Tuesday 7/4/09 What small dfw things have you done today???

angelflower_2

morning all. quite nice outside but cold and windy

had a bit of a panic last night when I got home as there was a letter saying they were coming to cut off my leccy!! Turns out payment for £26 has gone missing which I thought I had paid. Have had to do some rejigging about with money and will call them tonight to pay. Damn.

- check online banking - as above - had to rejig and looks v poorly, feeling I may incur a bank charge
- check cc online - looks as normal. Am going to cut card up now as is no point in having
- scratch and click like my life depends on it 10p, 10p, 4p, 1p
- check pigsback - nothing for me
- enter some comps
- check out freebies - nothing to sign up for
- give feedback on free movie I went to see last night - was funny
- work hard at office
- dd is going away for a couple of days so survive on basics from cupboards
- have a nsd
- work on TMA which is due in
- eat biscuits at work as fed up
- rework budget for this month and send out to creditors
- add up all receipts so far this month (have let this get away from me) - see sig
- check if buddy can come with me to next free screening - yeah, she can!!
- take doggie for walk - just did a wee one
- tidy up house - its a pigsty
- water seedlings and plant out sweetcorn & courgettes - did pumpkins instead as courgettes not quite ready. v windy outside, hope they are ok
- fix fence which has blown down (AGAIN!) - tied it up
- start writing a grocery list for when I ever have money in my pocket again

Sorry, feeling bit money crap today. Thank goodness for MSE to cheer me up! It has cheered me up. Something about actually sorting money stuff out makes me feel better. Meant to be at a friends tonight but going to stay in tonight and do some letters and stuff. Also, paid electric bill so hopefully they wont cut me off on Thur now. Couldnt speak to a real person to confirm, was all automated.

sarahb123_3

Hi all, today I have/will:

• coins in piggy
• £2 coin in pot
• read papers online
• check online banking
• check pigsback/quidco
• move money around for 0% bt
• put money back into quidco account
• store cupboard meals
• free coffee in work
• carry on with get it done list

Hope everyone has a good day x

Cleosmum

Hugs Angelflower, take it easy (((hug))) days like that are pants, just keep looking at all the positive things you are doing, you are in control of the situation.

Today I have:

• Checked banking, went OD :eek: so transferred some money from ISA
• Dinner out of freezer defrosting (technically last night)
• Breakfast from stores (tho the flippin milk was off! Everyone else got on and ate it, I was last to sit down, had to run to the bin!)

And I will:

• Meals from stores
• Take OH shirt back to tesco as I noticed its got a flaw in it
• Ring jsa re missing backpay arghhhhhh
• Vacuum car, and wash by hand, free exercise and moneysaving
• Hopefully fix the washing machine - come on part, hurry UP!
• Send in out of date deals vouchers for a credit to my account :T
• Plant some seeds, if all those nasty black clouds go away!
• Attack 1 room, blitz it to within an inch of its life :mad:
• Sort thru the book pile (still!)
• Will not be a NSD as Im off to get me brows done, there is only so long that I can keep em at bay myself :rotfl:

Hmmm sun has gone in for the gazzilionth time this morning, do you think it heard I wanted to wash the car.....

Have a goooood day all, will be back to [STRIKE]annoy[/STRIKE]update you all later :money:

little_miss_moneysaver_3

Oh Angelflower, don't be sad. :grouphug: We all have bad money days. But i'm with you on the biscuits :laugh:

Today I hope to
Do my free scratchcard (won 10p)
Apply for my online ISA/regular saver
Continue to search for cheap car insurance (through quidco of course)
Update my money diary
Do a monthly shopping list and search for cheapest products
Enter meters readings
Do some washing (have just put dry clean only coat in washing machine )
Fill in occy health/other forms for my new job
Enter some comps
Go to Boots to see if i've won points, and i've been told there could be a free bag. Definately worth a visit!

Have a good day folks
LMMS

Cleosmum

Actually, can I ask a stupid question? I have an ISA, was my first time this year, do I need to get a new one? Will this one just roll on? Ive had nothing from the bank about it so far, should I? What if I decide I dont want the bank one, can I just open another, or do I need to transfer? Is there an idiots guide? LOL I had a look on here but couldnt find a good guide...

andan

Cleosmum wrote: »

Actually, can I ask a stupid question? I have an ISA, was my first time this year, do I need to get a new one? Will this one just roll on? Ive had nothing from the bank about it so far, should I? What if I decide I dont want the bank one, can I just open another, or do I need to transfer? Is there an idiots guide? LOL I had a look on here but couldnt find a good guide...

cleosmum, you don't have to get a new one, you can continue paying into the same ISA, however interest rates often drop hence why people tend to shop around from year to year. If you want to keep paying into the same one then thats fine, alternatively look on Martins savings guide to find the best paying one. However you can only pay into one ISA per year, so if you set up a new one, you can only pay into that one and not your old one.

