Monday 30/3/09 What small dfw things have you done today???

sophiesmum_2

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free;)

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.:D

Today i will:

• check online banking
• update spreadsheets
• storecupboard lunch and tea
• check and water all my plants and seedlings
• lttle bit of hokey cokey
• little bit of ironing
• clean one room so no housework at weekend
• aim for no spend day
• swim and jacuzzi to use gym membership
• try and make DD the flapjacks I have been aiming to do for past two days
• sparkle

Good Morning lovely dfw's Happy Monday everyone - hope you all had a good weekend and are raring to go again for another week:D Just a couple more days and we will be in April:eek: Can't believe how quickly this year is passing.
Sending hugs to any pooply peeps (Milly xxx )Hope you are feeling better soon.

Have a good day everyone xxx

pixiechick99

Good Morning all,
SM - thank you, still not good, thoroughly fed up with it now:(
I'm meant to be back at work today, but I can't do it so going to go in and see them, speak to my line manager and let her see I am struggling! I always worry they don't beleive me! And I'll ring the doctor too, he said to go back if it gets worse and it has - kept waking up with a sharp pain and can't move!

Anyway...will attempt to keep up the dfw-ness...here's a few things:

• check banking
• scratchcards
• NSD hopefully, don't need anything
• meal from meal plan
• heating off
• read paper online

Ok, that's my lot:o Have a good day all....

mogchops

Morning all!

Milly honey, get back to the doctor and stamp your feet!! Did you see my post on yesterdays thread with a couple of suggestions?

Its Monday morning - work - Boooooooo Hissssssss

Today:

- Apply for council junior leisure card thing for DD so I can book her swimming lessons cheaper
- Packed lunches for me & DDs
- DH at home so no coke or coffees :rotfl: :rotfl:
- Chicken casserole will be in slow cooker with leftover chicken from yesterday
- Take teabags into work to replenish my empty tin so I dont buy drinks


Have a good day everyone xxxx

Miss_Piggy_2

Good morning all!

SM -early today!!
Milly - sorry to hear you are still poorly. Hope your boss is understanding

I'm off doing Mrs Mop job early today - my SIL arranged for the cooker cleaner man to be there at 8.30.....bleugh! Just dragged piglet out of bed...he ain't happy!!:rotfl:

So today:

* Mrs Mop job - fills car with petrol
* "To Do" list (didn't do it yesterday )
* Storecupboard dinner
* Heating off
* Do ironing.............not willingly but its a neccessity!
* Ring nursery about Piglets hours
* Check on-line banking
* Pay ebay fees
* Small change into Bertie bassett
* Do any surveys that come through

Hope everyone else if okay....**waving** at piq, fay, MrsA, mogchops,Andan,oliveoyl, ktjazz etc!!

Miss P
xx
xx

Marru

Good Morning,

Busy busy today (and really, really tired),

I have/will:

- go to council with all my papers
- send letters to DCAs
- Scratcies etc
- Continue to work on my SOA/Budget/cash flow forecast
- Do paid dog walking
- Prepare lunch for tomorrow (today I will be naughty as was too busy number crunching yesterday and this morning need to dash to council before work)

sophiesmum_2

Hope everything goes well with council marru xxx

Candy0107

Morning All,

Sorry I've not been around recently - I've been really busy in the garden

Milly - hope you start to feel beetter soon

Today I have/will
Done daily scratchy - 10p
Checked online banking
Use water from TD to water veggies
Submit my timesheet so I get paid on Friday
Chase up my P45 from the previous agency ( I currently have a Tax code of BR)
Look for another job
Try not to stress out too much at work
Off to the local Swedish furniture store after work, where parking is £1 after 5....also, it is about 33 miles away rather than 80 miles away - will only buy a replacement unit (and nothing else)
Chill when I get home from work

Think that is about it - take care everyone
Candy xxx

Pippilongstocking

Morning all

Not much for me today - mega writing week for me

So
check bank, seeds and stuff
Leave a list for OH as its half term and he is 'mummy' this week
Phone DS later on and see how holiday is
Phone B B for my phone charger which they promised they'd post on Tuesday night and its not here
Roast tonight from meal planner doobry
Must figure what we need to do for going away on Friday gulp
OH to sort out bits of Darwin
Washing needs done etc

Waves to you all - x (hugs to those above with yukky days ahead)

MrsAudus2b

Good morning all :hello:

Hope you all had a good weekend. It's a lovely bright & sunny start to the week here which always puts me in a good mood! :T

Todays list:

• Have checked online banking
• Have checked Quidco
• Work assessment at 10am
• Then office all day
• Charge mobile at work
• Drive carefully to conserve petrol
• Take a packed lunch
• Storecupboard breakfast and tea tonight
• Swimming after work using free pass
• NSD
• Do some wedding planning tonight if time
• Heating off all day
• Bit of houseowrk tonight
• Washing at 30
• Airer dry
• Write a list of tings to do this week
• Catch up on weekend thread as didn't go online yesterday
• Catch up on diaries

Thats about it, must dash.
Lots of love
xxx

MrsAudus2b

Waving at you too Miss Piggy - hope the little piglet is fine and dandy this morning!
xxx

DawnW

Morning all :j

Did lots of gardening at the weekend

Monday again now :rolleyes:

Sorry to hear that you are still poorly Milly. I hope you get better soon.

So far this morning I have:

HM breakfast
Washing on at 30 degrees
Checked online banking
Seen to animals

In a minute I will get on and do the following:

Washing out on line.

Lots of work - and I have a telephone conference booked for this morning

Speak to a former colleague later about job possibility where I used to work

Investigate rejoining weightwatchers online version as I want to lose weight before my DD's wedding in October, and want to allow plenty of time to try to do it sensibly.

Storecupboard lunch and supper

Have a nice day everyone :hello: