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A Payment a Day Part 3

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Comments

  • Hi all
    Just
    £2.75 to Vanquis please :D
    Ive rejigged everything and withdrawn my holiday money to pay vanquis off so when it clears ill be down to just 1 card for me and one of dhs :j
    That means although I wont have any savings for the holiday I can throw everything I have at my last card and save £90 a month in interest (minimum payment is £94 so im getting nowhere with it, balance is at 4700.00 :(
    Anyway if I attack it I should be debt free in August which is when were planning to holiday, I should be able to use Augusts pads for the holiday if I try really hard :)

    Anyway as soon as my savings hit my current account *she hopes Tuesday* then next Sundays £200 im officially down to just 1 debt!!!

    Sorry long waffle but wanted to thank you all cos if it wasnt for you guys and Pad's then id still be in the £7+k debt :eek:

    Ok will leave you all in peace catch you tomorrow on facebook...... happy POETS day and be good all ;)

    Mumof4 xx
    03/12/2010 [STRIKE]£9,736.56[/STRIKE] :(
    15/2/2011 9878.75

  • Smamfer
    Smamfer Posts: 2,480 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    :confused: i see the sunshine has been stolen again!

    Its friday,,, im working day and night.. im working tomorrow.. i have oh's kids coming for a week.. we are a tad poor.. i have to meal plan and think of things to do for a week .... and pay day seems soooooooo far away lol


    Right enough waffling pad today is £3.33 for bf Hsbc Misery Card

    Love to all and have a nice wknd xx
    2025 Wins ::
    *Gok Wan Ultimate Mummy Makeover - Jan2025
    *P&O 2 Week Caribbean Cruise - March 2025
    *£500 TOG24 voucher - April 2025
  • PAD £4.03 today.

    Daily Coffee Update: Day 38 of Lent!! Sunday here we come!!

    Have a good weekend peeps and I'll see you all after the forum update!!

    xx

    Sorry to be a pain, but lent ends next Sunday. I know it's typically thought of as 40 days, BUT the 40 days originates from when Jesus went into the desert for 40 days & nights. Technically you give stuff up between ash wednesday and easter sunday, but to make this 40 days you get Sundays off. :confused:
    Don't worry about typing out my username - Call me COMP
    (Unless you know my real name - in which case, feel free to use that just to confuse people!)
  • debbiedebt
    debbiedebt Posts: 224 Forumite
    Happy Friday Everyone :D

    My PAD 9.15.

    I've got the day off today so I'm having a break from boring housework.

    I'm off to see Alan Price tonight - does anyone else remember him?

    Must do my snowball now.

    Have a great weekend back again Sunday night I hope.

    DD xx

    Debt Free Date [STRIKE]December[/STRIKE] June 2019

    GC January £0/£180
  • lemma1968
    lemma1968 Posts: 1,379 Forumite
    Hi everyone - quick Pad before i get off for sunny Blackpool.

    So

    £50 to MBNA
    £100 to HMRC
    £150 to VAT arrears

    Total PaD - £300

    Lots of big payments today - good on us all!:T

    Have a great weekend everyone. Lets not get too depressed that our MSE drip is being disconnected for a couple of days. We SHALL manage!!:D
    2013 TARGET £30k
    2012 £26500 paid off.
    2011 £22750 paid off
    2010 £19800 paid off
    2009 MBNA Cleared 25.09.09 £34391.33 PAID OFF
    DFW Nerd 612 Proud to be dealing with my debts
  • Radarjet
    Radarjet Posts: 137 Forumite
    100.00 for tesco cc to last till Monday.

    Really well done Mumof3monkies to get down a whole debt. Your planning will pay off in the summer. Keep at it .

    Have a lovely weekend all and hope the facebook adventure works well.
  • clarissa_D
    clarissa_D Posts: 246 Forumite
    Part of the Furniture Combo Breaker
    Hi ya everyone,
    well done everyone for keeping up the PAD and for dramtically clearing debts what an acheivement for 2009 :D 4 months in and so many have got rid of so much, does any1 have a collective total that everyone has cleared I am really surprised that this has not hit the newspapers and magazines its a brilliant article, MSE PAD saved us from giving in to the MAN lol :rotfl:

    Ok well Tuesday was pay day £27.29 for my PAD then OH got his bonus for next years holiday £300, and he also had a £288.29 Loan repayment
    then on Thursday we would of had a take out = £13.00
    normal PAD collective is £328.58
    wow big payment I shall be PAD up untill my holiday 1st May
    oh I have some news :D have been told SIL will be giving us the £1K back very soon so instead of the original snowball date may2016 I think with the £1,550 were putting in savings account will drop maybe to Feb 2015
    cutting 9 months off :j will be more as were both going to be putting to it VIA savings account !
    Exciting stuff :D hope every1 has a good day I shall be back to make todays payment

    :eek: [STRIKE]£11,362.86[/STRIKE] [STRIKE]9,973.11[/STRIKE] Loan ;) DFX 2013 #050: £ / £10,149.04 :eek:
    C.C £507.55/£550.40 :T
    DFD Oct 2015
    :D Downshift Challenge 2013 :D
  • sashybo
    sashybo Posts: 4,595 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Hi all, another 50p for me today. See you all Sunday/Monday. I won't be missing MSE too much as I'm working 20 hours over the weekend so will be too knackered!
    Success is not final, failure is not fatal: it is the courage to continue that counts. Car loan 1 £11,174, Car loan 2 £5,532, CC 0% BT £780. Debt Free Diary to try & keep spending in check.
  • bigbeff
    bigbeff Posts: 1,119 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Do you guys ever get fed up of this :( I am having a grumpy day where although my debts are going down, I feel like I never have money to treat myself, I haven't bought myself new clothes in ages. Wish I could pay off this debt quicker :(
    Debt busting 2022 Total £15842.68 £0 (100% paid since 1/1/22)
  • minimee_2
    minimee_2 Posts: 87 Forumite
    £5 to Littlewoods
    £3 to Next and
    £10 to capital One

    TOTAL - £18
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