Nationwide CC question

clearing_out_my_pockets

nosmada wrote: »

worst bank going for customer service, they find it very difficult to answer phones

I've always found them to be polite and quick to deal with problems / queries. Every bank / building society will have their fair share of customers who aren't happy with service.

misscutiepie1984

Take a wild guess at my apr and limit

misscutiepie1984

(((bumpety bump)))

clearing_out_my_pockets

They advertise a typical rate of 15.9% for their gold card (16.9% from May). I thought they also had a classic card on their website, which was 19.9% from memory. Which card did you get?

misscutiepie1984

classic card - take a guess i was rather shocked even guy on phone was like you sound surprised lol

clearing_out_my_pockets

I don't like guessing APRs and limits... they vary so widely. My NW is really different to my Cap1 for example, both in terms of APR and limit. I think that NW tend to be a little more conservative with limits though.

misscutiepie1984

well here goes 17.9% .... 2.5k limit

clearing_out_my_pockets

That's pretty good - I have 16.9% and was offered a 5,400 limit (!) with a clean record, so they're obviously not penalising you.

misscutiepie1984

I was expecting a higher apr and about £200 limit or something so very surprised

misscutiepie1984

wonderful news card arrived today and I can do 0% balance transfer for 13 months as long as I do it within 3 months so good by 40% apr!