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Live on £4000 for a Year, 2009 Challenge, part 2

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  • DFrancis_3
    DFrancis_3 Posts: 21 Forumite
    I am very frugal, but living on that much will be a challenge.
    I was shocked how much I was able to save just by living below my means.
  • Brighton_belle
    Brighton_belle Posts: 5,223 Forumite
    Thanks SF - i do think if people can afford to eat very well in an expensive restaurant, then adding a tip is fine. Though I do query how employers running an expensive restaurant get away with paying their staff so little. Where I think it gets silly is if we treat ourselves to a tea and cake - and that's a big treat for us, that we are somehow expected to tip the person who carries it the 5 paces from the counter to our table:confused:. My OH is 50 and doing a job for which they require a degree and is on minimum wage and spends his day helping the public. There is no question of him being tipped.
    Thanks blueberry - you are of course right, which is why it is bit bizarre now. Anyway - I don't mean to go off topic, but it was a genuine query from as a low income frugaller as to the rules and history because it does make me uneasy and I'd much rather it was all upfront.

    I'm rather pleased with my last batch of flapjack, as I subbed 50g of oats with 50g of left over at the bottom of the pkt weetabix I've been collecting and you wouldn't know the difference.
    I try to take one day at a time, but sometimes several days attack me at once
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    BB - i understand that getting tea and a cake and tipping may be a bit over the top - i wouldn't tip in a cafe, but would in a restaurant. lol :) its nice to hear what other people think on the issue! and your flapjacks sound yummy, have you got a pic of them I can drool at? :o
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • patchwork_cat
    patchwork_cat Posts: 5,874 Forumite
    I always find tipping a minefield. My mum always said if your hairdresser owns the salon you don't tip. I therefore don't tip my hairdresser, but feel awkward not doing it. Also if I pay by card sometimes I don't have any cash (my purse is raided for spare cash for bus fares and a drink by the kids regularly). I have electrolysis every 4 weeks or so and since they put up the price I can't afford to tip. I do tip her at Christmas though - although I think she said she got commission on customers so that would be OK wouldn't it. ( I probably ought to tip her as she probably thinks I am a mean cow)
  • shaz_mum_of__2
    shaz_mum_of__2 Posts: 2,010 Forumite
    I don't mind tipping the waiter if i know they get it and they did a good job........i have worked in places where tips were not always shared properly ................when you go on a cruise you are asked to tip once to the bursar and these tips are shared amongst all the crew(seen and unseen.supposedly ) but i prefer to tip where its justified and because I want to not because its expected or i was asked too

    Shazx
    *****
    Shaz
    *****
  • thriftylass
    thriftylass Posts: 4,033 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    I once went to the seperate dining/function room in a really posh restaurant and we paid the usual 10% tip with the bill. We ended up there again a year later but this time asked the waiter (foreign and prob on min wage), who did a really good job over the hours we were there, where the tips go and he said the manager only. So we tipped him directly and told him to share it with the staff and just paid the balance of the bill without a tip. The way he reacted and acted afterwards we did the right thing. In bigger posh places we keep doing it that way now.
    DEBT 02/25: total £6100 Debt free date 12/25
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I bought a lottery ticket for the Euromillions on friday (i do it online) and i just checked today and won £5.40! :rotfl: cant give up the day job yet :p
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • Blairweech
    Blairweech Posts: 1,379 Forumite
    Part of the Furniture Combo Breaker
    edited 27 April 2009 at 9:51PM
    Better than a kick in the teeth SF, congrats :)

    I had a NSD today, hooray. However, I did have to throw away some food - I made lemon chilli chicken, which sounded nice but was actually horrible (and its not often that I find something so horrible I have to chuck it out). I managed about 2/3 of it, so not too bad I spose.

    Edit: I am considering going to the Bath and West Show this year, but at £17 a ticket plus £5.50 for the programme, it is not exactly frugal. Has anyone been and can tell me what its like please? Will I find it inspirational to a would be smallholder?
    We must all suffer one of two things: the pain of discipline or the pain of regret and disappointment
  • Pips_Mum
    Pips_Mum Posts: 2,893 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Oh dear I did something VERY blonde and baby brained and forgot we were on a new thread, kept looking at old one thinking not much was happening!!:rotfl::rotfl::rotfl:
    Anyhoo, Ive found you all now!!:j

    I am still finding it really hard to keep my spends and totals up to date, and look after a 4 month old baby, but I am still sticking with it and determined to do so. OK so it might not be as accurate as I would have hoped but hey ho.

    Will try and catch up on the thread now.

    x x x x
    Debt at LBM [strike]£17,544[/strike] :eek: £5700
    :TOver £14,000 PAID OFF :T

    2020 the year of less - Less debt, less waste, less spending, less stuff, less stress!
  • thriftylass
    thriftylass Posts: 4,033 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    I lost my sign up money from one Bingo site yesterday plus it didn't give cashback :(, it's the one that lets you play free bingo so I thought I try it out, but you never win ....... But today I signed up to another one, deposited £10, will hopefully get £15 cashback and I won £32. Yipee so I made hopefully £27. I should really stop doing this, luckily I used all the ones that go through a cashback site which should stop me now :o (and I came out with a positive balance) :rotfl:
    DEBT 02/25: total £6100 Debt free date 12/25
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