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Trials and tribulations of a Debt Free Wannabee!

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Comments

  • se999
    se999 Posts: 2,409 Forumite
    I'll pm you tomorrow. It's a bingo site rather than slots, might compare notes on bp too if you like. I've not even managed to get the slots to work for me!!

    Hope the physio session works well, and it gets less painful soon.
  • savingholmes
    savingholmes Posts: 29,087 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    se999 wrote: »
    I'll pm you tomorrow. It's a bingo site rather than slots, might compare notes on bp too if you like. I've not even managed to get the slots to work for me!!

    Hope the physio session works well, and it gets less painful soon.
    Thanks - You seem to be doing okay on bp regardless - regular winnings... Did I send you my dooyoo review or not? It explains what to do with the slots...

    Having macaroni milk for tea (macaroni, milk, nutmeg, tiny bit of benecol, sugar)
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • skaps
    skaps Posts: 2,255 Forumite
    Nice keyboard and mouse - Pink is my favourite colour shame i never had that idea about painting the pc pink, mind you the OH would not allow it. lol.
    MFW 2016 No 68 £1300/£8500 No new toiletries Cook sth different
  • se999
    se999 Posts: 2,409 Forumite
    I'm really a complete newbie on slots, couldn't even work out which things to click on to make it work :o

    I've been working the stats on the bingo :)

    No I didn't get your dooyoo thing on the bp slots.

    Are you dieting Savingholmes, just wondered with the description of your evening meal.
  • savingholmes
    savingholmes Posts: 29,087 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    hi see and skap - I should be dieting... is that the same thing?

    I put on at least half a stone since I hurt my knee - trying to stop the rot and hopefully reverse it!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • milann
    milann Posts: 11,524 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Hope the physio improves things for you.

    Glad to hear you feeling so much more positive about things today.

    Love the pink computer ideas for dd. She sounds a bit of a character LOL
    January spends - £587.58
  • se999
    se999 Posts: 2,409 Forumite
    Thanks for the info, tried what you said, lost lots of points quickly, not sure but at this time on bingo chances would be near zero :)


    The major success was actually playing bingo :P)

    Hope the knee isn't too painful
  • savingholmes
    savingholmes Posts: 29,087 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    milann wrote: »
    Hope the physio improves things for you.

    Glad to hear you feeling so much more positive about things today.

    Love the pink computer ideas for dd. She sounds a bit of a character LOL
    I am so relieved that I am feeling more positive - I was scaring myself (and OH and probably DS who I am very close too0 as I struggled to get myself to do anything.:o

    DD is definitely a little character - and I am so proud of her - She drives me insane sometimes but at the same time she has lots of qualities I admire and that I hope she got partly from me ;)
    se999 wrote: »
    Thanks for the info, tried what you said, lost lots of points quickly, not sure but at this time on bingo chances would be near zero :)

    Hope the knee isn't too painful
    I would try seventh heaven not the others - I do best in seventh (in bp)

    I think the frequent icing has helped keep the pain under control

    I am due my next lot of painkillers soon - am looking forward to it!

    Really hoping that I get my clubcard vouchers and M&S cashback soon - just so I can add them to my sig - how mad is that :rotfl:
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • bigzippy
    bigzippy Posts: 4,034 Forumite
    I do believe I may be able to help with DD's desk... I bought a 'junior workstation' from ikea
    for the spare room in my old house not that long before moving. It's practically brand new but it doesn't really have a home here so it's mostly taken apart in the garage and we were going to sell it. Interested?
    "I am indelibly stained by hope and longing" - Nuts in May
  • savingholmes
    savingholmes Posts: 29,087 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hi bz - nearly called you your name then! Is it one of those tiny keyboard pullout things or what is it like? Can you find a picture of something similar and paste it on here pretty please? what colour is it? (colour might not matter as I will probably paint it pink for her anyway LOL)

    My M&S vouchers arrived this morning £23 !! and so did my T clubcard £34 - mostly from doing 5 x 500 points pre-orders!! Good start to the day.

    I think the physio has definitely made my knee more flexible - and to be honest I am not in as much pain as I expected (only got up half an hour ago LOL but not taken a tablet yet - somedays I take one almost before I have eaten anything!).

    I've got my nhs physio appointment thro 22/3!!!!!!!! Disgraceful. That will be about 6 weeks after I was referred!

    Really need to shower, then hoover and tidy up as parents are coming over. I have packed the dishwasher and switched it on so that is a start at least!

    Hope the rest of you are okay!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
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