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Diary of a Poor Person aged 46 1/2

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  • All the best mrs cmr, sounds like you are making some big changes which are for the best. Keep your chin up this could be the weight lifted you needed xx
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
  • mrscmr
    mrscmr Posts: 2,903 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    a day of much activity!
    new ideas to bring in some money and its friday!
    happy weekend everyone!
    Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
    :heart2:Ebay Challenge 2011 - Still supporting from afar!
    Long haulers supporters DFW #223
  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hi mrsc - share your money ideas....
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • kissjenn
    kissjenn Posts: 2,358 Forumite
    Mortgage-free Glee!
    Sorry I missed you last night. I was waiting for the phone to ring duh...I'll load messenger on both machines...that may help.

    OH is dropping you an email tonight which is too techie for me. The fact we haven't thrown every bit of kit thro the window this week is a miracle.

    Glad avon is going well...bet all the snooty mums are dead jealous.
    :A Let us be grateful to people who make us happy: they are the charming gardeners who make our souls blossom. Marcel Proust :A
  • mrscmr
    mrscmr Posts: 2,903 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    shall i ring u now? gormiti is on so prob safe for 5 mins.
    Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
    :heart2:Ebay Challenge 2011 - Still supporting from afar!
    Long haulers supporters DFW #223
  • mrscmr
    mrscmr Posts: 2,903 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    SH - moneymaking ideas involve selling a product on behalf of someone else who has long forgotton about it and left to gather dust! yesterday i was inspired to take on this task as i can see a market for the product!

    i could be wrong or i could be right... only time will tell!
    Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
    :heart2:Ebay Challenge 2011 - Still supporting from afar!
    Long haulers supporters DFW #223
  • bluebag
    bluebag Posts: 2,450 Forumite
    1,000 Posts Combo Breaker
    mrscmr wrote: »
    SH - moneymaking ideas involve selling a product on behalf of someone else who has long forgotton about it and left to gather dust! yesterday i was inspired to take on this task as i can see a market for the product!

    i could be wrong or i could be right... only time will tell!

    Ooooooooh, that sound really mysterious. Hope it goes well for you. Glad your feeling a bit more upbeat and going for it.
    Much hugs.
    Sail onward with your head high.
    bb
  • mrscmr
    mrscmr Posts: 2,903 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    evening all!
    been at computer all evening - pain in neck!

    hoping all this hard work will pay off.

    happy weekend all!
    Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
    :heart2:Ebay Challenge 2011 - Still supporting from afar!
    Long haulers supporters DFW #223
  • bluebag
    bluebag Posts: 2,450 Forumite
    1,000 Posts Combo Breaker
    Happy weekend, I hope all your hard work pays off too, at least a pain in hte neck's worth. Having a simple weekend, MrT's for weekly shop, hate that, it will be packed. Still, I'll go very early and get it all done and feel righteous. LOL. Going to vist my mum and dad on Sunday, very elderly now but amazing people. Have to cut my dad's hair, started doing it when he was very sick but now he's a bit better he won't pay the £4 to the barbers, he says I do it better for free, cheeky beggar.
    Have a good 'un.
    xbb
  • mrscmr
    mrscmr Posts: 2,903 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    just popped in to say hi!
    its my birthday! yay me! and i got nothing which was my choice! x
    Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
    :heart2:Ebay Challenge 2011 - Still supporting from afar!
    Long haulers supporters DFW #223
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