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Notice to newcomers - part 4

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Comments

  • Nargleblast
    Nargleblast Posts: 10,763 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Debt-free and Proud!
    rescued this from the dark recesses of page 2 at silly o clock Saturday morning......good morning sleeping beauties one and all
    One life - your life - live it!
  • Nargleblast
    Nargleblast Posts: 10,763 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Debt-free and Proud!
    12 people viewing - whoopee, let's party!
    One life - your life - live it!
  • Numpty_Monkey
    Numpty_Monkey Posts: 14,196 Forumite
    10,000 Posts Combo Breaker
    Good morning all
    Thats a couple of silly oclockbumps Nargle
    PROUD TO BE DEALING WITH MY DEBT NERD #869
    Numpty,Not sure why but I'm crying :o . Of all the peeps on this board you're the kindest & most supportive of all & I'm :mad: & :( for you all at the same time . Wish I was there to give you a big :grouphug: & emergency hobnobs
    xx
    DFD 5/1/16
  • Lula-Hula
    Lula-Hula Posts: 7,868 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Morning all, sunny here & going to do some much needed & long awaited painting ...
  • Numpty_Monkey
    Numpty_Monkey Posts: 14,196 Forumite
    10,000 Posts Combo Breaker
    I need to pack again:p
    PROUD TO BE DEALING WITH MY DEBT NERD #869
    Numpty,Not sure why but I'm crying :o . Of all the peeps on this board you're the kindest & most supportive of all & I'm :mad: & :( for you all at the same time . Wish I was there to give you a big :grouphug: & emergency hobnobs
    xx
    DFD 5/1/16
  • Horace
    Horace Posts: 14,426 Forumite
    Afternoon all - found this at the bottom of page 2.

    You've only just returned Numpty - are you heading sarf again?:confused:
  • Horace
    Horace Posts: 14,426 Forumite
    Wol2 wrote: »
    Whatever happened to the "treat em mean keep em keen " :confused::rotfl::rotfl:

    He's not that kind of man and anyway I am not his type because my dangly bits are in the wrong place:eek:
  • rog2
    rog2 Posts: 11,650 Forumite
    10,000 Posts Combo Breaker
    Numpty_Monkey wrote: »
    Rog, I'm back down south again in a day or two :rolleyes:so we still on for a few beers:beer::j

    I would certainly like to, numpt :beer: - when are you heading south again? :confused:
    I am NOT, nor do I profess to be, a Qualified Debt Adviser. I have made MANY mistakes and have OFTEN been the unwitting victim of the the shamefull tactics of the Financial Industry.
    If any of my experiences, or the knowledge that I have gained from those experiences, can help anyone who finds themselves in similar circumstances, then my experiences have not been in vain.

    HMRC Bankruptcy Statistic - 26th October 2006 - 23rd April 2007 BCSC Member No. 7

    DFW Nerd # 166 PROUD TO BE DEALING WITH MY DEBTS
  • Numpty_Monkey
    Numpty_Monkey Posts: 14,196 Forumite
    10,000 Posts Combo Breaker
    rog2 wrote: »
    I would certainly like to, numpt :beer: - when are you heading south again? :confused:
    Tommorow:D:T


    Had another call from Yorkshire bank puddings this time about my loan:rolleyes:

    YB - can you increase the payments
    NM - not unless someone has given me a job in the last 20 minutes or I win the lottery which would be amazing seeing as I can't aford to do it
    YB - if you can increase your payments it will reduce your arrears
    NM - No !!!!!! Sherlock, you have my SOAand details you know i'm unemployed
    YB - If you can raise some money we might be able to offer a redused final payment offer,most people don't know about these
    NM - A full and final settlement, I'm aware of them through MSE website, and CAG and verious other sites
    YB - Oh, ok ,, Bye

    My gut feeling is they were try to talk me into a partial settlement:eek:
    PROUD TO BE DEALING WITH MY DEBT NERD #869
    Numpty,Not sure why but I'm crying :o . Of all the peeps on this board you're the kindest & most supportive of all & I'm :mad: & :( for you all at the same time . Wish I was there to give you a big :grouphug: & emergency hobnobs
    xx
    DFD 5/1/16
  • Nargleblast
    Nargleblast Posts: 10,763 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Debt-free and Proud!
    Hello all

    Loved your transcript of the conversation with the bank, Numpty, you would think that they would have got the idea now that you would increase your payments or do a full and final if at all possible? As if anyone really likes to be paying small instalments off debts for years on end?
    One life - your life - live it!
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