We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

The MSE Forum Team would like to wish you all a Merry Christmas. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!

Vanquis Increases / Statements

1568101170

Comments

  • gomer
    gomer Posts: 1,473 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Aqua's do offer better features however Aqua is harder to get accepted for...........

    I soooooo love my Aqua card. It's my favourite. I was going to get rid of it at one point because they only gave me a limit of £250, after several increases it's now got a limit of £1850 .
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    gomer wrote: »
    I soooooo love my Aqua card. It's my favourite. I was going to get rid of it at one point because they only gave me a limit of £250, after several increases it's now got a limit of £1850 .

    How long have you had the card Gomer?

    Do you know what there maximum limit is?
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    gomer wrote: »
    I soooooo love my Aqua card. It's my favourite. I was going to get rid of it at one point because they only gave me a limit of £250, after several increases it's now got a limit of £1850 .
    How long did it take for you to get the increases?

    What intervals?
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • gomer
    gomer Posts: 1,473 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Just been rummaging through paperwork so i could reply. lol

    I got the card in june 2007 & the increases were roughly every 4th statement. Started at £250, then £900, then £1250, then £1850. The maximum limit is £2,200.

    I pay it off every month to avoid interest but they have ended up offering significantly more than i got anywhere else. It has been a godsend with unexpected vet bills before now, and to think i was going to cancell it at one point because the original £250 seemed like a waste of time. I'm so glad i just kept it now because it was certainly than worth it. :D
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    gomer wrote: »
    Just been rummaging through paperwork so i could reply. lol

    I got the card in june 2007 & the increases were roughly every 4th statement. Started at £250, then £900, then £1250, then £1850. The maximum limit is £2,200.

    I pay it off every month to avoid interest but they have ended up offering significantly more than i got anywhere else. It has been a godsend with unexpected vet bills before now, and to think i was going to cancell it at one point because the original £250 seemed like a waste of time. I'm so glad i just kept it now because it was certainly than worth it. :D
    Well done,

    My OH applied and was given a £750 CL I hope they increase it ;)
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    Well done,

    My OH applied and was given a £750 CL I hope they increase it ;)

    !!!!!! - you never told me she got this? I thort £250 was starting limit?

    Did she not go for the Debenhams then?
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    !!!!!! - you never told me she got this? I thort £250 was starting limit?

    Did she not go for the Debenhams then?
    She got Aqua mabey 2 or 3 months ago....... and had a start limit of £750.

    Debenhams = DECLINED...........

    The bloke to me in a round about way its because they like to keep there store card customers with there store card because they can charge them more intrest!!!
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • Mooey65
    Mooey65 Posts: 87 Forumite
    I got mine in Jan this year, can any tell me if the APR comes down and if so when?
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    Mooey65 wrote: »
    I got mine in Jan this year, can any tell me if the APR comes down and if so when?
    Don't think it does TBH
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • Mooey65
    Mooey65 Posts: 87 Forumite
    Don't think it does TBH

    That's not fair.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.9K Banking & Borrowing
  • 253.9K Reduce Debt & Boost Income
  • 454.7K Spending & Discounts
  • 246K Work, Benefits & Business
  • 602.1K Mortgages, Homes & Bills
  • 177.8K Life & Family
  • 259.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.