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Diary of a Poor Person aged 46 1/2

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  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    good luck - hope the house situation comes together soon
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • chevalier
    chevalier Posts: 7,937 Forumite
    Part of the Furniture Combo Breaker
    Whilst I know that you don't want to rent your place out long term, you might want to consider it, so that it doesn't stop you moving to switzerland in the mean time? If it is rented on the understanding that you are trying to sell it would that work? Is you house in an area where people might want short term lets eg a month or something?

    just trying to think outside the square a bit.

    LOL about the rain. We have had 10 days of almost solid rain, and it is splonging it down now oh joy!

    Seems to be raining all round the world at the moment. Terrible what is happening in Pakistan and China with the floods
    chev
    I want a job that is less than an hour driving away from my house! Are you listening universe?
  • mrscmr
    mrscmr Posts: 2,903 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    omg i working so hard.... excitedly we launched our new website last night... its so different and im really pleased with it... now im gonna spend days tweeking it! how is everyone?
    Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
    :heart2:Ebay Challenge 2011 - Still supporting from afar!
    Long haulers supporters DFW #223
  • Happytogetdebtfree
    Happytogetdebtfree Posts: 6,798 Forumite
    Hi mrs c nice to see you, yay on the new website im glad things are keeping busy with you. Im getting the numbers down so i am pretty pleased with things id like them to move a tad faster but they dont seem to be lol :) glad to see you back xxx
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
  • Eager_Elephant
    Eager_Elephant Posts: 4,714 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Wowsers!!

    Have just finished reading your whole diary - I am the worlds greatest procrastinator!!!

    Hope everything works out ok for you and you manage to sell your house!

    EE
  • mrscmr
    mrscmr Posts: 2,903 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    HI EE

    are u sure that you hold the title of the worlds greatest procrastinator...:)) infact even now.. I am procrastinating! :)

    thanks for your kind words... it has been and continues to be a struggle!
    Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
    :heart2:Ebay Challenge 2011 - Still supporting from afar!
    Long haulers supporters DFW #223
  • GDB2222
    GDB2222 Posts: 26,274 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    edited 1 September 2010 at 3:48PM
    Just looked at your new website. It's really nice, and I like it that there are more things on there for grown-ups as my youngest is 18, so the finger puppets wouldn't have been any use.

    The scales are nice. Which colour do you sell the most of?
    No reliance should be placed on the above! Absolutely none, do you hear?
  • mrscmr
    mrscmr Posts: 2,903 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    cream sell well as they are neutral colour... i have a set .. ihave mint as they match my tiles in the kitchen. we are really pushing website now.. :) hopefully one day it will pay off and be something great!
    Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
    :heart2:Ebay Challenge 2011 - Still supporting from afar!
    Long haulers supporters DFW #223
  • GDB2222
    GDB2222 Posts: 26,274 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Oh, I was betting on red! Must be a man thing.
    No reliance should be placed on the above! Absolutely none, do you hear?
  • mrscmr
    mrscmr Posts: 2,903 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    the red is a nice colour.. as in not too post office red and not too orangy red... if u see what i mean!

    :)
    Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
    :heart2:Ebay Challenge 2011 - Still supporting from afar!
    Long haulers supporters DFW #223
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