Vanquis Increases / Statements

Mooey65

cifpower wrote: »

In credit limits? Yes they do

Yer sorry that's what I mean the thank you.

Dannydebt

Hi, Not sure if this helps but.

Opened Vanquis July 2008 limit £250
Limit increased to £500 October 2008
Limit increased to £1250 March 2009

I pay in full by Direct Debit and most months (Except since last increased) used to within £50 - £80 of the limit each month.

Innocent_Guy

Dannydebt wrote: »

Hi, Not sure if this helps but.

Opened Vanquis July 2008 limit £250
Limit increased to £500 October 2008
Limit increased to £1250 March 2009

I pay in full by Direct Debit and most months (Except since last increased) used to within £50 - £80 of the limit each month.

Thanks,

BTW I think I am on the worst tier :mad::mad::mad::mad::mad::mad::mad::mad::mad::mad:

mistercovert

Hi all, just got my Vanquis card today, I have been given a £250 limit and interest rate for purchase is 34.08% and for cash rate is 41.196%. I thought the interest rates were going to be higher than 34%.
This is my first credit card since I finished my IVA 2 years early. Got my experian score upto 867 before I applied for my card. All my defaults and IVA will come off my credit record in November and then hopefully I can get a mainstream card with my bank.
Any idea when Vanquis normally send out their statements?

Rob

Innocent_Guy

mistercovert wrote: »

Hi all, just got my Vanquis card today, I have been given a £250 limit and interest rate for purchase is 34.08% and for cash rate is 41.196%. I thought the interest rates were going to be higher than 34%.
This is my first credit card since I finished my IVA 2 years early. Got my experian score upto 867 before I applied for my card. All my defaults and IVA will come off my credit record in November and then hopefully I can get a mainstream card with my bank.
Any idea when Vanquis normally send out their statements?

Rob

W
Congratulations on the accpetance!!!!! I recieved a statement today.
It has all my details from feb to april how weird....

Innocent_Guy

Got my statement

47% Interest on purchases
53% for cash withdrawals

What tier am I on

cifpower

My statements are produced on or around the 13th of every month but I think every account is different and you will have to wait til your first statement to get the date.

cifpower

Innocent_Guy wrote: »

Got my statement

47% Interest on purchases
53% for cash withdrawals

What tier am I on

Sounds like you are on Tier D. I am on Tier C. (34.9% purchases)

Innocent_Guy

cifpower wrote: »

Sounds like you are on Tier D. I am on Tier C. (34.9% purchases)

Do you reckon it because they were like my 15th search??

cifpower

Innocent_Guy wrote: »

Do you reckon it because they were like my 15th search??

When I applied they declined me - twice - before I was accepted. No idea how many searches I had as I did not have access to my reports