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A Payment a Day Part 3

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  • KipKip_2
    KipKip_2 Posts: 315 Forumite
    Hi guys

    im new to this site but think its brilliant idea! i had my light bulb moment at end of Jan this year because I want to go to university in SEptmeber 2011 but cant with loads of debt behind me! :-(

    Im going to do the PAD challenge!!! looking forward to seeing my debt shrinking!

    yippeeeeeeeeeeeeee :T

    KipKip
    I have learnt from my in-debt days....never again!
  • LondonAndy
    LondonAndy Posts: 1,326 Forumite
    edited 27 May 2009 at 3:15PM
    KipKip wrote: »
    Hi guys

    Im going to do the PAD challenge!!! looking forward to seeing my debt shrinking!

    KipKip

    Hello :hello:

    Welcome to the wacky world of PAD !! Sure you will love the forum and posting your PADs and seeing those balances go down.

    We only have two rules on here....

    1. Post up PADs in BOLD or COLOUR or BOTH so the daily counter can see it easily - click "go advanced" to get these options (currently counting is the lovely Fag Ash Lil)

    2. Join in with the nutty comments, fun and mayhem. :rotfl:(It's also a really supportive thread too when you are finding it tough)
    Debt Free 25th August 2010 with PAD !!
    TARGETS : :D:D
    Save 12k in 2013: #068 : £7,305/£12,000
  • sashybo
    sashybo Posts: 4,595 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Hi everyone:hello: Thanks for all the good luck wishes!

    The interview went ok, was only 25 mins instead of the 45 mins they told me it would be - not sure if that's good or bad! I think it went quite well but not brilliantly. It was a competency based interview and think I did well on two questions but not so great on the last one. There were a lot of interviews going on so a lot of people going for the jobs. Really hope I did enough to get the job as it would make life so much easier.

    Hopefully should hear next week how I've done, if I don't get offered the job I still get put on a waiting list incase more vacancies come up.
    Success is not final, failure is not fatal: it is the courage to continue that counts. Car loan 1 £11,174, Car loan 2 £5,532, CC 0% BT £780. Debt Free Diary to try & keep spending in check.
  • Flower08
    Flower08 Posts: 4,771 Forumite
    Thats great that the interview went well, fingers crossed that you get it!
    Biggest Loser Weight Loss: 13 / 20 lb
  • cashsaver
    cashsaver Posts: 199 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Hi everyone.... just catching up again.. Pad for 26th and 27th total £40.

    Hi Angelic....big big hugs to you and your family and congratulations on your new little one, Adam. We are totally here for you. My friend lives 2 doors away and after having 4 children, her husband had a vasectomy 6 years ago after deciding their family was complete.... and still after that, James was determined to be born into her lovely family in October last year... he has Downs Syndrome. The double shock was tough (and I can't begin to understand just how happy and sad at the same time my friend and her family were). 8 months on James is a happy sunny little chap and I can't think of a more loving, caring family to be born into and it's obviously the same for your little one.

    Big hugs to you..... we are here for you, and take care of yourself.

    Claire
  • ehallett
    ehallett Posts: 1,960 Forumite
    Hi everyone

    Time I got back into the swing of PADing!! (I wonder if we can campaign to make that an official word!! :D).

    Today I have paid £10 off my Barclaycard :j. This brings it down to £330.

    Emily x
  • Double_Trouble
    Double_Trouble Posts: 4,375 Forumite
    ehallett wrote: »
    Hi everyone

    Time I got back into the swing of PADing!! (I wonder if we can campaign to make that an official word!! :D).

    Today I have paid £10 off my Barclaycard :j. This brings it down to £330.

    Emily x

    Welcome back PAD Founder:hello:. We've missed you.

    DTxx
  • Shook out my purse . . . So 5p to my holiday fund as well . . .

    Befuddled boyfriend wants to go to New England / Canada in September going to take some serious savings to get there as I am determined NOT to holiday on the Never Never EVER again . . .
    DFW NERD# 1175
    Proud Member of Sealed Pot Challenge #5 ~ 1479 cashless_wonder~*DEBT FREE & LOVING IT*~
    :D
  • Fag_ash_lil
    Fag_ash_lil Posts: 5,150 Forumite
    Part of the Furniture
    KipKip wrote: »
    Hi guys

    im new to this site but think its brilliant idea! i had my light bulb moment at end of Jan this year because I want to go to university in SEptmeber 2011 but cant with loads of debt behind me! :-(

    Im going to do the PAD challenge!!! looking forward to seeing my debt shrinking!

    yippeeeeeeeeeeeeee :T

    KipKip

    Hi kipkip hellowave.gif

    Welcome to the madhouse . Good luck with your payment a day either very small or large it's surprising how quickly it all adds up . You will find that everybody on here is really friendly which really helps to keep you motivated ...
    Keep PADding and hopefully you will be debt free by the time you go to university :T ...

    terri x kiss-1.gif
    " When I'm good I'm very good , but when I'm bad I'm better " ~ Mae West ..
  • sashanut
    sashanut Posts: 3,252 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Mortgage-free Glee!
    Hi all

    Made a long post on here last night - & then lost it, grr. :mad: Perhaps as well as it was a long moan about not getting paid......how hard is that when you have bills to pay?? Blimmin difficult I can tell you :eek:

    Anyhow, PAD yesterday of £278; today £100 PAD both to overdraft...........

    Diet going OK - ish, have bought EE SW book off eBay as only one I don't have.....weigh in tomorrow (after only 3 days) but scales are broken so have to go to Mr T's to purchase some (hope they are honouring Mr M's £5 vouchers tho :D)
    New start JAN15 - NOT BUYING IT 2015 :eek:. Long haul DFW #145 : 2011 DEBTBUSTING : £5500 OD GONE, £2000 OD - GONE £93,610.30 cc & loan debt - GONE 27.6.14 FINALLY DEBT & MORTGAGE FREE :happyhear
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