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Single and in Debt Part II

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  • Shoe_Gal
    Shoe_Gal Posts: 7,235 Forumite
    Part of the Furniture Combo Breaker
    gwen80 wrote: »
    Hi ShoeGal

    Midweek blues I think, plus a dose of hormones. I wish I was a man sometimes. Not often, but sometimes. I'll be fine with Coco Pops, Glamour and a good nights sleep.

    How are you? I saw your aims for today on your diary today.

    Gwenx

    I've done quite well, just updated :j
    Sometimes it's hard to walk in a single woman's shoes - that's why we need really special ones!
    Total debt @ Oct 2008: £29,226.42 Credit Card- £[STRIKE]7493.56[/STRIKE] - £7243.56
    Weightloss : 0/34lbs
  • Shoe_Gal
    Shoe_Gal Posts: 7,235 Forumite
    Part of the Furniture Combo Breaker
    gwen80 wrote: »
    Lol, I wouldn't kick him out of bed either skintspice, but I have to say he is the exception rather than the rule.

    You people are scaring me now :eek: :rotfl::rotfl::rotfl:
    Sometimes it's hard to walk in a single woman's shoes - that's why we need really special ones!
    Total debt @ Oct 2008: £29,226.42 Credit Card- £[STRIKE]7493.56[/STRIKE] - £7243.56
    Weightloss : 0/34lbs
  • skint_spice
    skint_spice Posts: 13,412 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Do you have a plan for when you are mortgage free SBC? are you going to have a mad splurge or just keep saving?
    Mortgage OP 2025 £6200/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £36,260


    Money making challenge £0/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • Do you have a plan for when you are mortgage free SBC? are you going to have a mad splurge or just keep saving?

    Not entirely sure yet. I've been sort of loosely thinking of 4 options

    One of the options would be a career change to something I don't hate but that would probably mean a 50% pay cut to start with, which is about what I currently overpay my mortgage by.

    Option 2 is that my current car is getting to a point where its struggling & won't be far off the point where I'll need to replace it.

    Option 3 is to save up for a bit then find a house in a nicer area then take out a buy to let mortgage on this place & use that money as a large deposit on the new place & rent this one out. I already have a 50% share of another BTL that me & a mate managed to pick up for a song early last year & do up.

    Option 4 is similar to option 3 except using the money to buy out my mate on the current BTL.
  • makeup
    makeup Posts: 1,633 Forumite
    Hey All

    Just back from Brum seeing my new niece. She's very cute, lots of hair! and pretty snoozy, I think she had had eyes open for about half a second.

    My older niece (2) was playing up quite a bit - she's just lost the nappies so is now obsessed with going to the toilet and was asking to go every 2 minutes. As a result of the potty training she is also obsessed with knickers - she keeps shouting Ohno's knickers (her name for me)

    Bowski - I'm totally with you, it's brilliant when your sister has babies, lots of fun playing with them (and buying cute things) but absolutely no responsibility!!! (or early mornings!)

    I'm going camping in Cornwall this weekend for a friend's wedding. Am somewhat concerned that we are going to be the most ridiculous people on the campsite. I've not been camping in 10 yrs and my friend likewise. We are borrowing a tent that neither of us have ever put up and we have no kit at all other than the tent and a sleeping bag.

    Top of our list was a corkscrew and I don't think we've got much more planned than that.

    Then to make things even better my friend texted me this afternoon to ask if I had any tent pegs :eek::eek:

    Prepare yourselves for a 'hilarous' account of rubbish camping on Sunday night.......
    I've got my own flat :j:j

    Now I have to pay the bills :eek:

    And feed my interiors addiction ;)
  • makeup
    makeup Posts: 1,633 Forumite
    PS - my graze box arrived and it has grapes, 'bakewell mix' (cherries, almonds and some other nuts) and cashews. YUM!

    PPS - Where is the chocolate???
    I've got my own flat :j:j

    Now I have to pay the bills :eek:

    And feed my interiors addiction ;)
  • Shoe_Gal
    Shoe_Gal Posts: 7,235 Forumite
    Part of the Furniture Combo Breaker
    makeup wrote: »
    Then to make things even better my friend texted me this afternoon to ask if I had any tent pegs :eek::eek:

    Prepare yourselves for a 'hilarous' account of rubbish camping on Sunday night.......

    :rotfl::rotfl::rotfl:
    Sometimes it's hard to walk in a single woman's shoes - that's why we need really special ones!
    Total debt @ Oct 2008: £29,226.42 Credit Card- £[STRIKE]7493.56[/STRIKE] - £7243.56
    Weightloss : 0/34lbs
  • skint_spice
    skint_spice Posts: 13,412 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Lots of options then SBC - good for you. No option 5: spend overpayment money on shoes though...

    Niece sounds gorgeous makeup, congrats.
    Mortgage OP 2025 £6200/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £36,260


    Money making challenge £0/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • Shoe_Gal
    Shoe_Gal Posts: 7,235 Forumite
    Part of the Furniture Combo Breaker
    Lots of options then SBC - good for you. No option 5: spend overpayment money on shoes though...

    Niece sounds gorgeous makeup, congrats.

    I'm with option 5 :j

    Note to self - that's how you got here in the first place :o
    Sometimes it's hard to walk in a single woman's shoes - that's why we need really special ones!
    Total debt @ Oct 2008: £29,226.42 Credit Card- £[STRIKE]7493.56[/STRIKE] - £7243.56
    Weightloss : 0/34lbs
  • No option 5: spend overpayment money on shoes though...

    No, especially not brown shoes, no matter how much SarahB123 nags about it ;)
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