Diary of a Poor Person aged 46 1/2

Happytogetdebtfree

evening how has day 3 gone? X

mrscmr

today is day 4 - its ok - no cheating! still hungry
its sunny so thats good!
have a great day all...x

mrscmr

Well just updated some totals... and really pleased that since nov 08 when i started acknowledging and tracking the debt we have paid off £33,939 off our cc and loan debt - it was 146K and is now 119K so thats a great improvement. to get it under 100K is my next target, maybe by the end of the year if we are lucky? Ebay totals up a little too!
i am finally seeing the result of the not spending [well only tiny bit in comparison with my mamouth spending previously] and the monitoring of the debt and seeing it slowly slowly reduce does keep me motivated.
how we all doing?

The_Golden_Goose

That is awesome. It really is.

This will keep you motivated, just think in your old days, you wouldnt have paid off nearly £34K but may have actually added on £34K.

Feel better?

Hope so.

Karen_30

You have done SO well - it's amazing! I'm sure that you'll have it sub 100K by the end of the year.

Re little spend...would it help it I told you I just tallied up all spends on food shops and eating out and they amounted to erm....over £200.....that's just my spending not even looked at OH's bank statements :eek: OMG :eek: Now seriously need to get back on track....I feel bad

xx

mrscmr

ah mrs GG - how are u???
and u r completely right... i could easily rack up another 34k at the drop of a hat!!! but im a reformed character these days and proud of it!

hope ur debtbusting is going in the right direction too!!!xx

Karen_30

mrscmr wrote: »

but im a reformed character these days and proud of it!

and so you should be xx :d

mrscmr

Hi karen.... well yesterday i had a silly spend day... bought a network/technical thing whch im now thinking was rubbish :-( but will wait till OH gives the final verdict before i return to shop.

i know how easy it is for the little spends to add up to big ones. thanks for ur encouragement it really means alot and also to know im not alone. cos sometimes when its just u and ur bills and ur debt and a big black hole - u do feel alone - so that when this forum really helps!

xxx have a great sunny day! get back on track and u can do it. and im so jealous of ur weight loss!

The_Golden_Goose

mrscmr wrote: »

ah mrs GG - how are u???
and u r completely right... i could easily rack up another 34k at the drop of a hat!!! but im a reformed character these days and proud of it!

hope ur debtbusting is going in the right direction too!!!xx

I am for sure. Tighter than a duck's butt.

As I have said before, I wish I had been more frugal when I was younger and looking back now, whenever I got paid, I never knew how much I had spare to treat me or anything and before I knew it, I'd have spend over a £100 and be back in my OD.

Thank heavens for Martin Lewis. A true saint. Arise Sir Martin for I salute your money savvy ness.

Happytogetdebtfree

Hi all, just out of hairdressers feel refreshed woo day 5 for me no toilet yet im glugging fibregel its bugging me i didnt have this problem on cambridge sorry lol x