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Vanquis Increases / Statements

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Comments

  • Mooey65
    Mooey65 Posts: 87 Forumite
    cifpower wrote: »
    In credit limits? Yes they do

    Yer sorry that's what I mean the thank you.
  • Dannydebt
    Dannydebt Posts: 224 Forumite
    Hi, Not sure if this helps but.

    Opened Vanquis July 2008 limit £250
    Limit increased to £500 October 2008
    Limit increased to £1250 March 2009

    I pay in full by Direct Debit and most months (Except since last increased) used to within £50 - £80 of the limit each month.
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    Dannydebt wrote: »
    Hi, Not sure if this helps but.

    Opened Vanquis July 2008 limit £250
    Limit increased to £500 October 2008
    Limit increased to £1250 March 2009

    I pay in full by Direct Debit and most months (Except since last increased) used to within £50 - £80 of the limit each month.
    Thanks,

    BTW I think I am on the worst tier :mad::mad::mad::mad::mad::mad::mad::mad::mad::mad:
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • mistercovert
    mistercovert Posts: 42 Forumite
    Hi all, just got my Vanquis card today, I have been given a £250 limit and interest rate for purchase is 34.08% and for cash rate is 41.196%. I thought the interest rates were going to be higher than 34%.
    This is my first credit card since I finished my IVA 2 years early. Got my experian score upto 867 before I applied for my card. All my defaults and IVA will come off my credit record in November and then hopefully I can get a mainstream card with my bank.
    Any idea when Vanquis normally send out their statements?

    Rob
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    mistercovert wrote: »
    Hi all, just got my Vanquis card today, I have been given a £250 limit and interest rate for purchase is 34.08% and for cash rate is 41.196%. I thought the interest rates were going to be higher than 34%.
    This is my first credit card since I finished my IVA 2 years early. Got my experian score upto 867 before I applied for my card. All my defaults and IVA will come off my credit record in November and then hopefully I can get a mainstream card with my bank.
    Any idea when Vanquis normally send out their statements?

    Rob
    W
    Congratulations on the accpetance!!!!! I recieved a statement today.
    It has all my details from feb to april how weird....
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    Got my statement

    47% Interest on purchases
    53% for cash withdrawals

    What tier am I on
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • cifpower
    cifpower Posts: 6,502 Forumite
    My statements are produced on or around the 13th of every month but I think every account is different and you will have to wait til your first statement to get the date.
  • cifpower
    cifpower Posts: 6,502 Forumite
    Innocent_Guy wrote: »
    Got my statement

    47% Interest on purchases
    53% for cash withdrawals

    What tier am I on
    Sounds like you are on Tier D. I am on Tier C. (34.9% purchases)
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    cifpower wrote: »
    Sounds like you are on Tier D. I am on Tier C. (34.9% purchases)
    Do you reckon it because they were like my 15th search??
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • cifpower
    cifpower Posts: 6,502 Forumite
    Innocent_Guy wrote: »
    Do you reckon it because they were like my 15th search??
    When I applied they declined me - twice - before I was accepted. No idea how many searches I had as I did not have access to my reports
This discussion has been closed.
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