EDIT: I opened up a Barclays isa, have previous years isa's with them but will be transfering them out to a better interst rate isa, which so far looks to be marks and spencer's.

andan

Candy, sorry about the job situation, hope you find something soon. Didn't you go for a job interview recently?

Dawn, sorry about the redundancy, so many awful things happening at the moment.

Shame about the finances angelflower, keep plodding along and am sure you will get there.

Fairly positive day here, sun is shining which always cheers me up, plus have managed another half hour in the garden which is a slow and steady pace, but definitely taking shape now!

Today's list:
-Done five pages of O.U
-No heating on at all so far today, not even first thing
-Phoned sister with free minutes to let her know what time i'm arriving on fri as they are picking me up from train station, so i don't have to pay £5 bus fare
-Done daily scratch cards
-Read business site for advice
-Repotted four of my courgette type plants
-Updated spreadsheets
-Sorted out mystery shop query
-Emailed person to reschedule massage training voluntary course
-Been on music magpie and have sold eight cds on there that i no longer listen to and didn't like when i bought them:o
-Done thirty mins of free exercise in the garden
-Read through nvq questions for when i see assessor
-Go to college for a few hours to do nvq questions, all part of big plan!:rolleyes:
-Will sort through emails
-do some surveys
-Check online banking
-Move money around
-Put some money in lose pot
-Have checked business emails, optimisation and free index
-Off to bake some cookies later with free ingrediants from mystery shops
-Off to make a fish pie for tea and will be using a lot of ingrediants i didn't have to buy in, plus potatoes that are very old and fish that i bought reduced
-Have sorted out foreign students room and sorted out as much as i can for the second room
-I want to spend thirty mins beginning to gut my bedroom, now that we are going to have two students OH is having to bring his office stuff into our bedroom so need to make space for it as well as get rid of things i don't use:D
-Fill in forms for transfering old isa
-Read fave threads
-Go on freebie section/look into getting the free strawberry plants
-Sort out tomorrow's mystery shops
-Sort out lose change and cheques to take to the bank tomorrow
-Continue putting pregnancy massage on website
-Type up one child observation
-Continue packing bag for going away
-check to see how many tesco clubcard tokens i have and what i want to do with them
-Find out credit card
-Change details on lovefilm
-Watch free lovefilm dvd
-Look at where i can buy stones and oven for hot stones course
-Update business finances
-Read five more pages of O.U
-Check out all banks and sort out finances
-Update blog
-Look for more mystery shops

Have a great day everyone and hope the sun keeps shinning for you:j

Harrietbaby

Hiya everyone - just checked my list for yesterday and have only done 2 of the nine things I have listed! So that's me for today - off to tackle the ironing before it takes over the house!

talliedebtbuster

Morning eveyone, poorly yesterday so didnt pop back, But seems peeps having probs with jobs and stuff. my hugs to you all, we have probs ourself still at work so i know what you're all going through.

Im trying to get back in the swing of things but this month is a bit of a blur. Things all a mess so i will try to sort them out, going to go to new pound shop later get some bits and bobs.

Today i will

Check out online banking
Read uni materials on new module - get an idea of the topic
Tidy room
Enter coke zone points
Decide on dinner, use up leftovers for lunch
Check boots in town for those points - hope i win!
Return library books
Apply for OU tutor job

Miss_Piggy_2

Good morning all!!

Candy - sorry to hear about the job. Good luck with job hunting.
DawnW - same with you. Hope you have some luck in finding something else.
Mogchops - know what you mean about ebay. Car boots are much easier! Going to do one myself in a few weeks.

Not going to be a very good DFW week this week. Need new glasses. The coating is coming off of mine and I'm allergic to the metal a lot of glasses are made of. So I have a nice allergic reaction on my nose at the moment. I look most attractive, I must say. My lovely Dad is lending me the money so I can get some straight away. Also gave me enough to get contacts too. Will pay him back over next few months. All very annoying though!

So have to be a good small DFW in other respects! SO todays list is:

* Check on line banking
* Storecupboard dinner
* Charge mobile at work
* Do any surveys that come through
* Transfer lightspeed points into paypal - add to fund to give back to Dad
* Washing drying on line as sun is holding out nicely
* Sort some more stuff into boxes for car boot in few weeks time
* Research glasses and contact lens prices

Have good afternoons all,

Miss P
xx