

[FONT=&quot]

As can be seen, the registration wording is engineered to make the user believe Experian need their card details for the credit check, not so that they can be billed on a recurring basis. Having checked my credit card statement, I was horrified to see that Experian had charged me on several occasions for a subscription I never knew I had. The above message in no way makes it clear that, after 30 days, the user’s credit card is automatically debited, and recurrently every 30 days thereafter.
[/FONT]
[FONT=&quot]How ironic is it, that people use Experian to check that they’re not having debts incurred in their name without their permission, when all the time, Experian is doing exactly that![/FONT]
[FONT=&quot]
[/FONT][FONT=&quot]Whereas my complaint is merely pointing out that Experian are using cleverly-worded statements to earn money by stealth, others have experienced far, far more worrying problems with Experian: consumeraffairs.com/privacy/experian.html[/FONT]

[FONT=&quot]Experian are old hands at using customers’ credit cards for stealth profit:[/FONT]

[FONT=&quot]Taken from Wikipedia[/FONT]

complaintsboard.com/complaints/11277/page1

[FONT=&quot]Experian’s history of using stealth to make a sneaky buck goes back a long way, getting fined on this occasion: [/FONT]

Ftc.gov/opa/2000/01/busysignal.shtm

Put 'www' before the links to get them to work

You have been warned!

Get a life :mad:

Andy_Ches

exel1966 wrote: »

How long did it take you to concoct all this ? Maybe you ought to do what many people will be doing over the weekend and that is to pop along to B&Q, buy yourself some of the product you name yourself after and squirt it somewhere where it might have the effect of loosening up and flushing away all the c r a p that you seem to be posting

:easter_os

:rotfl:that tickled me!

CannyJock

Impressive amount of background research on Experian.

If only you'd put half that amount of time reading their T&C's or any of the posts all over the forum telling people it's free for 30 days and to be sure to cancel their subscription before that time expires.

The only gripe I have with Experian is that you can sign up online, but to unsubscribe you need to phone them - that's after you dig through their FAQ to find out how to unsubscribe.