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Diary of a Poor Person aged 46 1/2
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NOthing anyone will say will make you feel any better. Its just a part of your children growing up. Try and have a good weekend as best you can.Debt free and Keeping on Track0
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hi mrs C - I am sure child 2 will come back safe and full of stories they will still be telling when they are an adult. That's what I have to tell myself when I let my kids go away without us - still hard! I make myself do it tho..... and then make sure I do something I woudln't get to do if they were home! Which could be spend more time with one of the other kids....
Hugs
MrsC I admire what you are doing on ebay - but the mistake most new businesses make is to buy too much stock and wreck their cashflow - so please be careful!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £172.5K Equity 36.11%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.6K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.4/£127.5K target 24.6% 1/9/25
(If took bigger lump sum = 53.3K or 41.8%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
(If bigger lump sum £15.8/30K 52.67%)
5) SIPP £4.8K updated 29/7/250 -
SH.... you wise woman!
yes i take heed of what you say.
luckily i am doing my ebay with a friend and now business partner to spread the load. we had some stock already and have sales every day since we officially started last friday!
must say my february household budget is completely blown already... some how i have to make up the difference... spent wayyyy too much this month.
:-(Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
:heart2:Ebay Challenge 2011 - Still supporting from afar!
Long haulers supporters DFW #2230 -
Hope you are OK mrscmr, did your son get off OK.Sealed Pot Challenge #0160
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yes we did well, he was scared and excited at the same time!
and i didnt cry or throw up! had a good chat with the adult leaders of the group... dont care if they think im a nutter... !
i know he has arrived at his destination! hope he will be able to cope on his own.
now for a massive ebay weekend!
have a good day all xxHighest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
:heart2:Ebay Challenge 2011 - Still supporting from afar!
Long haulers supporters DFW #2230 -
I'm glad he got there OK, I'm sure he will have a fab time. Keep busy today and the time will soon pass.
Happy Ebaying, did you manage to find out how to do an About Me page? I'm going to try and do some 5 day auctions today so they finish Thursday next week as I'm away from Monday 15th, this week I'll concentrate on getting stuff on Turbolister so I can get them listed the day before I go away and they will finish when I get back.Sealed Pot Challenge #0160 -
I am sure that your son wont miss you one bit, which is what you want!
Happy ebaying and hope you get lots of sales.
Lush day isn't it? Weather wise? Not a day for getting smashed. Tho whatever floats your boat really.** Proud to be dealing with my debts **LBM - Jan 2009 _pale_ : £24,802.21 :eek:February 2010 :silenced: : £18,078.47 (not including OD)July 2010
= £16,819.34 (not including OD)
January 2012 :mad: = £14,338.75 (not including OD)0 -
smashed???? what u up to mrs GG?Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
:heart2:Ebay Challenge 2011 - Still supporting from afar!
Long haulers supporters DFW #2230 -
LOL! Smashed as in boozed up!
Have had a bit of an MSE afternoon, doing me sums. Got a new debt total, it was over £24k and now its a smidge over £18k, not bad progress for 12mths (though doesnt include the overdraft). As MrGG says, its all going in the right direction. I can't afford over payments so will have to go with the standard contributions and take it on the chin like the spenda-creditcard-aholic I once was.
How's life with you?** Proud to be dealing with my debts **LBM - Jan 2009 _pale_ : £24,802.21 :eek:February 2010 :silenced: : £18,078.47 (not including OD)July 2010 = £16,819.34 (not including OD)
January 2012 :mad: = £14,338.75 (not including OD)0 -
hi mrsc - glad child no 2 got off okay. Good luck with the ebay mission.
GG - nice to see you back - at least we have been paying off our debts despite set backs - rather than adding to them!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £172.5K Equity 36.11%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.6K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.4/£127.5K target 24.6% 1/9/25
(If took bigger lump sum = 53.3K or 41.8%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
(If bigger lump sum £15.8/30K 52.67%)
5) SIPP £4.8K updated 29/7/250
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