Diary of a Poor Person aged 46 1/2

savingholmes

Hi mrsc - glad you've found odd spots of money - they all help!

DeeDeeinDooDoo

Hi,

I have just checked that site i told you about and if you scroll down to bottom of home page it says it will buy back amongst others Italian Lira. I wonder what 23,000 is equal to?

I have been lurking for years! I have no debts now but am on a limited income and want to pay off mortgage and save for retirement, i am 45 and 3/4 years old which is why i was attracted to your thread.

I have been really impressed with your effort and determination and you are right it is a great community and I'm so glad to have jumped in.

Kind regards to you and yours...

mrscmr

thanks deedee i have filled out their form and wait to see if they contact me!

mrscmr

problem is what do i do when its my birthday and im no longer 46 1/2? do i update my name or start a new diary? omg ... thats a big decision!

savingholmes

I would just carry on until you are ready to start a new chapter....

mrscmr

ok done my spreadsheets and we dont earn enough to cover bills. not even including food, or petrol, or anything outside of debt / household standard bills.

thinking dmp - will call cccs in morning... want to cry and have pain in neck. OH is saying no - that we should look at the unenforceable credit card thing first... but i think that not the way forward - logged into my egg card account and saw the big red notices etc saying i am xxx in arrears. :-( :-(

feel like i have failed you all as i cant seem to manage this anymore by myself.
im sorry

dawnybabes

You've failed no one !!!

mrscmr

but i have... i'm not a stupid person and i know better than to get into this dreadful mess. i SHOULD be able to do it myself - but i give up - surrender - enough - now - stop.

just done debt remedy online - that was fun :-( will call them tomorrow.

kissjenn

Hey there you.

How are things? How are the jobs coming? How big is the gap between what you currently bring in and what goes out - what are the options for plugging it? I'm just wondering if the gap would be filled by school fees given it's very doubtful whether a dmp would allow them anyway. No idea how much they are with all the associated uniform and trips costs where you are. Here they range from £6000 - £12000 per year fees only.

We lost all access today as router died. Having huge problems getting new one to configure and Demon has gone in the huff so no email. On-line tonight via a BTOpen connection and £15 payment for emergency access. OH's final essay had to be in by noon tomorrow and this was my contingency option. Looks like OH is spending tomorrow playing with techie stuff while I discover the joys of mesoamerican argiculture!!

Feel free to give me a ring tomorrow if you like.

KJ

mrscmr

3k gap - dont have enough tissues for that size gap :-(
550 per month = school fees
hurrah for essay!
will call u tomorrow eve if ok?
im too sad tbh