Nationwide CC question

misscutiepie1984

cheers not been easy, starting to get excited now will all be over next year!!!

misscutiepie1984

clearing_out_my_pockets wrote: »

Oh, by the way - when I applied, they didn't do a credit search and they didn't ask for ID as I was an existing customer. All they wanted was my signature on the bit of paper.

Signature is all they wanted from me. No credit search serious??? my score is only like 500/1000.

misscutiepie1984

Hope I do get it as my current cc is with vanquis at 40% apr

misscutiepie1984

well cc application signed and sent off so fingers crossed!!!

never-in-doubt

misscutiepie1984 wrote: »

well cc application signed and sent off so fingers crossed!!!

best of luck amy.... fingers crossed for you. :beer:

misscutiepie1984

thank you.

never-in-doubt

misscutiepie1984 wrote: »

thank you.

remember to let us know how you get on please...... also the APR & limit if you don't mind sharing cos it helps others.... :T

misscutiepie1984

never-in-doubt wrote: »

remember to let us know how you get on please...... also the APR & limit if you don't mind sharing cos it helps others.... :T

Yes off course will do, will be shocked to get it though haha

never-in-doubt

misscutiepie1984 wrote: »

Yes off course will do, will be shocked to get it though haha

seems you may have though cos they wouldn't ask for that info if they weren't tempted..... i'd ring in a day or so (Thursday) and check - just say you want to know if you've been accepted.

Don't be ashamed if they say no, just say ok thanks and hang up! Its quite easy after 100 knock backs LOL :T

misscutiepie1984

Im more than used to getting knocked back infact I expect it, but getting more credit seems to be the best way of improving your credit score.

If they are using internal scoring I should be ok cos I have been squeaky clean for about 3 yrs as far as they are concerned.