Am I dealing with a scammer?

Mrs_Moc

frivolous_fay wrote: »

I trust you've never, EVER written a cheque then? Or SIGNED it?!!!

To someone of the street who also knows your name and address??

soolin

I give up...

OK OP follow the other people's advice. Insist on paypal, pay all the charges and don;t forget to keep all proof of dleivery etc for 6 months as that is how long a chargeback for fraudulent use of a card can take to be raised. Forget about lovely safe bank transfers with no fees and no danger of any sort of chargeback.

Goodness, I can only assume people keep their cheque books in a safety deposit or burn them under armed guard for all the misunderstanding about the dangers of a bank account and sort code.

NotQuiteNorbert

For what it's worth, I think soolin is spot on here.

Snowdrop22_2

frivolous_fay wrote: »

I trust you've never, EVER written a cheque then? Or SIGNED it?!!!

Soolin - I don't see your point. Are you for or against cheques?

MX5huggy

The point is that every time you write a cheque you give out your bank deatails. So telling someone your bank deatails is a reasonable thing to do as is accepting cash on the door step.

Enfieldian

Snowdrop22 wrote: »

I can see why you might be suspicious! Giving out bank details is not a good idea and all those people who posted above are on the road to loosing money at some point! Taking cash at your front door when you're not used to doing that is also not a pleasant experience (unless you can look after yourself) I'd ask him to send you a cheque and wait for it to clear

WALOB!

ALl you are giving out is your name, acc no and sort code. The same info you supply for every DD that you set up or have printed on every cheque.

In fact, taking it to the extreme, what if they use a stolen cheque book to pay? This could be recalled days or weeks after it has cleared!

Actually, I think you are sitting close enough to your computer to have you pockets picked by the evil eBay sellers as well!

soolin

Snowdrop22 wrote: »

Soolin - I don't see your point. Are you for or against cheques?

I have nothing against cheques at all and have made no comment about them either way. My frustration is with people who do not understand how bank transfers work. In fact if you don't trust bank transfers the point is you should mistrust cheques even more as like fay says these also carry your signature as well as your sort code and bank account number.

If I were selling a laptop I would love to be offered a bank transfer, or failing that a cheque, it saves chargeback problems and also a hefty amount of fees.

I am often accused on here of being too quick to defend paypal, and whilst I believe paypal is safe as long as oyu know how to use it I still believe from a sellers point of view that it is the least safe of the payment methods.

If this had been a thread written by the buyer I would first to insist they pay only by paypal and discount any other form of payment entirely.

Smart_But_Casual

Snowdrop22 wrote: »

Giving out bank details is not a good idea and all those people who posted above are on the road to loosing money at some point!

You clearly don't have a scooby doo what you are on about.

Smart_But_Casual

Mrs_Moc wrote: »

I have to agree that you shouldnt give out your bank details either!

.

You too clearly don't have a Scooby.

Any ebayer seller worth their salt LOVES bank transfers.

Snowdrop22_2

Well me and Mrs Moc can go our way and the rest can go their's. I think we should all go home and have a cup of tea and put our feet up!

But I don' think anyone can deny that the buyer is a bit of a pain for not letting the seller know his intentions before he bought the laptop.

And don't take cash at the door or let strangers from ebay into your house - that can't be a good thing to do unless you are Grant Mitchell!!!