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A Payment a Day Part 3
Comments
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Hi all
Just £2.75 to Vanquis please
Ive rejigged everything and withdrawn my holiday money to pay vanquis off so when it clears ill be down to just 1 card for me and one of dhs :j
That means although I wont have any savings for the holiday I can throw everything I have at my last card and save £90 a month in interest (minimum payment is £94 so im getting nowhere with it, balance is at 4700.00
Anyway if I attack it I should be debt free in August which is when were planning to holiday, I should be able to use Augusts pads for the holiday if I try really hard
Anyway as soon as my savings hit my current account *she hopes Tuesday* then next Sundays £200 im officially down to just 1 debt!!!
Sorry long waffle but wanted to thank you all cos if it wasnt for you guys and Pad's then id still be in the £7+k debt :eek:
Ok will leave you all in peace catch you tomorrow on facebook...... happy POETS day and be good all
Mumof4 xx
03/12/2010 [STRIKE]£9,736.56[/STRIKE]
15/2/2011 9878.750 -
i see the sunshine has been stolen again!
Its friday,,, im working day and night.. im working tomorrow.. i have oh's kids coming for a week.. we are a tad poor.. i have to meal plan and think of things to do for a week .... and pay day seems soooooooo far away lol
Right enough waffling pad today is £3.33 for bf Hsbc Misery Card
Love to all and have a nice wknd xx2025 Wins ::
*Gok Wan Ultimate Mummy Makeover - Jan2025
*P&O 2 Week Caribbean Cruise - March 2025
*£500 TOG24 voucher - April 20250 -
thevinternet wrote: »PAD £4.03 today.
Daily Coffee Update: Day 38 of Lent!! Sunday here we come!!
Have a good weekend peeps and I'll see you all after the forum update!!
xx
Sorry to be a pain, but lent ends next Sunday. I know it's typically thought of as 40 days, BUT the 40 days originates from when Jesus went into the desert for 40 days & nights. Technically you give stuff up between ash wednesday and easter sunday, but to make this 40 days you get Sundays off.Don't worry about typing out my username - Call me COMP(Unless you know my real name - in which case, feel free to use that just to confuse people!)0 -
Happy Friday Everyone
My PAD 9.15.
I've got the day off today so I'm having a break from boring housework.
I'm off to see Alan Price tonight - does anyone else remember him?
Must do my snowball now.
Have a great weekend back again Sunday night I hope.
DD xx
Debt Free Date [STRIKE]December[/STRIKE] June 2019
GC January £0/£1800 -
Hi everyone - quick Pad before i get off for sunny Blackpool.
So
£50 to MBNA
£100 to HMRC
£150 to VAT arrears
Total PaD - £300
Lots of big payments today - good on us all!:T
Have a great weekend everyone. Lets not get too depressed that our MSE drip is being disconnected for a couple of days. We SHALL manage!!:D2013 TARGET £30k
2012 £26500 paid off.
2011 £22750 paid off
2010 £19800 paid off
2009 MBNA Cleared 25.09.09 £34391.33 PAID OFFDFW Nerd 612 Proud to be dealing with my debts0 -
100.00 for tesco cc to last till Monday.
Really well done Mumof3monkies to get down a whole debt. Your planning will pay off in the summer. Keep at it .
Have a lovely weekend all and hope the facebook adventure works well.0 -
Hi ya everyone,
well done everyone for keeping up the PAD and for dramtically clearing debts what an acheivement for 20094 months in and so many have got rid of so much, does any1 have a collective total that everyone has cleared I am really surprised that this has not hit the newspapers and magazines its a brilliant article, MSE PAD saved us from giving in to the MAN lol :rotfl:
Ok well Tuesday was pay day £27.29 for my PAD then OH got his bonus for next years holiday £300, and he also had a £288.29 Loan repayment
then on Thursday we would of had a take out = £13.00
normal PAD collective is £328.58
wow big payment I shall be PAD up untill my holiday 1st May
oh I have some newshave been told SIL will be giving us the £1K back very soon so instead of the original snowball date may2016 I think with the £1,550 were putting in savings account will drop maybe to Feb 2015
cutting 9 months off :j will be more as were both going to be putting to it VIA savings account !
Exciting stuffhope every1 has a good day I shall be back to make todays payment
:eek: [STRIKE]£11,362.86[/STRIKE] [STRIKE]9,973.11[/STRIKE] LoanDFX 2013 #050: £ / £10,149.04 :eek:
C.C £507.55/£550.40 :T
DFD Oct 2015Downshift Challenge 2013
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Hi all, another 50p for me today. See you all Sunday/Monday. I won't be missing MSE too much as I'm working 20 hours over the weekend so will be too knackered!Success is not final, failure is not fatal: it is the courage to continue that counts. Car loan 1 £11,174, Car loan 2 £5,532, CC 0% BT £780. Debt Free Diary to try & keep spending in check.0
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Do you guys ever get fed up of this
I am having a grumpy day where although my debts are going down, I feel like I never have money to treat myself, I haven't bought myself new clothes in ages. Wish I could pay off this debt quicker
Debt busting 2022 Total £15842.68 £0 (100% paid since 1/1/22)- DFD: September 1st 2023[/b]
Savings diary: https://forums.moneysavingexpert.com/discussion/6472040/time-to-build-my-future#latest
0 - DFD: September 1st 2023[/b]
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£5 to Littlewoods
£3 to Next and
£10 to capital One
TOTAL - £180
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