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Live on £4000 for a Year, 2009 Challenge, part 2

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  • bails
    bails Posts: 3,196 Forumite
    I am liking the potential of that cottage Nyk :D I'd love to come up and have a look round...maybe I'll send my folks as they're on their way to Scotland, currently in the Lakes.

    The Lonely Planets for Nepal and Tibet arrived today :j so I've been getting ridiculously excited about all we can do out there. Bearing in mind it's prob 4 years out of date (new version due in Sept :rolleyes:), you could get a 4 bed apartment for US$100- 200 a month so we should be fine on the accommodation front :D My camera is fixed and ready for collection now - with that and my new camcorder I hope to bring some beautiful images home with me (they'll be especially useful when bogged down in school paperwork ;)). I'm going to invest in a wide-angle lens for the panoramics and also a photography course if I can find a decent one, as I want this to be a real focus of my trip. We'll probably do a blog so you'll be able to check out what we're up to :D

    I don't have access to anyone's 1001 blogs so can you please post them up again (except the one I saved yesterday, was that Pips Mum?). I need to look into it properly and have a think about what to put on my list....

    I had more to say from catching up earlier but can't remember now :rolleyes: Michelle, those stats aren't surprising but are sad to read. Glad to hear you sound a little better today x

    I really really must get on with some things tomorrow, I've been spedning far too much time having fun :rotfl:I'm going to work hard tomorrow morning after walking the dog and then reward myself with going into town to pick up (and pay for :eek:) my camera and browse some new lenses ;) So if you catch me on here, shout!

    Have a great evening all, I'm off to walk the dog again in the beautiful sunshine and then tidy the bedroom and camping stuff - honest! The LPs will not get in my way :D
    The 1,000 Day Challenge:
    Feb 16, 2016
    500/30,000
    1.67%
  • Good news and it is good news is that we have finally exchanged. Hurrah!

    Bad news and well I'm going to be honest with you..and I am by nature a pessimist..I don't think we'll get the keys tomorrow.

    We found out today that one of our bank transfers wouldn't reach the solicitors by tomorrow so managed to rush to the bank after school to get amount transferred over another way (the original 2k will still arrive there on Monday so I hope we get that back) which may not get there until end of banking day tomorrow..which will be too late for the solicitors. So Monday will be a rubbish day for me as I can't get time off school and will feel a bit frustrated not being able to sort things out.
    (There is a chance the money will get through but as I said I'm a pessimist)

    I am very disappointed but at the same time can at last look forward to living in the cottage (don't know why but had a bad feeling that people..i.e. ordinary....like me don't end up living the dream..looks like we will now. Wow!

    sft
    :cool: Frugal Living 2010 member MFW by 2014 Was 88,000 now £46,877.90 Grocery Budget for Dec-April=£173.72/£244 (Groc Budget 2010 from Ebay/Voucher savings/Quidco -If we can do it will save our £980 GC budget) Now living the dream -in our tiny country cottage-all thanks to MS forums. x 39 2 go
    Stockpile Savings: £89.72 Voucher savings £8
  • lyndasharp
    lyndasharp Posts: 649 Forumite
    500 Posts
    edited 11 June 2009 at 6:47PM
    SFT - good news about the exchange, hooray! Hope you get the keys soon :-)

    H2B is currently tickling new cat under the chin and she looks very happy - pleased to say he does too. She's a very cute cat, just have to keep our fingers crossed for good results from her tests tomorrow.

    Edit - aah, how sweet. She's now curled up on his lap.
    Live on £11k in 2011 :D
  • savingfortravel
    savingfortravel Posts: 914 Forumite
    edited 11 June 2009 at 7:17PM
    lyndasharp wrote: »
    SFT - good news about the exchange, hooray! Hope you get the keys soon :-)

    H2B is currently tickling new cat under the chin and she looks very happy - pleased to say he does too. She's a very cute cat, just have to keep our fingers crossed for good results from her tests tomorrow.

    Edit - aah, how sweet. She's now curled up on his lap.

    Whatever the outcome Lynda, she's in a loving home now. H2B has clearly fallen in love with her already.

