A Payment a Day Part 3

tobedebtfree_2

Hi Everyone

Happy Aprils Fools Day!!!

£1 Pad for me today.

I was looking to update my signature but my debt has only reduced slightly as at least half of my min payments go to interest:mad: ....so will leave it for a while.

I hope everyone is well.
xxx

panambi

What a phenomenal total for March!!!! Well done everyone!!! :beer:

Today's PAD is £9.95

Just wondering, does anyone have their bank account with Lloyds? I have a problem with my online banking, can't see any transactions after the 25th March. I log in every day at least once and can see the available balance changing but no individual transactions? Called them up yesterday and they could only see as much as I saw :rolleyes: Anyway,they have passed it on to their IT dept but I think I had some paypal money coming in but not sure how much as I can't see....

richestorags_2

Havng checked my bank account and still awaiting a few invoices to come in, it looks extremely bare! Therefore, my PAD today (purely because I MUST pay something!) is a whopping 15p into a sealed pot!! I found it in my car!

mumofthreemonkies83

panambi wrote: »

What a phenomenal total for March!!!! Well done everyone!!! :beer:

Today's PAD is £9.95

Just wondering, does anyone have their bank account with Lloyds? I have a problem with my online banking, can't see any transactions after the 25th March. I log in every day at least once and can see the available balance changing but no individual transactions? Called them up yesterday and they could only see as much as I saw :rolleyes: Anyway,they have passed it on to their IT dept but I think I had some paypal money coming in but not sure how much as I can't see....

Hi Panambi
I bank with Lloyds, fortunately all mine seems ok, I checked my statement and all seems fine, todays transfers and what not are all showing *sadly*

I hate that they dont have faster payment service, now it could be my imagination but they DID introduce it for about 3 days and then as fast as it came it went.
Now I have to set up transfers the day before as they never get taken till the next day.

Oddly though my DD for Green flag was due to go today, everything else went just not that and ive never had a problem with it before.Just hope they debit tomorrow so as not to mess things up for me

Mumof4 xx

thevinternet

Another £1 PAD for me today - to Overdraft Begone account.

I'm totally addicted to this thread. :rolleyes: xx

moneymagic

Hello, i thought i might join in on this thread as it seems like a great idea!! Thought i might use it to increase my savings a little. So i made a payment of £2.12 today. wish me luck!!!

MM xxx

clearing_out_my_pockets

Welcome to the madness!

carlislelass

just a question, when you clear your cc do you keep it or close it? mine is clear but should I take the plunge?

Paulgonnabedebtfree

carlislelass wrote: »

just a question, when you clear your cc do you keep it or close it? mine is clear but should I take the plunge?

Depends on individual circumstances. Personally, I like to keep a few thousand credit available in case my van needs a major repair such as engine/gearbox. That's the only reason though.
Apart from a couple of regular small paynments (for file storage and piggyback phone provider) I haven't spent anything on a credit card in a while. I did need a largish cc cheque for my tax bill a while back and for essential work equipment but apart from that, I've been buying nothing unless I have the money for it.
I've no problem with buying essntial work stuff on credit if there's no choice because it's to allow me to continue earning.

So it depends on your circumstances really. If I was employed on PAYE and had no vehicle, I would probably close down accounts myself or voluntarily reduce my limits.

debt_cruncher

Evening all

Well done PAD'ers for the fantastic total for March :j :j . Thanks to Andy and Terri for adding the totals.

PAD for today

£1 black horse begone fund
£3 DIY fund

Total £4.

DC