A Payment a Day Part 3

EverTheOptimist

Evening all

Feeling a bit perkier than last night so that's good.

PaD of £50 for me

Well done to everyone with their continued PaDing, i've been at work today but itching to get on to catch up with all the posts. (3 pages worth) Good work everyone. :T

Hugs to everyone that's having a cr4p time.

Glad you had a good birthday mumof4.

Stick with the weight loss everyone, although i was feeling a bit cack last night, a positive for me i could get in a dress size smaller when i went bridesmaid dress shopping. :j :j

Have a good evening all.

ETO

boysma

Evening everyone.

Have been loitering a while as i was hoping someone would weigh in before me as i'm not too sure of the form. Anyhows last week i was 11'9 and tonight i am ..... 11'9 . So much for being good have stuffed my face with salad all week at work much to the amusement of my colleagues, no chocolate and worst of all no glasses of vino in the evening:mad:. I know i should look on the positive(!) side and think that i haven't gained but i really did expect to lose a pound or two. Good luck to everyone else and i will hopefully do better next week. x

Maisie_M

Hi folks

Well rejigged my finances today as I had a card whose 0% Apr was coming to an end at the end of the month. So phoned up the card I cleared in Feb and they offered me a LOB of 0.66% APR and doubled my credit limit as I was such a good customer lol I thought they would be cheesed off my PAD but must be missing the interest more lol. So balance transferred two cards one of which was about to hit 24% APR.

Also had a credit card cheque come through for a LOB at 6.5% so used that one to clear some of my overdraft as its the next highest rate at 15.9%. Now 90% of my debt is on cards with LOB of below 2% or on 0% until the end of Dec 2009. Once Asda la Vista is cleared I will hit my overdraft. Phew a hard half hours work, my head was buzzing with all the figures by the end of it lol

As a result PAD is £188 to Asda la Vista. £183 of that is the money I had saved for my car insurance but as I had paid that on one of the CC I transferred, instead of paying that off at 0.66% I paid it to Asda which is about 22.32%. So now only £138 to pay off that one which I am hoping to clear by the end of this month.

Phew sorry that was all a bit of a ramble.:o

Other new is 2lb off for my first weigh in today :j well done Purpleclutterbuck on your 2lb loss. Boysma - could be that you have retained fluid for some reason this week and you will get a loss next week.

Angelic - congrats on getting money from the child tax credits - definately worth a wee splurge.

Hope you all had a good Thursday.

mooomin

Well done on all of your finance jiggling Maisie :T

Silaqui

Grrr have just found some cheapo flights to Dublin for bank holiday weekend and got all excited ready to book... forgot that bloody ryanair have that stupid card charge! I don't know anyone with a Visa Electron card either so can't get around it.
I know the flights were only cheap, but somehow I think I resent paying £20 extra more on something that should be so cheap. The difference between 35 quid and 55quid seems a much bigger difference than say, 135 and 155 quid! I don't think I'd be so bothered on something more expensive!!

xx

SarahNeedle1872

Hoya all, PAD of £10 for me today...

Did the Thursday weigh in and I have lost......... 2lb!

Food for today:

2 bagels and cream cheese
2 fajitas left from yesterday
1 can diet cola
1 teaspoon of chocolate spread - yes I ate it out the jar! And NO, I don't care!!

Just need to decide what to have for my tea

Sx

jo41

PSSSSSSSSSSST look at my balance on Barclaycard m/c :j:j:j:j
O.k I know it's not that great but I'm getting there.
Just had to share my hapiness!!
Jo x

Fag_ash_lil

SarahNeedle1872 wrote: »

Hoya all, PAD of £10 for me today...

Did the Thursday weigh in and I have lost......... 2lb!

Food for today:

2 bagels and cream cheese
2 fajitas left from yesterday
1 can diet cola
1 teaspoon of chocolate spread - yes I ate it out the jar! And NO, I don't care!!

Just need to decide what to have for my tea

Sx

Well done on your 2 lb loss ....
Great Willpower .... only eating a teaspoon of CHOCCY spread .... I would have to eat the whole jar ! :eek::rotfl: ...

terri x

SarahNeedle1872

If it had been Nutella I would, but it was only cheap Sainsburys so not quite as nice

Sx

PigginSkint

mumofthreemonkies83 wrote: »

Firstly, massive thank you to everyone who wished me a happy birthday, the smilies and comments were lovely
Im not one for presents and told everyone not to bother (who wants to celebrate being even older? ):rotfl: but alas they dont listen do they lol
I got.... a bottle of advocaat from bro whos been in hospital *bless*:o a box of chocs from brother 2 :T, a birthday cake and candles from my Mum :j and various amounts of cash in cards amounting to £50 which im spending on a new coat for brother who was ill, they had to cut his jacket off him during the accident and hes even worse off than me so gonna replace that for him

What a lovely person you are! Spending your birthday money on a coat for your brother - such a lovely thing to do! :A