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Friday 3/4/09 What small dfw things have you done today???

:DWhen we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free;)

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.:D

Today i will:
  • check online banking
  • update spreadsheets
  • send some money to savings
  • storecupboard lunch and tea
  • check and water all my plants and seedlings
  • repot some of bigger seedlings
  • lttle bit of hokey cokey
  • little bit of ironing
  • clean one room so no housework at weekend
  • make a loaf in breadmaker
  • aim for no spend day
  • swim and jacuzzi to use gym membership
  • do something from my 101 in 1001 challenge list
  • recycle something
  • sparkle a lotconfetti2.gif
Good Morning lovely dfw'sjumping0044.gif Hi to all the regulars and welcome to any new posters:D Busy day ahead for me today coffee morning for oldies this morning, cooking tea for them tonight then tonight got a joint party with oldies and local youth club. Somewhere in between need to get some paperwork done too:rolleyes:

Hope you all have a great day, hugs to any poorlies. Welcome to any new posters and returnees and a big hi to the usual gang xxx

So happy it is Friday again Woo Hoo roll on the weekend.:D
Reduce,re-use, recycle.






«1345

Comments

  • Candy0107
    Candy0107 Posts: 1,645 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Name Dropper
    Good Morning,

    Yay, Friday has finally come around!

    Loads to do today, but I will try to be DFW and have a LSD

    • Off to Newbury for a job interview – I really like the sound of this, just need to get my a**e into gear and sell myself in the interview
    • Done daily scratchy - £1
    • Checked online banking and moved money around
    • Researching the interviewing company like a mad thing (didn’t do this yesterday)
    • If I go out tonight, drive and park in the town centre after 5, and stick to lime and soda water so cheap night out for me I think
    • Buy 2 tickets for Euromillions (fingers crossed)

    Think that is about it – take care everyone.

    Hugs to everyone who needs them (and is fed up of being sick)

    Candy xxx
    Debts at the start of my journey - about £23,000 lightbulb moment 01.03.2007 (1st payment to CCCS)..Debt Free Date 25.06.2013 Deposit savings £17,000/£30,000
  • staceydaisy
    staceydaisy Posts: 564 Forumite
    today i have/will

    daily scratch - 10p
    checked for surveys
    checked cashback
    take baby 8 month check
    tidy up
    go see grandma
  • mogchops
    mogchops Posts: 1,548 Forumite
    Morning all!!!

    So this will be the last one before the weekend :eek: When it all shuts down! :eek: I've only been doing this a few weeks but its become part of my daily routine!! Hope its up & running again by Sunday!!

    Today:

    - Check online banking (Quidco money gone in :T )
    - Washing on the line or airer (bit grey at the mo, not sure if going to rain)
    - Tesco shopping - with list from which I shall not deviate! Got lots of MOCs too)
    - Bike ride with the DDs later to local lake (no school - Teacher training day) so free exercise & feed the ducks
    - 10 comps
    - Check out freebies thread (signed up for free seeds from the BBC yesterday)
    - Recover from my exertions last night......am copy & pasting from my diary thread just to share what happened last night.....:rotfl: :rotfl: hope thats ok :o


    OMG just had to come and share this!!! :rotfl: :rotfl: :rotfl: :rotfl:

    We always keep our cat in at night. Last night, she hadnt come in, so we left the catflap on "in but not out" (so she could come in but not go back out again). She came in about 1am. Fine.

    This morning, I come down & find the conservatory trashed - everything off the windowsills, blinds all askew and one blind broken!! :mad: Not happy, blame it on the cat.

    Cut to tonight, elder DD goes to bed at 9am, then shouts down the stairs "mummy, there's a cat under my bed and its not ours". :eek: :eek: Up I go with a torch - and yep, there's a giant tabby under her bed!! :eek: So we deduce that another cat came in with ours last night, but couldnt get out again, so decided to set up home!!! DH is at work (how convenient!) So I'm there with a torch, a broom and a big pair of gloves trying to get the flaming thing out without waking younger DD who is asleep in the same room!

    Eventually success - cat flies down the stairs & hides behind armchair. I chase it out from armchair - back up the stairs & under the bed again (YES I FORGOT TO SHUT BEDROOM DOORS :confused: :mad: ) So another go with torch & broom & hooray its down & out.

    DD goes to bed, I settle on sofa.

    2 hours later, our cat is scratching around and squeaking in the kitchen. I peered behind the bin - ITS STILL THERE!!! The flaming thing had jumped behind the bin and wedged itself behind the dishwasher!!!! You couldnt make this up!!! So I shut our cat upstairs, shut all the other doors, made a barricade between kitchen and lounge (no door) opened back door, emptied dishwasher, (clean luckily) pulled out dishwasher, brandished broom and FINALLY watched it shoot off up the garden!!! :T :T :j :j

    WHAT an evening!!! It was huge as well, twice the size of our little puss!!!


    Maybe it counts as free exercise :rotfl: :confused: :rotfl: :rotfl:
  • Pippilongstocking
    Pippilongstocking Posts: 16,336 Forumite
    Hiya Sm - edit - and others where did you all sneak in from???????? Waves frantically

    Hello all
    [STRIKE]I am 'doing my hair; at home so very DFW [/STRIKE] looks ok...
    [STRIKE]cleaned out darwin and loaded him[/STRIKE]
    [STRIKE]Ferry booked[/STRIKE] using islander discout and my student discount and a £5 off voucher someone gave me at work so its only costing £32.23 to get Scotland - whoop whoop
    Lots to do before off so up early
    [STRIKE]BAthroom cleaned and sparkly using microfibre cloths and elbow grease[/STRIKE]
    [STRIKE]Hokey cokey on[/STRIKE]
    [STRIKE]Shopping list printed from mysupermaret at work he he he[/STRIKE]
    Got a box of work with me to be 'productive'
    Got to pack suitcase DS has my normal bag - ho hum
    Packed doggie food etc so no need to buy any
    Darwin loaded with drinks, fruit and snacks and some soup for a lunch stop somewhere in the Highlands
    Check bank
    [STRIKE]Check seeds and do a final slug hunt[/STRIKE]
    Post birthday card - got some reduced last year which are really sweet
    [STRIKE]Sort out conservatory[/STRIKE]
    [STRIKE]Give chookies water and food[/STRIKE]
    [STRIKE]Need paint toenails and look out sandals / they are here somewhere[/STRIKE] :Dmetalic purple very lovely :D
    Bedroom to tidy
    [STRIKE]Trim split ends[/STRIKE]
    Leave a list for Mrs Mop who's in later on - she has to deal with the slug/spider infested down stairs loo - bleugh so I have been kind and cleaned the other bathroom etc
    [STRIKE]Remember passports and lists[/STRIKE]
    [STRIKE]Remember money and phone[/STRIKE]
    Remember to not burst with excitement
    Remember to drive on right side of the road (only kidding!!)

    Waves to SM - mild panic about no list for the weekend xx

    No socks yet but do intend to paint toe nails an outrageous colour


    PS encourage the children not to sing 'DESTINATION UNKNOWN' in loud voices in the campervan when we head off today - the only way to go is south surely?????? - as they normally do when we venture off anywhere - and my map book is currently in England with my chum and my DS so lets hope I don't get lost before there!!
    Total debt 26/4/18 <£1925 we were getting there. :beer:
    Total debt as of 28/4/19 £7867.38:eek:
    minus 112.06 = £7755.32:money:
    :money:Sleeves up folks.:money:
  • Pippilongstocking
    Pippilongstocking Posts: 16,336 Forumite
    mogchops wrote: »
    Morning all!!!

    So this will be the last one before the weekend :eek: When it all shuts down! :eek: I've only been doing this a few weeks but its become part of my daily routine!! Hope its up & running again by Sunday!!

    Today:

    - Check online banking (Quidco money gone in :T )
    - Washing on the line or airer (bit grey at the mo, not sure if going to rain)
    - Tesco shopping - with list from which I shall not deviate! Got lots of MOCs too)
    - Bike ride with the DDs later to local lake (no school - Teacher training day) so free exercise & feed the ducks
    - 10 comps
    - Check out freebies thread (signed up for free seeds from the BBC yesterday)
    - Recover from my exertions last night......am copy & pasting from my diary thread just to share what happened last night.....:rotfl: :rotfl: hope thats ok :o


    OMG just had to come and share this!!! :rotfl: :rotfl: :rotfl: :rotfl:



    This morning, I come down & find the conservatory trashed - everything off the windowsills, blinds all askew and one blind broken!! :mad: Not happy, blame it on the cat.

    Cut to tonight, elder DD goes to bed at 9am, then shouts down the stairs "mummy, there's a cat under my bed and its not ours". :eek: :eek: Up I go with a torch - and yep, there's a giant tabby under her bed!! :eek: So we deduce that another cat came in with ours last night, but couldnt get out again, so decided to set up home!!! DH is at work (how convenient!) So I'm there with a torch, a broom and a big pair of gloves trying to get the flaming thing out without waking younger DD who is asleep in the same room!

    Eventually success - cat flies down the stairs & hides behind armchair. I chase it out from armchair - back up the stairs & under the bed again (YES I FORGOT TO SHUT BEDROOM DOORS :confused: :mad: ) So another go with torch & broom & hooray its down & out.

    DD goes to bed, I settle on sofa.

    2 hours later, our cat is scratching around and squeaking in the kitchen. I peered behind the bin - ITS STILL THERE!!! The flaming thing had jumped behind the bin and wedged itself behind the dishwasher!!!! You couldnt make this up!!! So I shut our cat upstairs, shut all the other doors, made a barricade between kitchen and lounge (no door) opened back door, emptied dishwasher, (clean luckily) pulled out dishwasher, brandished broom and FINALLY watched it shoot off up the garden!!! :T :T :j :j

    WHAT an evening!!! It was huge as well, twice the size of our little puss!!!


    Maybe it counts as free exercise :rotfl: :confused: :rotfl: :rotfl:

    Mog chops
    oh my word - poor thing - and you seem to be on the dark side of the seeds at the mo don't you - you poor thing

    Trying not to sniggertoo much here - my cat sat in my newly emerged pepper seedlings yesterday - seemingnly it was warm?/??/
    Total debt 26/4/18 <£1925 we were getting there. :beer:
    Total debt as of 28/4/19 £7867.38:eek:
    minus 112.06 = £7755.32:money:
    :money:Sleeves up folks.:money:
  • MrsAudus2b
    MrsAudus2b Posts: 493 Forumite
    :hello: Good morning all :hello:

    Sorry not been on for past couple of days, been really busy and have only been using computer to write out wedding stuff...have missed poodling on t'internet! Hope you are all well and happy as the weekend approaches.

    My list:
    • Have cancelled old car insurance d/d
    • Moved some money into savings
    • Storecupbaord breakfast
    • Work assessment at 10am
    • Then office all day
    • Drive carefully to conserve petrol
    • Packed lunch
    • Work hard and get update to date with everything at the office as on annual leave next week
    • NSD
    • Storecupbaord tea
    • Staying in tonight with OH and a DVD
    • Enter answers from trashy magazine puzzle section on email to save price of a stamp
    • Bit of housework
    • Washing at 30 and airer dry
    • Write list of things to do on week off
    Going bridesmaid shopping tomorrow with the girls whilst OH goes off in search of suits. Then have a wedding meeting at mum's to look forward to in the evening with yummy food and wine...should be a good weekend.

    Lots of love to all
    xxx
    Joint debt with OH at LBM Sept 08 (excluding mortgage & student loan) - £34,069 :eek:

    Getting married 05/09/09 :love:

    To lose for the big day (lb) 2/51
  • MrsAudus2b
    MrsAudus2b Posts: 493 Forumite
    Have a lovely adventure in Darwin Fay xx
    Joint debt with OH at LBM Sept 08 (excluding mortgage & student loan) - £34,069 :eek:

    Getting married 05/09/09 :love:

    To lose for the big day (lb) 2/51
  • Miss_Piggy_2
    Miss_Piggy_2 Posts: 3,631 Forumite
    Morning SM and all that follow!

    Oh Mogchops.....I'm not laughing...honest (and I promise the cats not mine;) ) Hope the clean up job isn't too big.

    Fay - have a lovely trip! How far south you going? If you make it to Edinburgh or Glasgow look up my Auntie and cousins and say hello ;)

    Last day of Piglets speech therapy group today. Bit sad as we have both really enjoyed it. Friday mornings won't be the same from now on...:sad:
    OH finishing lunchtime so is taking Piglet about 2pm to pick kids up from school. that gives me two free hours before work...bliss!

    So today I will:

    * Speech therapy group - free snacks so thats DFW ;)
    * Storecupboard dinner
    * Check on-line banking
    * Resist vending machine at work (they have boost bars though!!!)
    * Do any surveys that come through
    * Pay Studio bill
    * Start using Piglets reward chart
    * Do menu plan for next week
    * E-mail friend instead of spending hour on phone to her like normal :eek:

    Thats about it for today. Have good days all. Fay, have a lovely time!

    Miss P
    xx
    **Keep Calm and Carry On!**
  • Pippilongstocking
    Pippilongstocking Posts: 16,336 Forumite
    Miss p only as far as edinburgh this time although it will take a constant 6 hours driving - of course will loook in on ethe cousins :)

    Waves MRs A - goodluck with the wedding bits xx
    Total debt 26/4/18 <£1925 we were getting there. :beer:
    Total debt as of 28/4/19 £7867.38:eek:
    minus 112.06 = £7755.32:money:
    :money:Sleeves up folks.:money:
  • pixiechick99
    pixiechick99 Posts: 3,731 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Morning all:hello:
    Another small list for me as can guarantee I won't be leaving the house;) I don't feel toooo bad, thank goodness, fingers crossed I have a good day:D
    Ok...today:
    • check banking - move Quidco money to savings
    • scratchcards - £1 and 10p
    • read papers online
    • NSD - if I can avoid spending money online:rolleyes:
    • check out freebies/comp threads
    • try and tidy up a bit:p
    Ok, that's about it!!
    Have a great Friday:D
    I really need to sort out a new signature!
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