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BEEN DECLINED - Appeal Letter Template

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  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    sutton111 wrote: »
    Yes I agree.
    Mods? Is this possible?
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    This thread should be made a sticky - How often do people ask about appeal letters....

    I know I asked the mods and they said it was a great thread, but too many stickies already...

    Its a good template though?

    How come no thanks? cheers MATE! :beer:
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    Mods? Is this possible?

    If you email the mods using this ref they may buckle, i've asked but they need several requests to get it up there: send mail to [EMAIL="abuse@moneysavingexpert.com"]abuse@moneysavingexpert.com[/EMAIL] and use this reference: 683937

    mods_email wrote:
    Hi

    That's a great thread but I'm afraid we have enough sticky threads on there already.

    Kind regards

    MSE Forum Team

    Should you need to contact us regarding this response, please quote report ID #683937 .If replying by email, please do not alter the subject line.

    MSE Forum Team
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    Email sent
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    Email sent

    thanks mate, keep us updated.....

    This should be a sticky, its useful to lots of people, me thinks :confused:
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    Still not heard back, maybe who accepts Amex is more important to people than how to get the card in the first place LOL (oooh the cheek of some people eh!?!)
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • Good thread!
    My Wins: £150 Next giftcard. Rimmel Lip Gloss, Benefit Lipstick and lipgloss. Rimmel Day2Night mascara. Elizabeth Arden Body Treatment Cream. Big Bang Theory T-shirt, Make Up Set, St Tropez Kit, Clipper Mug Tea Set, Rosie Project Book, Kwik Fit MOT. Benefit Make Up Set Dior Star Foundation. VIP Concert Tickets & Meet & Greet with The Saturdays
  • fairmorn308
    fairmorn308 Posts: 1,530 Forumite
    been away a few days

    so whats the score guys with this as didnt have time to read complete thread.

    I have been declined for a few cards of last couple of months but i dont have the decline letters as binned them, so does this mean i cant claim for appeal? or can i still do this without letter?

    I applied for

    Bank of ireland
    Ulster Bank
    Barcelyscard
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    been away a few days

    so whats the score guys with this as didnt have time to read complete thread.

    I have been declined for a few cards of last couple of months but i dont have the decline letters as binned them, so does this mean i cant claim for appeal? or can i still do this without letter?

    I applied for

    Bank of ireland
    Ulster Bank
    Barcelyscard

    Yes you can still appeal, so long as within 3 months I would assume... just give them your name and address with D.O.B.

    It helps to keep their letter so you have a reference number and when you send a copy in to them it restricts them being allowed to perform another credit search under the guise they couldn't locate you so done whole new application - because you're sending them a copy of their letter to you so they have to find you, regardless, they cannot perform a secondary search.

    There is method in my madness, trust me! :rotfl:
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    Still not heard back, maybe who accepts Amex is more important to people than how to get the card in the first place LOL (oooh the cheek of some people eh!?!)
    What a fuc*ing liberty!!! ;););)
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
This discussion has been closed.
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