    Bails My blog address is http://sftandthe101challenge.blogspot.com

    but I haven't started the challenge yet..waiting to move into our cottage.

    sft
    :cool: Frugal Living 2010 member MFW by 2014 Was 88,000 now £46,877.90 Grocery Budget for Dec-April=£173.72/£244 (Groc Budget 2010 from Ebay/Voucher savings/Quidco -If we can do it will save our £980 GC budget) Now living the dream -in our tiny country cottage-all thanks to MS forums. x 39 2 go
    Stockpile Savings: £89.72 Voucher savings £8
  • taka
    taka Posts: 3,483 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    bails wrote: »
    I don't have access to anyone's 1001 blogs so can you please post them up again (except the one I saved yesterday, was that Pips Mum?). I need to look into it properly and have a think about what to put on my list....
    Mine is here... ;)
    Have a great evening all, I'm off to walk the dog again in the beautiful sunshine and then tidy the bedroom and camping stuff - honest!
    If your camera is fixed does that mean we could get a pup pic sometime? Pretty please with a cherry on top? :p

    SFT - :T:j:T On the exchanging (is that the English equivalent of conclusion of missives?) But booooooo :( to the annoying transfer timings. I take it 2nd payment via CHAPs or a Faster Payment? I'll keep my fingers crossed for it turning up in time...

    Lynda - do we get a pic of the new kitty? Fingers crossed for a good outcome on the tests.
    Mortgage free as of 12/08/20!
    MFiT-5 no 45
    You can't fly with one foot on the ground!
  • bails
    bails Posts: 3,196 Forumite
    Really hope the payment goes through SFT, keeping my fingers crossed!

    Kitty sounds v cute, great that H2B is smitten already :D

    Thanks for blogs, will have a look now... and I will try really hard to get you a photo of the dog!
    The 1,000 Day Challenge:
    Feb 16, 2016
    500/30,000
    1.67%
  • bails wrote: »
    Really hope the payment goes through SFT, keeping my fingers crossed!

    Kitty sounds v cute, great that H2B is smitten already :D

    Thanks for blogs, will have a look now... and I will try really hard to get you a photo of the dog!


    Naughty naughty Bails ..no room for a pm sft
    :cool: Frugal Living 2010 member MFW by 2014 Was 88,000 now £46,877.90 Grocery Budget for Dec-April=£173.72/£244 (Groc Budget 2010 from Ebay/Voucher savings/Quidco -If we can do it will save our £980 GC budget) Now living the dream -in our tiny country cottage-all thanks to MS forums. x 39 2 go
    Stockpile Savings: £89.72 Voucher savings £8
  • savingfortravel
    savingfortravel Posts: 914 Forumite
    edited 11 June 2009 at 8:34PM
    SFT - :T:j:T On the exchanging (is that the English equivalent of conclusion of missives?) But booooooo :( to the annoying transfer timings. I take it 2nd payment via CHAPs or a Faster Payment? I'll keep my fingers crossed for it turning up in time...

    I think so..but not sure..Mr SFT told me that we would both have to pay 10% of price of property if either party pulled out so I feel confidently that we've got the cottage now-when the money goes into vendor's account we have completed. Then we can move in not sure when but should be next week. How does that compare to Scotland?

    sft
    yes we used CHAPS
    :cool: Frugal Living 2010 member MFW by 2014 Was 88,000 now £46,877.90 Grocery Budget for Dec-April=£173.72/£244 (Groc Budget 2010 from Ebay/Voucher savings/Quidco -If we can do it will save our £980 GC budget) Now living the dream -in our tiny country cottage-all thanks to MS forums. x 39 2 go
    Stockpile Savings: £89.72 Voucher savings £8
  • bails
    bails Posts: 3,196 Forumite
    oops, naughty Bails, I had another PM - space now SFT x

    I am up to 21 on my 101 list... ;) I'm thinking there are too many great things to put on it and will need to narrow it down to truly amazing things :D I'm enjoying making the list! I think I will do a blog once I've completed it. I may borrow some good ideas from other people's lists too.
    The 1,000 Day Challenge:
    Feb 16, 2016
    500/30,000
    1.67%
  • Skint_Lynne
    Skint_Lynne Posts: 1,363 Forumite
    Part of the Furniture Combo Breaker
    Evening all,

    Just checking in as I have not posted much over the last couple of days but have still been reading.;)

    Frugal activities include: picking up more whoopsies when at the supermarket tonight, (had to do shopping as DH home for weekend). I got 12 warburton$ rolls for 22p, I halved these with mum.

    I also got two packs of turkey mince for 78p each, so I am going to do turkey burgers with one of the packs tomorrow night. The other one is in the freezer for another day.

    My shopping should have been £22, but I had some luncheon vouchers from surveys which brought it doen to £10. That will never beat my big spend of 52p the other night when I left with 4 bags (3 of them full of carrot batons).:rotfl:

    I know I've not got many batch meals left in the freezer, but I've still got quite a bit of stuff lurking around. I'll maybe get another couple of weekends out of what I've got before I need to go to costco and start all over again.

    Hope everyone is well, sophiesmum, I hope that you and OH are feeling okay.

    Speak later. xx
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