Tuesday 17/3/09 What small dfw things have you done today???

sophiesmum_2

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free;)

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.:D

Today i will:

• check online banking
• update spreadsheets
• move some money to savings
• make a loaf in breadmaker
• storecupboard lunch and tea
• laundry hokey cokey for OH
• ironing for me
• clean one room so no housework to do at the weekend
• reduce, reuse,recycle one thing
• plant one tray of seeds
• swim and jacuzzi to use gym membership
• aim for no spend day
• sparkle a lot - cupcake socks today;)
• use lots of smilies to cheer me up
• get DD to sell my £50 virgin voucher on flea bay
• might nip to boots in lunch hour as been given two £5 no 7 vouchers to use:D

Good morning lovely dfw's, Hi to all the regular posters and welcome to any newbies .

No sign of the sun here yet today but it is quite warm, hopefully will brighten up later. Boring day ahead at work, fire risk assessment due today but at lest I get to tramp about the building with lovely firemen in tow:D

Sending hugs to anyone feeling poorly or down.

Sending positive thoughts out to mogchops xx been thinking about you last night - hope everything goes well for you at work today xx

Off for some brekkie now , catch you later xxx

mogchops

Good morning,

Thank you Sophiesmum xxxxxxxx And enjoy the firemen!!! Phwoaar!

Right, positive head on!

Today: Eating home made soup for lunch & stuff out of freezer for tea for DH & DDs. (I'm going out for Chinese was arranged ages ago, so cant drop out, but dont really want to as its with good friends and all you can eat - so I'll get my moneys worth )

- Washing outside/on airers
- Checked online banking
- Snip coupons out of Tescos mag & add to Coupon box

And most importantly - pray, & cross everything for this morning at work!!!! PLEASE let me keep my job!! I love my job!!!

I will try & get on here quickly at lunchtime & let you know - & hopefully it will be good news.......

painted_lady

Hi everyone, I return once again.
Mogchops, hope everything goes OK at work for you,
Sophiesmum - we have had a fire risk assessment at work the other week, unfortunately it was an old retired officer who came, not the dreamboat I had hoped for!
Today I will
- erm, go to work and be greatful for this considering what others are going through right now
- take last nights leftovers for dinner
- have a good tidy up later
- collect £4 I am owed from work
- cant see I will be spending anything
Hope everyone is well

Candy0107

Morning All,

Thanks to Sophiesmum for starting the thread nice and early
Mogchops fingers crossed for you

Today I have/will:

• breakfast and lunch from home
• daily scratchcard done 10p
• email CCCS and tell that that I will have to delay my review as I am not too sure what I am doing for work
• off to college tonight, so need to pay bus fares from work straight to college so cant get away with NSD, it will have to be a LSD instead

Think that is about it foe me today - no fit firemen, just sales guys who want me to release their orders.

Have a good day everyone & take care,
Candy xx

ald65

Not much for todays list.
usual laundry at 30
will get room ready for next lot of students
made pancakes for breakfast
one online survey to do
check online accounts
sort out clothes for charity

it is a lovely spring day here today so will try and get some gardening done;)

pixiechick99

Morning all,

Mogchops - fingers are crossed for you:D

Well I'm off work again, no better than yesterday - in fact I feel worse, got a pain in my side that was there all night, so could feel it every time i moved:mad: Doctor later thank goodness.

So today....

• Check banking
• Scratchcards 25p + 20p
• NSD I expect....
• heating off
• may get a washingon 30 and on the line
• read newspaper online

But that's all:o DD2 off to my friends for tea after school, just eldest to feed.
Hope you all have a good day:D

sophiesmum_2

painted lady - Luckily we are just down the road from main fire station so we always get sent a bunch of lovely firemen and an engine - although sometimes they abandon the visit part way through as they have to rush off for a job. Then they have to come back another day - what a shame !!!:D

DawnW

Morning everyone :j

Sorry to hear you are still not well Millyscarlett, and keeping fingers crossed for Mogchops - if you love your job, they would be mad to get rid of you!

So far I have:
Checked online banking
Checked work email - can work at home today, so saving time and fuel
HM breakfast

Later I will:
Do some work - I have lots of 'deliverables' from a previous project to look through - wacking great reports to you and I! (Can't you just see why I am envying SM the fireman scenario )
See to animals
Make some cookies using up some left over ingredients
Fill up wild bird feeders to use up last of winter bird food.
Tidy up a bit - I love SM's idea of cleaning a room everyday and then not having any housework to do at the weekend - I have tried this but it gets so messy I just have to do it all over again :mad:
Do a bit of gardening
DD2 and her bf coming for supper tonight so extra cooking to do

Pop back here later to pick up tips from all the rest of you!

Have a nice day everyone :hello:

painted_lady

sophiesmum wrote: »

painted lady - Luckily we are just down the road from main fire station so we always get sent a bunch of lovely firemen and an engine - although sometimes they abandon the visit part way through as they have to rush off for a job. Then they have to come back another day - what a shame !!!:D

Hmm, sounds lovely, especially the bit where they get the kit on and have to rush off! What a shame you dont get your fire assessment done and they have to come back though, must be such an inconvenience for you, lol.

Miss_Piggy_2

Morning all

SM enjoy your firemen!
Mogchops - fingers crossed for you today
Millyscarlet - good luck at doctors

Well this morning I'm feeling as rough as ever. Still deaf so the syringing didn't do much good! Not sleeping at all well due to throat. Another couple of days and I'm heading back to doctor methinks!

Got to keep going today though. Lots to do:

* Do Mrs Mop job at SIL's
* Take Piglet to nursery at 3pm and pray he doesn't throw up this time:o
* Washing at 30'c
* Really MUST think about doing the ironing I've been meaning to do the last week!
* Check on-line banking - not too bad for last couple of weeks of month!
* Take bag of clothes to clothes bank
* Do SIL's recycling for her....my brother has a penchant for collecting motorcyling magazines so I may put them in the loft ready for a car boot in the summer
* Storecupboard dinner
* Not a NSD - need few bits at Mr T's but have a £4 voucher I can use


Thats about it for today. Hope everyone is ok....another nice day out there MrsA - should perk you up!

Miss P

xx

Pippilongstocking

Morning troups

Too many of you all ready

Moggy - fingers crossed
Painted lady - Hi and waves
Miss P - ergh to throats and ears - sounds like old fashioned tonsilitus to me (me being almost a doctor)
Dawn - ergh to deliverables
SM - firemen - save a few for later
ALD - HI
Milly S - ergh good luck at docs....anyone else - there are so many of you 'hello' waves

Knee length flowery purple socks today

GREAT NEWS THE SUN IS SHINING HERE - AS THIS MIGHT BE IT FOR THE YEAR I INTEND TO MAKE THE MOST OF IT.....

Hokey cokey on the line
Lodger fed
Tea for tonight sorted - beef stir fry
Lunch in leftovers
Trying to cut milk out of my coffee today so having a black coffee
Phone insurance people
order oil (ergh not very dfw)
not sure what else today - more writing I guess
Checked seeds
Need sow more
Move money to scary loan
Waving - xxxxx

Today I intend to sparkle but lets see how that works!!!