We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Diary of a Poor Person aged 46 1/2
Options
Comments
-
was just doing my little spreadsheet update.... figures are:
£88K paid off since nov 08 and now we owe 486K ... so things looking better... but still its the CC'ds that kill us
Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
:heart2:Ebay Challenge 2011 - Still supporting from afar!
Long haulers supporters DFW #2230 -
Slow but sure wins the race mrs c :-) keep up the good work. It could all be a distant memory if the house sells :-) xI AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.680
-
Well done on all those payments... the lessons you have learned on here will stand you in good stead well after you have sold the house....
good luck....Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/250 -
Congrats on the new figures MrsCMR - heading in the right direction0
-
Hi :wave:
I said I'd pop over - read part of the opening post - :eek: to those numbers but I am looking forward to reading your story. One day I may put more detail on mine but for now I'll have to do it in unidentifiable chunks
. 0 -
imofficially p1ssed off. here i am struggling to deal with the debt and my stupid OH throws away 300 pounds in an night out. FFFSHighest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
:heart2:Ebay Challenge 2011 - Still supporting from afar!
Long haulers supporters DFW #2230 -
that is tough. ((hugs))Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0
-
That is so annoying- i can sympathize. xBlackadder: Am I jumping the gun, Baldrick, or are the words 'I have a cunning plan' marching with ill-deserved confidence in the direction of this conversation?
Still lurking around with a hope of some salvation:cool:0 -
I would be P!ssed off too.
what was he doing?
xxxNevertheless she persisted.0 -
he was officially allowed to go out but had a limit ... went over that by 200 pounds... ffss fffss. i am balancing every single £££ - it will take me ages to recoup that amount.
have spent the day shouting at everyone one ... complaining that if i didnt do anything then nothing would be done.(((((((
imvery grumpy.
oh, buffy - he went out on a race night... yes yes i know... u dont need to say it.Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
:heart2:Ebay Challenge 2011 - Still supporting from afar!
Long haulers supporters DFW #2230
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351.2K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.7K Spending & Discounts
- 244.1K Work, Benefits & Business
- 599.2K Mortgages, Homes & Bills
- 177K Life & Family
- 257.5K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards