in a nutshell!

dreamypuma

One for you to think about is First Direct's fixed rate ISA at 3.1%. It accepts transfers in and withdrawals. With HSBC stamped all over it, it looks a good product.

I'm considering transfering in myself from Lloyds FRISA and Barclay's Tax Haven. Will be reading up on the T&C's tonight.

http://www.firstdirect.com/savings/cash-eisa-overview.shtml

Baldur

dreamypuma wrote: »

One for you to think about is First Direct's fixed rate ISA at 3.1%. It accepts transfers in and withdrawals. With HSBC stamped all over it, it looks a good product.

I'm considering transfering in myself from Lloyds FRISA and Barclay's Tax Haven. Will be reading up on the T&C's tonight.

http://www.firstdirect.com/savings/cash-eisa-overview.shtml

Note that First Direct are not accepting applications from non-FD customers until Monday:

The cash e-ISA is currently only available to first direct customers for the 2008/2009 Tax Year.
You will be able to apply for the 2009/2010 Tax Year from 6 April 2009.

dreamypuma

Baldur wrote: »

Note that First Direct are not accepting applications from non-FD customers until Monday:

I feel shafted! I've just read through the details and it sounds great. Just spoken to them, answered in one ring, spoke to a person in Britain. Convinced myself and just about to apply.

You so are the bearer of bad news!

I hope they don't touch that rate on Monday.;)

Baldur

dreamypuma wrote: »

I feel shafted! I've just read through the details and it sounds great. Just spoken to them, answered in one ring, spoke to a person in Britain. Convinced myself and just about to apply.

You so are the bearer of bad news!

I hope they don't touch that rate on Monday.;)

They were accepting applications from anyone until two/three weeks ago, when they restricted the 08/09 applications to 'existing customers only', probably due to the popularity of the account.

hostertlady

B.E.N wrote: »

Also, don't just assume that the rate on your old ISA has dropped to 0.0000001%. I naturally assumed this on my old A& L Premier Issue 2 Isa, and when I checked, the rate is still:: 5.8%!!!!!!!

Check yours here:

http://www.alliance-leicester.co.uk/savings/interest-rates.aspx

my alliance and leicester direct ISA issue 4 has dropped to 1.50!! thanks for the link, i was wondering what the rate was now......

now i need help in deciding where to transfer it to

Baldur

hostertlady wrote: »

now i need help in deciding where to transfer it to

A good starting point is this post, read through it (those that do or do not accept transfers are shown) and take your pick. I'd suggest confirming rates with providers.