We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Diary of a Poor Person aged 46 1/2
Comments
-
oh blimey i am sooo pathetic
i can pay of nearly 34k worth of debt in 8 months but can i stop putting junk in my mouth..??? nope can i heck!
weak and weak and weak ... thats what i am.
shall i start again on monday!Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
:heart2:Ebay Challenge 2011 - Still supporting from afar!
Long haulers supporters DFW #2230 -
oh blimey i am sooo pathetic
i can pay of nearly 34k worth of debt in 8 months but can i stop putting junk in my mouth..??? nope can i heck!
weak and weak and weak ... thats what i am.
shall i start again on monday!
I'm the same......i'll start again with you on Monday......we did say we were the queens of procrastination,or something like that....didn't we
:rotfl:
On the plus side, be happy and VERY proud of yourself for paying nearly £34K off of your debt.....WOW :Txx0 -
yep we did say that... ok i know i want this and i know i need to do it but whats up with my head...? its all over the place... oh well back to ebay listing!Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
:heart2:Ebay Challenge 2011 - Still supporting from afar!
Long haulers supporters DFW #2230 -
Stressful eating perhaps I know I am an emotional eater. Maybe trying a sensible low fat diet and little exercise might help? I know I can't follow any fad diets so to speak as I love food too much so just try and eat low fat, cut out the rubbish and reduce portions...it seems to work for me and I know some lovely low fat pud recipes so still get the treats
Keep smiling
0 -
No not weak - strong for recognising development need and being prepared to address it! Also "experts" agree that it is hard to focus on more than one goal - so I am putting all my energy into debt busting - and getting the right job at the right pay as part of that - I have recognised that diet and exercise will need to wait as I have no spare energy or thought focus for that... So don't be too hard on yourself (and that goes for you to Karen) - it is hard really hard to be focused and achieve in more than one area at once.weak and weak and weak ... thats what i am.
I am hoping if we get the debt kicked tho that we can afford the gym again - that would be nice!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
completely agree with u SH !!!
OH arrived home today and said had i lost weight? i say 3lbs he say ooo well done - it shows... random!
x
ok listed 13 on ebay today... have about 8 more things ready and found some shoes never worn with tags today! hey hey
have a great weekend - off out all day tomorrow
xx
thanks all for popping in to my world!Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
:heart2:Ebay Challenge 2011 - Still supporting from afar!
Long haulers supporters DFW #2230 -
Makes it all worthwhile when they notice - well done you !!
Do you use Turbolister for Ebay ? Makes life quickerSealed pot challenge 822
Jan - £176.66 :j0 -
See you had made a difference! Have a lovely weekend, xx0
-
well done on the listings. Whynot do atkins much much easier love x x have a good night x xI AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.680
-
thanks ladies
ha ha omg who is watching big brother... i think i am in love with the bloke with the velvet suit and all the flowing locks... not the wolverine bloke i might add - the last one in!!! hope u all enjoying it!Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
:heart2:Ebay Challenge 2011 - Still supporting from afar!
Long haulers supporters DFW #2230
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.1K Banking & Borrowing
- 253.6K Reduce Debt & Boost Income
- 454.2K Spending & Discounts
- 245.1K Work, Benefits & Business
- 600.7K Mortgages, Homes & Bills
- 177.5K Life & Family
- 258.9K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards