Tuesday 7/4/09 What small dfw things have you done today???

sophiesmum_2

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free;)

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.:D

Today i will:

• check online banking
• update spreadsheets
• send some money to savings
• storecupboard lunch and tea
• check and water all my plants and seedlings
• repot some of bigger seedlings
• lttle bit of hokey cokey
• little bit of ironing
• clean one room so no housework at weekend
• make a loaf in breadmaker
• aim for no spend day
• swim and jacuzzi to use gym membership
• do something from my 101 in 1001 challenge list
• recycle something
• sparkle a lot

Good Morning lovely dfw's Hi to all the regulars and welcome to any new posters:D Another no plans day at work today apart from trying ot a new contractor for maintenance work.DD off to stables for the day so thats her ot the way and OH going to bed as he's been on night turn.

Sending hugs to any poorly people, hope you feel better soon xxxx

Catch you all later - have a great day everyone.:D

Candy0107

Morning all,

Yay its Tuesday :j

Need to be motivated today, as I was given notice at my temp job, so I leave on Thursday (due to Easter) as they have found a perm person for the role (I did apply, but the guy interviewed better )

So, I have/need to:
Check bank account
TAB Scratchy - 25p
Breakfast at home
Emailed an couple of agencies as its free
Will charge up my phone at work

Think that is about it - I will most prob be back when I think of some more things

Take care everyone
Candy xxx

mogchops

Good morning sparkly people!

The sun is trying to come out, lets hope for a nice bright day!

Today:

- Check online banking
- Turned heating off when I got up as warm enough
- Tea from leftovers
- Washing on airer
- Small shop in Tescos later with list and MOCs
- Got a cheque for £5 yesterday for a instant win comp I did last week! :j So get that in the bank
- Packed lunches for all (DDs going to holiday club. Not very DFW but unavoidable sometimes as no other option)
- Water seeds and cheer on the peppers
- 10 comps later (failed on this yesterday - must do it today!)
- Giving up on getting round to ebay - going to do a car boot instead next week, so need to start getting things together (dont get non paying bidders or bad feedback that way!! :rotfl:)

No socks yet - not dressed *checks the time* oops *shouts at small people "get dressed nearly time to go"!!!!!*

Have a lovely day everyone xxxx

mbaz

Good morning everyone!!

Today I will

- check online banking
- storecupboard meals
- scratchcard
- check for mystery shops
- do CRB form for new job - when I find a black pen!
- turn heating off
- baking
- washing drying around the house
- buy a washing line now the weather is getitng nice
- go to tip and do recycling
- drop off some stuff I have freecycled
- check freecycle for microwave

and that's it for now i think!

Have a good day y'all!

shopaholic84

Morning all,

Yay for Tuesday - roll on long Easter break!

Today i have/will:

* Check online banking
* Played daily scratchies - won 10p and 10p
* Have a low spend day

Thats about it for today!

xx

DawnW

Morning all :j

Good luck to those who are jobhunting. I am under notice of redundancy myself (again :mad: the joys of short term contracts, especially those where you need to give 3 months notice, which does not help in looking for other positions). Rotten luck Candy to have been passed over for a job you have been doing in favour of someone who the employers don't know but who 'interviews well'. I have had that happen to me before - it is odd isn't it how this amazing interviewee is always male

It can backfire on employers though - in my case, I continued to work for the organisation concerned for a while (they didn't want me to go, just didn't want to give me a permanent contract). The guy they took on was actually not very experienced, not that good at the job and I decided to find something else to avoid having to do half his work for him as well as my own. He then left a short while after I did. I tried hard not to gloat, but I am afraid I failed dismally :rolleyes:

Today I have / will:

HM meals from stores
Washing to dry on line outside
Check online banking (done)
Apply for new ISAs for the new tax year for myself and OH (done)
See to animals
Do lots of work to try to free up time to take (long overdue :mad:) holiday next week.
Continue to work on application for new job, which is really difficult and is taking ages - heaven knows what the interview will be like, assuming I get one :eek:

Water seedlings in greenhouse and kitchen windowsills
Plant out little broad bean plants this evening after work
Walk dogs for free exercise
Try not to spend anything:D

Have a nice day everyone :hello:

andrina_nightshade

Good monring everyone! (she says as it goes from sunshine to rain outside :rolleyes:).

Today, I will/have done:

Cash a cheque
Free scratchcards - 10p and 25p respectively
Replenish food stocks for my desk at work
Bring in HM for lunch
Visit Boots to see if I've won 1000 Advantage card points (and try really hard not to spend anything while I'm in there!)
No evening class tonight, so saved £2.05 on my train fare.
Walk home from the train station instead of getting the bus (assuming of course the weather improves)
Keep searching for a new job (I'm on a short-term contract due to expire in July)

Have a good day all! :j

WelshWoofer

Morning all!
The sun is out here in Manc after a grey shaky start.
In quite a good mood today so I'm try to get things done while the whim takes me!

So today I will/have...

• Had brekkie at home
• Brought lunch to work
• Storecupboard/fridge tea
• Walk dog for free exercise (one down two to go)
• Confirm wedding DJ got my cheque
• Phone wedding photographer for a chat
• Try to find wedding hairdresser!
• Put washing away
• Check status of uni application
• Find contract at work to check notice period
• Do expenses
• Check banks - yuk!
• Redo guest list
• Look for invitations on line
• Think about cake
• Do some work!
• Go to SW WI and hope for a small loss

That's all for today - have a good one

HairyHandofDartmoor

Hi all!

Today will check online banking
check credit card balance online
check email (in vain usuallly) for surveys
try for a NSD
do 30 degree wash and hang on outside line (as the torrential rain we had all day yesterday seems to have stopped and the sun has come out)
Eat from the storecupboard (but I always do that!)

Can't think of anything else, have a great day.

bookadict

Morning all,

I can participate form work now :j

Today I'm reaching deep within myself to stay motivated, I can't wait for the long Easter weekend.

Today I will:

- Charge mobile at work.
- Bought my own lunch in - mugshot, yoghurt and lots of fruit.
- Read during my lunch hour, so I can resist the tempation of walking to the petrol station to buy some sweets etc.
- Have a store cupboard tea.
- Have a nsd, I'm on my 6th this month :T.
- Keep smiling.
- Tidy one room of the apartment - less for me to do at the weekend.
- Do some more of my 'the holiday train' cross stitch. I'm hoping it get it done in time for Christmas.

Keep smiling everyone and don't worry eat chips!!!! :rotfl::T:beer:

CX

DawnW

RachelMK, I hadn't even thought of adding 'think about cake' to my to do list, Doesn't everybody do that all the time anyway?

In my case it ought to be 'not think about cake' though, as I am on a diet