Local shop charging for cashback

RichyRich

Jackson's used to charge 50p, but I don't know if they still do now they're part of Sainsbury's.

I never paid it and went to the (free) cash machine over the street instead

Rich

timtagel

Thanks for all your comments and advice.

The shop doesn't have a cash machine, but does have a post office. The day I needed cash the po wasn't open. It's a country store serving a small hamlet/village. I just think it's tight and I had a hunch the store owner wouldn't be charged much/anything for a debit card transaction.
I wish there was something I could do to twart this obvious con. There's nowhere else in the area where you can get cash outside the usual 9-1pm sub post office hours. Tired of being ripped off by tight f*ckers!

hawkwinddotcom

So who pays for the phone line that the transaction goes down then?

mancitychick

RichyRich wrote:

Jackson's used to charge 50p, but I don't know if they still do now they're part of Sainsbury's.

I never paid it and went to the (free) cash machine over the street instead

Rich

My local Jacksons charges 80p for cashback. There is a cash machine outside it & that charges £1.75 for cash, so I guess Going in the shop is the lesser of the two evils.

peter_the_piper

Slight shuffle off topic, recently had a phonecall to our Nursery, wanted to install an ATM for free. Took quite a long time to convince him that a 'Greenhouse' was not the safest place for one.

CIS

For smaller buisnesses the company typically pays a fixed fee + 2.5% , HSBC charge 2.5% + 25p per transaction, LLoyds charge 3-5% + , Natwest 3% + 40p per transaction. On top of this they all charge around £20-25 rental fee.

IvanOpinion

I think smaller businesses are being pushed tighter and tighter on profits espcially with the big supermarkets taking away much of their trade and them having to reduce margins just to compete. Therefore all these little incidentals that tap into that profit margin need to be covered. The bottom line is that if you object to the costs then go elsewhere ... but remember to hop in your car and drive a couple of miles to the nearest free cashpoint costs about 80p.

Ivan

KizzyK_2

peter_the_piper wrote:

Slight shuffle off topic, recently had a phonecall to our Nursery, wanted to install an ATM for free. Took quite a long time to convince him that a 'Greenhouse' was not the safest place for one.

:rotfl: :rotfl:

WHA

timtagel wrote:

Thanks for all your comments and advice.

The shop doesn't have a cash machine, but does have a post office. The day I needed cash the po wasn't open. It's a country store serving a small hamlet/village. I just think it's tight and I had a hunch the store owner wouldn't be charged much/anything for a debit card transaction.
I wish there was something I could do to twart this obvious con. There's nowhere else in the area where you can get cash outside the usual 9-1pm sub post office hours. Tired of being ripped off by tight f*ckers!

And no doubt you'll be one of the first to moan when the shop closes down! The fact is that small village shops/POs are on their knees with ever-increasing costs and reducing margins. Surely you'd rather pay a few pence more to help keep the shop open?

gregg1

In the "old days" local shops always used to charge you if you wanted to cash a cheque so I spose it is only a more modern version of that - if they are being charged then they have to claw back the money somehow - anyway - a high proportion of atm's charge nowadays don't they? I would much rather pay a fee to a local shopkeeper than a big corporation any day. If he is offering a service why should'nt he be paid for it?