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cancellation of a virgin holiday for medical reasons.. but no deposit refund.

13

Comments

  • pem
    pem Posts: 122 Forumite
    Part of the Furniture 10 Posts
    Why didn't you try to re-dating the holiday ie. until next year, this would only have incurred an booking amendment cost, which is alot cheaper than losing the whole deposit.
  • IvanOpinion
    IvanOpinion Posts: 22,136 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Why do people pay so much deposit for a holiday? I have never paid more than £100 per person and always leave paying the final balance to the last minute (getting my insurance just before paying it). Unfortunately most travel companies have all sorts of clauses in their T&C, at best I would push for a 'gesture of goodwill' from Virgin.

    Ivan
    I don't care about your first world problems; I have enough of my own!
  • GIRLPOWER_2
    GIRLPOWER_2 Posts: 1,382 Forumite
    pem wrote:
    Why didn't you try to re-dating the holiday ie. until next year, this would only have incurred an booking amendment cost, which is alot cheaper than losing the whole deposit.

    I was not aware that this was an option.. and they have not suggested that to me.. which is something else I can hit them with.. cheers.
  • Hi,

    It's a shame that people think about insurance as an afterthought.

    Anyway, have you checked with your bank or building society? Some accounts (e.g Alliance & Leicester premier) automatically include annual travel insurance. Just a thought...

    Paulina.
  • alanjuk
    alanjuk Posts: 391 Forumite
    Part of the Furniture 100 Posts
    Why do people pay so much deposit for a holiday? I have never paid more than £100 per person and always leave paying the final balance to the last minute (getting my insurance just before paying it). Unfortunately most travel companies have all sorts of clauses in their T&C, at best I would push for a 'gesture of goodwill' from Virgin.

    Ivan

    You will usually find that these companies that offer low deposits tie you into paying the complete deposit if you need to cancel somewhere in their T&C’s
    .
    .
  • IvanOpinion
    IvanOpinion Posts: 22,136 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    alanjuk wrote:
    You will usually find that these companies that offer low deposits tie you into paying the complete deposit if you need to cancel somewhere in their T&C’s.
    But if you run the risk of losing your deposit anyway then may as well make it as low as possible. Deposits are generally not refundable (unless otherwise stated).

    Just one other thing, always make sure that you get holiday insurance that suits your purposes and not just the cheapest deal you find. It is amazing the number of people that go for the cheapest only to find that it does not cover them (and clearly states so in the T&C).

    Ivan
    I don't care about your first world problems; I have enough of my own!
  • zappahey
    zappahey Posts: 2,252 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Just one other thing, always make sure that you get holiday insurance that suits your purposes and not just the cheapest deal you find.

    And, of course, make sure you know what your purposes are :)

    In our case, all we really need is treatment if we're sick and shipping home if we're dead. Baggage and personal liability is covered by our domestic contents policy and we rarely take package holidays, so our upfront financial commitment is generally limited to pre-paid travel costs such as flights or ferries. So, for us, fairly basic cover is more than adequate.
    What goes around - comes around
  • GIRLPOWER_2
    GIRLPOWER_2 Posts: 1,382 Forumite
    Hi,

    It's a shame that people think about insurance as an afterthought.

    Anyway, have you checked with your bank or building society? Some accounts (e.g Alliance & Leicester premier) automatically include annual travel insurance. Just a thought...

    Paulina.

    :j :j :j :j :j :j :j :j
    Yes...yes....YES!!!!!!

    OMG...yes.... Me and my husband opened them last year for the cashback offer!!!!

    Thank you so much..need to make some calls.

    Nikki.
  • GIRLPOWER_2
    GIRLPOWER_2 Posts: 1,382 Forumite
    Good news is we are covered. However only myself and my husband, not our children as they do not include your children on the policy.

    And because we have 2 seperate accounts we have to make 2 seperate claims so 2 x £50.00 excess.... but better than a kick in the teeth.
  • richardw
    richardw Posts: 19,459 Forumite
    Part of the Furniture 10,000 Posts
    So how much do you think you will recover?
    Posts are not advice and must not be relied upon.
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