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Oh the shame of bankruptcy!!! What will the neighbours, the cat, the postman think?

24

Comments

  • yellowmonkey
    yellowmonkey Posts: 7,052 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Thanks fermi hut.gif :D
  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    Thanks fermi hut.gif :D

    You have been sitting there just waiting to use that smiley haven't you. :p :rotfl::rotfl:
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
  • yellowmonkey
    yellowmonkey Posts: 7,052 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    fermi wrote: »
    You have been sitting there just waiting to use that smiley haven't you. :p :rotfl::rotfl:

    YES !!!! :rotfl:

    ym
  • Bethankim
    Bethankim Posts: 1,030 Forumite
    I have been really honest about it with family and friends - I have just about come out the other after a car accident triggered my nervous breakdown.

    I actually think there is more stigma attached to having a long term mental health condition than bankruptcy.

    when i have gone through the door of BR on the 2nd I will be another step closer to rebuilding my life.

    After going to some very dark paces last year - the final worst moment was admitting myself to A&E on the day i cancelled all my direct debits to my creditors - knowing f i went home i would not see another day.

    After that slowly but surely step by step reclaiming my life and appreciating every fantastic wonderful day..the bad days will never be so bad and the good should be treasured.

    So if anyone said anything negative to me - i would let them get on with it, they havent lived my life and if they are so blinkered, judgemental and stoopid then they are ugly and not worth my time. i only want to be surrounded by lovely people.

    oops sorry didnt mean to waffle, but realised today just over a year since the accident and i was sat thinking how far id come.

    everyone here is way braver and stronger for having faced the worst and got through it.

    :T:T well done to you all xxx
    BR 2nd April 2009
    Feel the fear and do it anyway!




  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    YES !!!! :rotfl:

    ym

    Thought so. :D

    Hope it all goes well tomorrow.

    As you [STRIKE]were[/STRIKE] are a DFW from the main board, I'm sure they will all be wishing you well also. :)
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
  • paulc19
    paulc19 Posts: 101 Forumite
    to be honest, i really don't give a flying wotsit what others think about it. Most of the people that matter know, i dont shout it from the rooftops but i do tell people if it crops up. I'm not proud but not ashamed either. At the end of the day, if people want to think negatively then let them, it doesn't matter one little bit, being free from debt and able to move on with my life is what matters and everyone deserves a second chance. I find most people don't really seem bothered in all honesty, it doesn't have the stigma that it used to, at least amongst the properly informed.
  • get_me_out
    get_me_out Posts: 295 Forumite
    Kept it kinda between family well mum and close friend who had been there herself and helped me loads. Then off course all you lovely people here.

    With one exception my doctor whos still helping me with meds as the problems before Br really got to me. Still get panic attacks.
    BSC No: 186 There is always light at the end of the tunnel. Unless someone's nicked the candle !
  • a s regular peeps know on this forum, my hubby went b.r.with a buisness 27 years ago. then the shame an stigma was truly terrible, folk an so called good friends we thought we had did not want to know us. absoulutely no information about b.r.you were on your own..we have always been carefull ever since, but todays economic crisis,has set us on this road again. im more upset about our son 22 worrying about this. he thought we knew everything.always advising him about credit cards an debt e.t.c. we feel foolish.an one thing i have learnt about people who critisice is they want to remember...there but for the grace of god go i.i am actually more ashamed this time as hubby knew we were in trouble with money for a good 8 month an never told me cos he knew what i went through last time.the night he told me i found this forum an i told all of you an shouted at him.very loud...ha.we ok now but as to how others view all our troubles, at the end of the day as long as we an my son are ok.we will get through it.
  • MercMan
    MercMan Posts: 460 Forumite
    Spoken to my friends and workmates who all said bloody good idea. If you are of a certain age (like me) and will never get another mortgage due to the fact I will have less than 10 years to pay it off, then good on you. Spoke to my two dogs about it and they said as long as they've got somewhere to sleep and regular food they don't give a monkey's. ;)
    "What does not kill you makes you stronger"


  • jenni75
    jenni75 Posts: 514 Forumite
    In our case as we had a business that covered most of the south west, but mostly the local area the majority of folks knew. Could I give a monkeys? no. We tried our hardest and ultimately failed. I am answerable to anyone (other than the OR) no.

    My family have been really good this year, my mum is very wealthy but does'nt believe in hand outs. I respect her choice as we made the errors, it is no one but our responsibilty to sort it out.

    I have said on here before that I lost my hair through the stress, my marriage had crumbled and my weight so low I could have snapped in half. Now with three weeks to go I have grown some hair, got my marriage back on track its like new (well more secondhand new, newish) and I have put on some weight. Not enough though, I bought some jeans the other day and yesterday in Tesco they fell down round my ankles. The bloke stood by me turned and said " I bet you wish you'd worn bridget jones knickers now " laughed and walked off. Now that was embarrassing!!!:o

    As good as friends and family are the folks on ere give good honest advice and that is so valuable because at the end of the day family and friends can only offer so much. I am only sorry because I can only offer so little advice myself, we only lost a business not our house. I am so grateful we didnt lose our home and feel extremely fortunate for that.

    Br is not something I would have wanted to do but we did so we will just have to move on in the best way we can and hopefully that will be together.

    Jenni

    And for those that do judge BR's then I say those in glass houses......
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