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Vanquis Increases / Statements

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  • gomer
    gomer Posts: 1,473 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Aqua's do offer better features however Aqua is harder to get accepted for...........

    I soooooo love my Aqua card. It's my favourite. I was going to get rid of it at one point because they only gave me a limit of £250, after several increases it's now got a limit of £1850 .
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    gomer wrote: »
    I soooooo love my Aqua card. It's my favourite. I was going to get rid of it at one point because they only gave me a limit of £250, after several increases it's now got a limit of £1850 .

    How long have you had the card Gomer?

    Do you know what there maximum limit is?
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    gomer wrote: »
    I soooooo love my Aqua card. It's my favourite. I was going to get rid of it at one point because they only gave me a limit of £250, after several increases it's now got a limit of £1850 .
    How long did it take for you to get the increases?

    What intervals?
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • gomer
    gomer Posts: 1,473 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Just been rummaging through paperwork so i could reply. lol

    I got the card in june 2007 & the increases were roughly every 4th statement. Started at £250, then £900, then £1250, then £1850. The maximum limit is £2,200.

    I pay it off every month to avoid interest but they have ended up offering significantly more than i got anywhere else. It has been a godsend with unexpected vet bills before now, and to think i was going to cancell it at one point because the original £250 seemed like a waste of time. I'm so glad i just kept it now because it was certainly than worth it. :D
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    gomer wrote: »
    Just been rummaging through paperwork so i could reply. lol

    I got the card in june 2007 & the increases were roughly every 4th statement. Started at £250, then £900, then £1250, then £1850. The maximum limit is £2,200.

    I pay it off every month to avoid interest but they have ended up offering significantly more than i got anywhere else. It has been a godsend with unexpected vet bills before now, and to think i was going to cancell it at one point because the original £250 seemed like a waste of time. I'm so glad i just kept it now because it was certainly than worth it. :D
    Well done,

    My OH applied and was given a £750 CL I hope they increase it ;)
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    Well done,

    My OH applied and was given a £750 CL I hope they increase it ;)

    !!!!!! - you never told me she got this? I thort £250 was starting limit?

    Did she not go for the Debenhams then?
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    !!!!!! - you never told me she got this? I thort £250 was starting limit?

    Did she not go for the Debenhams then?
    She got Aqua mabey 2 or 3 months ago....... and had a start limit of £750.

    Debenhams = DECLINED...........

    The bloke to me in a round about way its because they like to keep there store card customers with there store card because they can charge them more intrest!!!
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • Mooey65
    Mooey65 Posts: 87 Forumite
    I got mine in Jan this year, can any tell me if the APR comes down and if so when?
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    Mooey65 wrote: »
    I got mine in Jan this year, can any tell me if the APR comes down and if so when?
    Don't think it does TBH
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • Mooey65
    Mooey65 Posts: 87 Forumite
    Don't think it does TBH

    That's not fair.
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