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A Payment a Day Part 3
Comments
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Hi all
Just £2.75 to Vanquis please
Ive rejigged everything and withdrawn my holiday money to pay vanquis off so when it clears ill be down to just 1 card for me and one of dhs :j
That means although I wont have any savings for the holiday I can throw everything I have at my last card and save £90 a month in interest (minimum payment is £94 so im getting nowhere with it, balance is at 4700.00
Anyway if I attack it I should be debt free in August which is when were planning to holiday, I should be able to use Augusts pads for the holiday if I try really hard
Anyway as soon as my savings hit my current account *she hopes Tuesday* then next Sundays £200 im officially down to just 1 debt!!!
Sorry long waffle but wanted to thank you all cos if it wasnt for you guys and Pad's then id still be in the £7+k debt :eek:
Ok will leave you all in peace catch you tomorrow on facebook...... happy POETS day and be good all
Mumof4 xx
03/12/2010 [STRIKE]£9,736.56[/STRIKE]
15/2/2011 9878.750 -
i see the sunshine has been stolen again!
Its friday,,, im working day and night.. im working tomorrow.. i have oh's kids coming for a week.. we are a tad poor.. i have to meal plan and think of things to do for a week .... and pay day seems soooooooo far away lol
Right enough waffling pad today is £3.33 for bf Hsbc Misery Card
Love to all and have a nice wknd xx2025 Wins ::
*Gok Wan Ultimate Mummy Makeover - Jan2025
*P&O 2 Week Caribbean Cruise - March 2025
*£500 TOG24 voucher - April 20250 -
thevinternet wrote: »PAD £4.03 today.
Daily Coffee Update: Day 38 of Lent!! Sunday here we come!!
Have a good weekend peeps and I'll see you all after the forum update!!
xx
Sorry to be a pain, but lent ends next Sunday. I know it's typically thought of as 40 days, BUT the 40 days originates from when Jesus went into the desert for 40 days & nights. Technically you give stuff up between ash wednesday and easter sunday, but to make this 40 days you get Sundays off.
Don't worry about typing out my username - Call me COMP(Unless you know my real name - in which case, feel free to use that just to confuse people!)0 -
Happy Friday Everyone

My PAD 9.15.
I've got the day off today so I'm having a break from boring housework.
I'm off to see Alan Price tonight - does anyone else remember him?
Must do my snowball now.
Have a great weekend back again Sunday night I hope.
DD xx
Debt Free Date [STRIKE]December[/STRIKE] June 2019
GC January £0/£1800 -
Hi everyone - quick Pad before i get off for sunny Blackpool.
So
£50 to MBNA
£100 to HMRC
£150 to VAT arrears
Total PaD - £300
Lots of big payments today - good on us all!:T
Have a great weekend everyone. Lets not get too depressed that our MSE drip is being disconnected for a couple of days. We SHALL manage!!:D2013 TARGET £30k
2012 £26500 paid off.
2011 £22750 paid off
2010 £19800 paid off
2009 MBNA Cleared 25.09.09 £34391.33 PAID OFFDFW Nerd 612 Proud to be dealing with my debts0 -
100.00 for tesco cc to last till Monday.
Really well done Mumof3monkies to get down a whole debt. Your planning will pay off in the summer. Keep at it .
Have a lovely weekend all and hope the facebook adventure works well.0 -
Hi ya everyone,
well done everyone for keeping up the PAD and for dramtically clearing debts what an acheivement for 2009
4 months in and so many have got rid of so much, does any1 have a collective total that everyone has cleared I am really surprised that this has not hit the newspapers and magazines its a brilliant article, MSE PAD saved us from giving in to the MAN lol :rotfl:
Ok well Tuesday was pay day £27.29 for my PAD then OH got his bonus for next years holiday £300, and he also had a £288.29 Loan repayment
then on Thursday we would of had a take out = £13.00
normal PAD collective is £328.58
wow big payment I shall be PAD up untill my holiday 1st May
oh I have some news
have been told SIL will be giving us the £1K back very soon so instead of the original snowball date may2016 I think with the £1,550 were putting in savings account will drop maybe to Feb 2015
cutting 9 months off :j will be more as were both going to be putting to it VIA savings account !
Exciting stuff
hope every1 has a good day I shall be back to make todays payment
:eek: [STRIKE]£11,362.86[/STRIKE] [STRIKE]9,973.11[/STRIKE] Loan
DFX 2013 #050: £ / £10,149.04 :eek:
C.C £507.55/£550.40 :T
DFD Oct 2015
Downshift Challenge 2013 
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Hi all, another 50p for me today. See you all Sunday/Monday. I won't be missing MSE too much as I'm working 20 hours over the weekend so will be too knackered!Success is not final, failure is not fatal: it is the courage to continue that counts. Car loan 1 £10,345, Car loan CC 0% BT £4900. Debt Free Diary to try & keep spending in check.0
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Do you guys ever get fed up of this
I am having a grumpy day where although my debts are going down, I feel like I never have money to treat myself, I haven't bought myself new clothes in ages. Wish I could pay off this debt quicker
Debt busting 2022 Total £15842.68 £0 (100% paid since 1/1/22)- DFD: September 1st 2023[/b]
Savings diary: https://forums.moneysavingexpert.com/discussion/6472040/time-to-build-my-future#latest
0 - DFD: September 1st 2023[/b]
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£5 to Littlewoods
£3 to Next and
£10 to capital One
TOTAL - £180
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