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Diary of a Poor Person aged 46 1/2

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  • Hey hey,hapened to hear martin on radio 1 gosh i wish id of heard him when i was at uni :( would have saved me some pennies credit cards are not freee money lol ahhh the joys x
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
  • mrscmr
    mrscmr Posts: 2,903 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    oh i didnt hear that.... btw why u feeling down at mo?
    Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
    :heart2:Ebay Challenge 2011 - Still supporting from afar!
    Long haulers supporters DFW #223
  • i dont know just feeling really fed up, i really wanted to start clearing some debt and then we could have enjoyed life sooner, its so depressing having the big happy day then boom back to reality of a mountain of debt we have 750 excess a month yet we are saving that for spend for australia, that could have been a credit card paid off or something else thats all i can think, i know aus will be great and that but 67k is a big sum to carry at times when i should be thinking of house deposits family planning etc etc i mean im 25 for goodness sake i feel like i could just scream :'(
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
  • mrscmr
    mrscmr Posts: 2,903 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    happytoget... you are young and just got married... have a little fun of course, but at the back of ur mind you know what you have to do... so there's no fun in having a good time as long as you arent completely off the rails.

    this morning i woke up 2nd day in row with the old dread in tummy feeling. i had forgotton about everything on holiday and now i have crashed down to earth with a bang. the big 'D' is still there and although im dealing with it.. .its a long old haul ahead. i must get focused and try to bring some money in by myself.... hmmm
    Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
    :heart2:Ebay Challenge 2011 - Still supporting from afar!
    Long haulers supporters DFW #223
  • I know you are right but part of me thinks should i be getting rid of this debt asap trying to get through this rather than thinking big holidays etc etc i dont want to do overtime at work i tried asking my mum if i could iron for her !
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
  • mrscmr
    mrscmr Posts: 2,903 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    you can iron for me!
    Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
    :heart2:Ebay Challenge 2011 - Still supporting from afar!
    Long haulers supporters DFW #223
  • will1_2
    will1_2 Posts: 17 Forumite
    Chin up MrsCmr!

    I find the best way to get rid of that 'tummy dread' feeling is to get myself busy busy busy-which I am sure you've been doing! And to give myself a good talking to whilst I am at it-I guess its all about getting things in perspective as best you can. Whatever lies ahead-you WILL cope-you WILL get through-the world won't end.

    Play time with the kids always works too don't you find?-gets you back in the important here and now and reminds you that all they really need is food, a roof and you!

    What u been up to today? Sun is in and out in and out down here in the South-and a nice clothes-drying wind (shame I've only just managed to put the machine on-I will have missed it!!).

    Better start thinking about what to feed them all now.Then a good dose of TV and possibly a glass of Pinot??xx
  • mrscmr
    mrscmr Posts: 2,903 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    thanks for popping in will1... much appreciated! well child#1 has a sleepover today/tonight.... mmm i have been sent to the kitchen as they have taken over sitting room.

    i am working hard on my ebay at moment. i just need to remember what my goal is and stick to it!

    have a good evening!
    Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
    :heart2:Ebay Challenge 2011 - Still supporting from afar!
    Long haulers supporters DFW #223
  • aiii dear what would you do mrs cmr hold off paying some of teh debt off and go to australia or cancel australia and get some debts cleared :S
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
  • mrscmr
    mrscmr Posts: 2,903 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    oh yes... i remember i need to update my diary.

    i am sorry to say that my dear laptop has departed to the good place that all laptops go... laptop heaven. its the graphic card but prob is i didnt back up soooo need to find how to get the data off as its very important... duh!

    well been listing on ebay and have sold 7 items since last thurs all good!
    did a big shop today and although bought sensibly i was amazed at how much it came to. i did buy school stuff in there as they were selling amazingly price stationery. im really needing to get back to my frugal living as i was before hols as the bank account seems to have a life of its own and is bleeding money left right and centre. must regain control - it must NOT control me!

    how we all doing? dont u find this english 'summer' a pain in the bum? i am so cold that i have socks and the heating on.

    have a good evening all xx
    Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
    :heart2:Ebay Challenge 2011 - Still supporting from afar!
    Long haulers supporters DFW #223
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